Financials
Financial year 2025
SMART GROUP from Waremme, company number BE0427969839, closed financial year 2025 with a result of € 760,992 after tax. For that financial year SMART GROUP recorded a gross margin of € 2.7 million and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 625,550 to € 760,992. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 1.1 million
▲ 46% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 760,992
▲ 22% vs 2024
Profit after tax over the fiscal year.
€ 428,775
▼ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 400,000 paid out
53 % of the profit went to the shareholders, mostly to WARUPA GROUP (80 % of the shares). That is where the money ends up.
People and assets in 2025
21.7
▲ 6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.2 million
▲ 26% vs 2024
€ 56,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 247,792
▼ 6% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▲ 16% vs 2024
€ 308,725 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 616,386
▲ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 236,045
▲ 23% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,054,814 | € 1,364,824 | € 2,187,605 | € 2,733,854 | ▲ 25% |
| Profit after taxes | € 215,741 | € 239,224 | € 625,550 | € 760,992 | ▲ 22% |
| Equity | € 617,962 | € 617,186 | € 777,066 | € 1,138,058 | ▲ 46% |
| Total debts | € 1,391,488 | € 1,687,839 | € 2,296,612 | € 2,478,978 | ▲ 8% |
| Cash | € 100,228 | € 185,497 | € 436,020 | € 428,775 | ▼ 2% |
| Land & buildings | € 60,830 | € 45,648 | € 174,667 | € 177,613 | ▲ 2% |
| Retained profit | € 517,962 | € 517,186 | € 677,066 | € 1,038,058 | ▲ 53% |
| Dividend | € 200,000 | € 240,000 | € 500,000 | € 400,000 | ▼ 20% |
| Bank debt | € 897,356 | € 1,041,783 | € 1,050,114 | € 1,218,264 | ▲ 16% |
| Balance sheet total | € 2,009,450 | € 2,305,025 | € 3,073,678 | € 3,617,037 | ▲ 18% |
| Employees (FTE) | 9.6 | 12.9 | 15.7 | 21.7 | ▲ 6 |
Key figures of SMART GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMART GROUP?
What happened at SMART GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- GSE CONSULTING stepped down as director. NBB
- BC-D stepped down as director. NBB
- WARUPA GROUP SPRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 760,992 (▲ 22% vs 2024). filed late Source: NBB ↗
- New establishment in Hannut. KBO
- LEOCAM became a director. NBB
- New establishment in Orp-Jauche. KBO
- VINCENT PIERLET became a director. NBB
In short
From € 215,741 profit in 2022 to € 760,992 profit in 2025.
Paid € 715,734 in corporate taxes since 2022.
Best year ever: 2025, with € 760,992 profit.
On average € 126,000 of value added per employee in 2025.
Management
The stake of WARUPA GROUP, GSE CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SMART GROUPBehind SMART GROUP are VINCENT PIERLET, SELIM EL HANI and LEOCAM. The shares are held by WARUPA GROUP (80%) and GSE CONSULTING (10%). It owns 100% of Bureau Pirlet and 5% of Immo Hesbaye-Condroz itself.
Directors
According to the 2025 annual accounts
VINCENT PIERLET
Director
since 2023
since 2013
Director · represented by GILLES SEUTIN
since 2023 · until 2028
Director · represented by BRICE COLLARD
since 2023 · until 2028
Director · represented by HENRY DE MARNEFFE
since 2016 · until 2028
Shareholders
80%
10%
Participations
Establishments
Establishment units
Physical locations of this company
Avenue Reine Astrid 27
4300 Waremme
Rue Albert 1er 76
4280 Hannut
Active since 1 June 2021
Place Joseph Grégoire(O) 4
1350 Orp-Jauche
Active since 14 August 2024
Rue Joseph Wauters 63
4280 Hannut
Active since 1 October 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
HETZNER-AS, DE
Website info
Features
Security
Network
Details
- Company number
- 0427.969.839
- VAT number
- BE 0427.969.839
- Registered office
- Avenue Reine Astrid 27, 4300 Waremme
- Names & denominations
- SMART GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 January 1985
- Peppol
- Active · Active since 1 Oct 2025
- Contact
- groupsmart.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Overige fiscale dienstverlening
Accountants en belastingconsulenten
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige rechtskundige dienstverlening
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Bemiddeling in verband met exploitatie van en handel in onroerend goed
+2