Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BrightChoice Insurance from Liège, company number BE1020098322, closed financial year 2025 with a result of € 15,549 after tax. For that financial year BrightChoice Insurance recorded a gross margin of € 39,519 and equity of € 20,549. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 20,549
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,549
Profit after tax over the fiscal year.
€ 9,172
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 15,549.
Debts at end 2025
€ 1.6 million
€ 101,136 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 40,692
Supplier invoices still open on the last day of the fiscal year.
€ 5,551
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
What happened to BrightChoice Insurance?
What happened at BrightChoice Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,549. filed late Source: NBB ↗
- Hans Vanlanduyt became a director. NBB
- New establishment in Liège. KBO
- New establishment in Waregem. KBO
- New establishment in Antwerpen. KBO
- New establishment in Wingene. KBO
- Start of the company according to the CBE. KBO
In short
Paid € 5,551 in corporate taxes since 2025.
A new publication or filing at BrightChoice Insurance? We notify you, reason included.
Follow BrightChoice InsuranceDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BrightChoice Insurance is Hans Vanlanduyt. Hans Vanlanduyt is also behind Verzekeringskantoor Vanlanduyt.
Directors
According to the 2025 annual accounts
since 2025
Establishments
Establishment units
Physical locations of this company
Rue de l'Université 26
4000 Liège
Roger Vansteenbruggestraat 31 box a
8790 Waregem
Active since 18 February 2025
Lange Nieuwstraat 51
2000 Antwerpen
Active since 18 February 2025
Oude Bruggestraat 19
8750 Wingene
Active since 18 February 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1020.098.322
- VAT number
- BE 1020.098.322
- Registered office
- Rue de l'Université 26, 4000 Liège
- Names & denominations
- BrightChoice Insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 February 2025
- Peppol
- Active · Active since 13 Feb 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars