What does INVESQO do?

INVESQO is an insurance broker in Waregem. Private Limited, started on 20 October 2023, 1 establishment.

What is the address of INVESQO?

The registered office of INVESQO is located at Westerlaan 1, 8790 Waregem.

Is INVESQO still active?

Yes. According to the CBE (17 September 2026) INVESQO is active, legal situation “Normale toestand”, started on 20 October 2023.

Is INVESQO registered on Peppol?

Yes, INVESQO is registered on the Peppol network with ID 0208:1001431166.

What is the enterprise number of INVESQO?

The enterprise number of INVESQO is BE1001431166.

When was INVESQO founded?

INVESQO was founded on 20 October 2023.

Who are the directors of INVESQO?

According to the 2025 annual accounts, the directors of INVESQO are: STEFF BV, Q & O VERZEKERINGEN NV.

Is INVESQO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 October 2023; 2 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did INVESQO make in 2025?

INVESQO posted a profit after taxes of € 136,542 in financial year 2025.

What is the revenue of INVESQO?

As a small company, INVESQO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 441,469.

INVESQO (Private Limited) - Waregem - BE1001431166

Dossier INVESQO, printed on 17 September 2026 from databakkes.be/en/1001431166/invesqo. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 2 of the last 2 fiscal years.

Financials

Financial year 2025

INVESQO from Waregem, company number BE1001431166, closed financial year 2025 with a result of € 136,542 after tax. For that financial year INVESQO recorded a gross margin of € 441,469 and equity of € -97,008. Compared with financial year 2024, the result moved from € -257,550 to € 136,542. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.

What it is worth Caution

€ -97,008

▲ € 136,542 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 136,542

▲ still € 257,550 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 41,563

▲ 214% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -121,008.

People and assets in 2025

Wage cost

€ 196,840

▲ 120% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 14,955

▼ 60% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 682,000

▼ 11% vs 2024

€ 88,000 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 66,479

▼ 48% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 30,411

▲ 21% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2024	2025	Change 2024 → 2025
Gross margin	€ -107,758 Gross margin 2024: € -107,758 First fiscal year in the series	€ 441,469 Gross margin 2025: € 441,469 ▲ € 549,227 vs 2024 (€ -107,758) Favourable step	▲ € 549,227
Profit after taxes	€ -257,550 Profit after taxes 2024: € -257,550 First fiscal year in the series	€ 136,542 Profit after taxes 2025: € 136,542 ▲ € 394,092 vs 2024 (€ -257,550) Favourable step	▲ € 394,092
Equity	€ -233,550 Equity 2024: € -233,550 First fiscal year in the series	€ -97,008 Equity 2025: € -97,008 ▲ € 136,542 vs 2024 (€ -233,550) Favourable step	▲ € 136,542
Total debts	€ 945,988 Total debts 2024: € 945,988 First fiscal year in the series	€ 793,381 Total debts 2025: € 793,381 ▼ 16% vs 2024 (€ 945,988) Favourable step	▼ 16%
Cash	€ 13,238 Cash 2024: € 13,238 First fiscal year in the series	€ 41,563 Cash 2025: € 41,563 ▲ 214% vs 2024 (€ 13,238) Favourable step	▲ 214%
Retained profit	€ -257,550 Retained profit 2024: € -257,550 First fiscal year in the series	€ -121,008 Retained profit 2025: € -121,008 ▲ € 136,542 vs 2024 (€ -257,550) Favourable step	▲ € 136,542
Bank debt	€ 770,000 Bank debt 2024: € 770,000 First fiscal year in the series	€ 682,000 Bank debt 2025: € 682,000 ▼ 11% vs 2024 (€ 770,000) Favourable step	▼ 11%
Balance sheet total	€ 712,438 Balance sheet total 2024: € 712,438 First fiscal year in the series	€ 696,372 Balance sheet total 2025: € 696,372 ▼ 2% vs 2024 (€ 712,438) Unchanged	▼ 2%

Key figures of INVESQO, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to INVESQO?

What happened at INVESQO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 23, 2026 New annual accounts for financial year 2025: profit of € 136,542. Source: NBB ↗
2023 STEFF BV became a director. NBB
Oct 20, 2023 New establishment in Waregem. KBO
Oct 20, 2023 Start of the company according to the CBE. KBO
2023 Q & O VERZEKERINGEN NV became a director. NBB

In short

From € 257,550 loss in 2024 to € 136,542 profit in 2025.

Paid € 696 in corporate taxes since 2024.

Best year ever: 2025, with € 136,542 profit.

Original PDFs at the National Bank ↗

A new publication or filing at INVESQO? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

STEFF BV Q & O VERZEKERINGEN NV

INVESQO+

INVESQO

FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN

Behind INVESQO are STEFF BV and Q & O VERZEKERINGEN NV. The same people are also behind INVESQO+. Q & O VERZEKERINGEN NV is also behind FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN.

See the full network in the app

Directors

According to the 2025 annual accounts

STEFF BV

Director · represented by Stephan De Baets

Also active at: INVESQO+

since 2023

Q & O VERZEKERINGEN NV

Director · represented by Valcke Lieven

Also active at: FEDERATIE VOOR VERZEKERINGS- EN FINANCIELE TUSSENPERSONEN, INVESQO+

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Westerlaan 1

8790 Waregem

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

Q & O VERZEKERINGEN same network

€ 15 million revenue · 2025

Groep Q & O

QVO

€ 1 million gross margin · 2025

INVESQO+ same network

€ 6,153 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 1001.431.166
VAT number: BE 1001.431.166
Registered office: Westerlaan 1, 8790 Waregem
Names & denominations: INVESQO
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 20 October 2023
Peppol: Active · Active since 27 Mar 2026
Contact: [email protected]
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗