Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
DWELSHAUVERS ASSURANCES from Liège, company number BE0893579440, closed financial year 2025 with a result of € 268,791 after tax. For that financial year DWELSHAUVERS ASSURANCES recorded revenue of € 3.3 million and equity of € 947,723. Compared with financial year 2024, the result moved from € 595,481 to € 268,791. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 947,723
▲ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 268,791
▼ 55% vs 2024
Profit after tax over the fiscal year.
€ 616,198
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 732,997.
People and assets in 2025
15.4
▲ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.1 million
▲ 8% vs 2024
€ 72,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 153,724
▼ 27% vs 2024
Of which on lease € 2,425.
Debts at end 2025
€ 19,958
▼ 45% vs 2024
€ 17,037 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 2,420
▼ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 1 days on average.
€ 125,322
▼ 50% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 3,253,521 | € 3,436,625 | € 3,271,473 | € 3,329,825 | ▲ 2% |
| Gross margin | € 881,640 | € 935,627 | - | - | |
| Profit after taxes | € 450,740 | € 422,360 | € 595,481 | € 268,791 | ▼ 55% |
| Equity | € 8,060 | € 155,420 | € 678,932 | € 947,723 | ▲ 40% |
| Total debts | € 307,550 | € 218,024 | € 1,140,844 | € 625,505 | ▼ 45% |
| Cash | € 61,506 | € 138,036 | € 965,045 | € 616,198 | ▼ 36% |
| Retained profit | € 1,860 | € 149,220 | € 464,206 | € 732,997 | ▲ 58% |
| Dividend | € 450,740 | € 275,000 | € 595,481 | € 0 | ▼ 100% |
| Bank debt | € 7,845 | € 52,983 | € 36,260 | € 19,958 | ▼ 45% |
| Balance sheet total | € 315,610 | € 373,444 | € 1,819,776 | € 1,573,228 | ▼ 14% |
| Employees (FTE) | 3.2 | 4.4 | 14.2 | 15.4 | ▲ 1.2 |
Key figures of DWELSHAUVERS ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DWELSHAUVERS ASSURANCES?
What happened at DWELSHAUVERS ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 268,791 (▼ 55% vs 2024). Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 450,740 profit in 2022 to € 268,791 profit in 2025.
Paid € 694,444 in corporate taxes since 2022.
Best year ever: 2024, with € 595,481 profit.
On average € 212,600 of value added per employee in 2023.
A new publication or filing at DWELSHAUVERS ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JAG INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DWELSHAUVERS ASSURANCESBehind DWELSHAUVERS ASSURANCES are VLA, Pascale VAN RHIJN, Enrico NANNI and AJG Management. The shares are held by HOWEN Belgique (0%) and JAG INVEST (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Route du Condroz 457
4031 Liège
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Mimecast
Hosting
CLOUDFLARESPECTRUM Cloudflare, Inc., US
Website info
Features
Security
Network
Details
- Company number
- 0893.579.440
- VAT number
- BE 0893.579.440
- Registered office
- Route du Condroz 457, 4031 Liège
- Names & denominations
- DWELSHAUVERS ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 November 2007
- Peppol
- Active · Active since 18 Dec 2025
- Contact
- dwels.be
- Activities · NACE
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