What does Bureau Yves Pechard do?

Bureau Yves Pechard is an insurance broker in Liège. Public Limited, started on 31 December 1973, 1 establishment.

What is the address of Bureau Yves Pechard?

The registered office of Bureau Yves Pechard is located at Avenue Rogier 27, 4000 Liège.

Is Bureau Yves Pechard still active?

Yes. According to the CBE (29 October 2026) Bureau Yves Pechard is active, legal situation “Normale toestand”, started on 31 December 1973.

Is Bureau Yves Pechard registered on Peppol?

Yes, Bureau Yves Pechard is registered on the Peppol network with ID 0208:0413935721.

What is the enterprise number of Bureau Yves Pechard?

The enterprise number of Bureau Yves Pechard is BE0413935721.

When was Bureau Yves Pechard founded?

Bureau Yves Pechard was founded on 31 December 1973.

Who are the directors of Bureau Yves Pechard?

According to the 2025 annual accounts, the directors of Bureau Yves Pechard are: Vincent DETOMBAY, Yves PECHARD, HVP SRL, HPP SRL, Pierre CAJOT.

Is Bureau Yves Pechard a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 31 December 1973; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account.

How much profit did Bureau Yves Pechard make in 2025?

Bureau Yves Pechard posted a profit after taxes of € 564,691 in financial year 2025.

What is the revenue of Bureau Yves Pechard?

As a small company, Bureau Yves Pechard is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 2,053,187.

How much does an employee at Bureau Yves Pechard earn?

The average wage cost per full-time employee at Bureau Yves Pechard was € 71,900 in 2025: staff costs of € 1.2 million for 16.7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Bureau Yves Pechard have?

According to the 2025 annual accounts, Bureau Yves Pechard has 16.7 full-time equivalents (FTE).

Does Bureau Yves Pechard have a website?

Yes, Bureau Yves Pechard has a website at pechard.be.

Bureau Yves Pechard (Public Limited) - Liège

Dossier Bureau Yves Pechard, printed on 29 October 2026 from databakkes.be/en/0413935721/bureau-yves-pechard. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Bureau Yves Pechard from Liège, company number BE0413935721, closed financial year 2025 with a result of € 564,691 after tax. For that financial year Bureau Yves Pechard recorded a gross margin of € 2.1 million and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 466,009 to € 564,691. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 11, 2026.

What it is worth Healthy

€ 1.4 million

▼ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 564,691

▲ 21% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.9 million

▲ 180% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 686,500 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

16.7

▲ 0.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.2 million

▲ 5% vs 2024

€ 71,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 172,780

▲ 8% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 216,693

▼ 12% vs 2024

€ 28,989 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 2 million

▲ 7% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 146,280

▼ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,660,092 Gross margin 2022: € 1,660,092 First fiscal year in the series	€ 1,851,604 Gross margin 2023: € 1,851,604 ▲ 12% vs 2022 (€ 1,660,092) Favourable step	€ 1,854,677 Gross margin 2024: € 1,854,677 Unchanged (€ 1,851,604) Favourable step	€ 2,053,187 Gross margin 2025: € 2,053,187 ▲ 11% vs 2024 (€ 1,854,677) Favourable step	▲ 11%
Profit after taxes	€ 407,476 Profit after taxes 2022: € 407,476 First fiscal year in the series	€ 467,626 Profit after taxes 2023: € 467,626 ▲ 15% vs 2022 (€ 407,476) Favourable step	€ 466,009 Profit after taxes 2024: € 466,009 Unchanged (€ 467,626) Unfavourable step	€ 564,691 Profit after taxes 2025: € 564,691 ▲ 21% vs 2024 (€ 466,009) Favourable step	▲ 21%
Equity	€ 1,556,498 Equity 2022: € 1,556,498 First fiscal year in the series	€ 1,557,321 Equity 2023: € 1,557,321 Unchanged (€ 1,556,498) Favourable step	€ 1,556,346 Equity 2024: € 1,556,346 Unchanged (€ 1,557,321) Unfavourable step	€ 1,407,925 Equity 2025: € 1,407,925 ▼ 10% vs 2024 (€ 1,556,346) Unfavourable step	▼ 10%
Total debts	€ 2,485,178 Total debts 2022: € 2,485,178 First fiscal year in the series	€ 2,612,812 Total debts 2023: € 2,612,812 ▲ 5% vs 2022 (€ 2,485,178) Unfavourable step	€ 2,508,825 Total debts 2024: € 2,508,825 ▼ 4% vs 2023 (€ 2,612,812) Favourable step	€ 2,909,901 Total debts 2025: € 2,909,901 ▲ 16% vs 2024 (€ 2,508,825) Unfavourable step	▲ 16%
Cash	€ 1,468,662 Cash 2022: € 1,468,662 First fiscal year in the series	€ 753,924 Cash 2023: € 753,924 ▼ 49% vs 2022 (€ 1,468,662) Unfavourable step	€ 686,161 Cash 2024: € 686,161 ▼ 9% vs 2023 (€ 753,924) Unfavourable step	€ 1,920,257 Cash 2025: € 1,920,257 ▲ 180% vs 2024 (€ 686,161) Favourable step	▲ 180%
Retained profit	€ 1,494,498 Retained profit 2022: € 1,494,498 First fiscal year in the series	€ 1,495,321 Retained profit 2023: € 1,495,321 Unchanged (€ 1,494,498) Favourable step	€ 1,494,346 Retained profit 2024: € 1,494,346 Unchanged (€ 1,495,321) Unfavourable step	€ 1,345,925 Retained profit 2025: € 1,345,925 ▼ 10% vs 2024 (€ 1,494,346) Unfavourable step	▼ 10%
Dividend	€ 342,110 Dividend 2022: € 342,110 First fiscal year in the series	€ 446,500 Dividend 2023: € 446,500 ▲ 31% vs 2022 (€ 342,110) Unchanged	€ 466,984 Dividend 2024: € 466,984 ▲ 5% vs 2023 (€ 446,500) Unchanged	€ 686,500 Dividend 2025: € 686,500 ▲ 47% vs 2024 (€ 466,984) Unchanged	▲ 47%
Bank debt	€ 304,636 Bank debt 2022: € 304,636 First fiscal year in the series	€ 272,828 Bank debt 2023: € 272,828 ▼ 10% vs 2022 (€ 304,636) Favourable step	€ 245,064 Bank debt 2024: € 245,064 ▼ 10% vs 2023 (€ 272,828) Favourable step	€ 216,693 Bank debt 2025: € 216,693 ▼ 12% vs 2024 (€ 245,064) Favourable step	▼ 12%
Balance sheet total	€ 4,041,675 Balance sheet total 2022: € 4,041,675 First fiscal year in the series	€ 4,170,134 Balance sheet total 2023: € 4,170,134 ▲ 3% vs 2022 (€ 4,041,675) Unchanged	€ 4,065,171 Balance sheet total 2024: € 4,065,171 ▼ 3% vs 2023 (€ 4,170,134) Unchanged	€ 4,317,826 Balance sheet total 2025: € 4,317,826 ▲ 6% vs 2024 (€ 4,065,171) Unchanged	▲ 6%
Employees (FTE)	17 Employees (FTE) 2022: 17 First fiscal year in the series	16.6 Employees (FTE) 2023: 16.6 ▼ 0.4 vs 2022 (17) Unchanged	16 Employees (FTE) 2024: 16 ▼ 0.6 vs 2023 (16.6) Unchanged	16.7 Employees (FTE) 2025: 16.7 ▲ 0.7 vs 2024 (16) Unchanged	▲ 0.7

Key figures of Bureau Yves Pechard, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Bureau Yves Pechard?

What happened at Bureau Yves Pechard in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Yves PECHARD stepped down as director. NBB
2029 HVP SRL stepped down as director. NBB
2029 HPP SRL stepped down as director. NBB
2029 Pierre CAJOT stepped down as director. NBB
Jul 11, 2026 New annual accounts for financial year 2025: profit of € 564,691 (▲ 21% vs 2024). Source: NBB ↗
2026 Vincent DETOMBAY stepped down as director. NBB
2024 Pierre CAJOT became a director. NBB
2023 HVP SRL became a director. NBB

In short

From € 407,476 profit in 2022 to € 564,691 profit in 2025.

Paid € 714,164 in corporate taxes since 2022.

Best year ever: 2025, with € 564,691 profit.

On average € 122,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

HVP SPRL 50%

HPP 50%

The stake of HVP SPRL, HPP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Bureau Yves Pechard

DEECIDE 2.3%

The shares are held by HVP SPRL (50%) and HPP (50%). It owns 2.3% of DEECIDE itself.

Directors

According to the 2025 annual accounts

Vincent DETOMBAY

Director

since 2020 · until 2026

Yves PECHARD

Chairman of the board

since 2023 · until 2029

HVP SRL

Managing director · represented by Virginie PECHARD

Also active at: PVP Immo

since 2023 · until 2029

HPP SRL

Managing director · represented by Pascale PECHARD

Also active at: PVP Immo

since 2023 · until 2029

Pierre CAJOT

Director

since 2024 · until 2029

Shareholders

HVP SPRL

50%

HPP

50%

Participations

DEECIDE

2.3%

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue Rogier 27

4000 Liège

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

BUREAU PECHARD UNITE

PVP Immo same network

€ 94,261 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS pechard.be

Canonical: https://www.pechard.be/fr-be

Technologies

DrupalFont AwesomeMatomoOpenCartOptinMonsterPHPVimeoYoast SEOYouTube Embed

Hosting & Email

Email provider

Self-hosted

Hosting

LEVEL27-AS * Please direct all complaints to [email protected] *, BE

DNS

OVH DNS

Website info

HTTPS Ja

Languages FR

Features

Webshop Blog Jobs Contact page

Security

✓ HTTPS

✓ SPF

✗ DMARC

Network

✓ IPv6

Details

Company number

0413.935.721

VAT number

BE 0413.935.721

Registered office

Avenue Rogier 27, 4000 Liège

Names & denominations

Bureau Yves Pechard · BYP

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

31 December 1973

Peppol

Active · Active since 5 Jan 2026

Contact

pechard.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Administratieve en ondersteunende activiteiten ten behoeve van kantoren

Diverse administratieve activiteiten ten behoeve van kantoren

View on CBE Public ↗ Annual accounts (NBB) ↗

Bureau Yves Pechard

Financials

What happened to Bureau Yves Pechard?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Website info

Features

Security

Network

Details

Frequently asked questions