Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEFF from Gent, company number BE0463849149, closed financial year 2025 with a result of € 40,110 after tax. For that financial year STEFF recorded a gross margin of € 76,552 and equity of € 143,072. Compared with financial year 2024, the result moved from € 22,821 to € 40,110. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 143,072
▼ 49% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,110
▲ 76% vs 2024
Profit after tax over the fiscal year.
€ 63,986
▲ 193% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 178,235 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 6,749
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6,000
Loans from banks and other lenders, long and short.
€ 4,033
▼ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,702
▲ 153% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 84,179 | € 42,319 | € 60,130 | € 76,552 | ▲ 27% |
| Profit after taxes | € 32,745 | € 19,285 | € 22,821 | € 40,110 | ▲ 76% |
| Equity | € 239,092 | € 258,377 | € 281,197 | € 143,072 | ▼ 49% |
| Total debts | € 119,981 | € 128,578 | € 150,524 | € 266,518 | ▲ 77% |
| Cash | € 423 | € 14,679 | € 21,804 | € 63,986 | ▲ 193% |
| Land & buildings | € 258,521 | € 248,891 | € 239,261 | € 229,630 | ▼ 4% |
| Retained profit | € 220,492 | € 239,777 | € 262,597 | € 124,472 | ▼ 53% |
| Dividend | € 0 | € 0 | € 0 | € 178,235 | |
| Bank debt | € 12,544 | € 6,972 | € 6,000 | € 6,000 | |
| Balance sheet total | € 380,527 | € 386,955 | € 431,721 | € 409,590 | ▼ 5% |
Key figures of STEFF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEFF?
What happened at STEFF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,110 (▲ 76% vs 2024). Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 32,745 profit in 2022 to € 40,110 profit in 2025.
Paid € 57,610 in corporate taxes since 2022.
Best year ever: 2025, with € 40,110 profit.
Paid out € 178,235 in dividends to the owners in total.
Management
Behind STEFF is Stephan DE BAETS. Stephan DE BAETS is also behind Sertas, OCTAVIO and OCTAVIO PLUS.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Meirebeekstraat 23
9031 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0463.849.149
- VAT number
- BE 0463.849.149
- Registered office
- Meirebeekstraat 23, 9031 Gent
- Names & denominations
- STEFF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 1998
- Peppol
- Active · Active since 5 Mar 2026