Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
69 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMOBILIERE DE TERLONVAL from Etterbeek, company number BE0884692359, closed financial year 2025 with a result of € -5,594 after tax. For that financial year IMMOBILIERE DE TERLONVAL recorded a gross margin of € -5,131 and equity of € -71,738. Compared with financial year 2024, the result moved from € -4,519 to € -5,594. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ -71,738
▼ € 5,594 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,594
▼ 24 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,185
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -136,738.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 871,487
Loans from banks and other lenders, long and short.
€ 3,025
▲ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,976 | € -7,186 | € -4,120 | € -5,131 | ▼ € 1,010 |
| Profit after taxes | € -5,873 | € -7,602 | € -4,519 | € -5,594 | ▼ € 1,075 |
| Equity | € -54,023 | € -61,625 | € -66,144 | € -71,738 | ▼ € 5,594 |
| Total debts | € 861,043 | € 868,613 | € 871,584 | € 874,512 | |
| Cash | € 6,035 | € 6,003 | € 4,455 | € 1,185 | ▼ 73% |
| Land & buildings | € 800,805 | € 800,805 | € 800,805 | € 800,805 | |
| Retained profit | € -119,023 | € -126,625 | € -131,144 | € -136,738 | ▼ € 5,594 |
| Bank debt | € 0 | € 0 | € 869,987 | € 871,487 | |
| Balance sheet total | € 807,020 | € 806,988 | € 805,440 | € 802,775 |
Key figures of IMMOBILIERE DE TERLONVAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMOBILIERE DE TERLONVAL?
What happened at IMMOBILIERE DE TERLONVAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,594. filed late Source: NBB ↗
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,873 loss in 2022 to € 5,594 loss in 2025.
Paid € 16 in corporate taxes since 2022.
A new publication or filing at IMMOBILIERE DE TERLONVAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind IMMOBILIERE DE TERLONVAL are Sophie Chauveau and Serge Declerck. The shares are held by GAGO SA (100%).
Directors
According to the 2025 annual accounts
Sophie Chauveau
Director
Also active at: BUSINESS MANAGEMENT ADVICE, Compagnie Financiére, Immobiliére et Commerciale, GUIDHALL PROPERTIES, GREEN SYSTEMS, SHANGRI-LA INVEST, DEMETTAIR, CEMUNNOS, Maurel & Prom West Africa +1 more
Serge Declerck
Director
Shareholders
GAGO SA
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Sint-Michielslaan 125
1040 Etterbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 69 companies are registered at this address.
All companies at this address →Compagnie Financiére, Immobiliére et Commerciale same network
€ -11,609 gross margin · 2025
FINANCIERE CONSTRUCTIONS BELGES
€ 224,022 gross margin · 2024
PARIFRI
€ -60,778 gross margin · 2025
FAIR INVEST
€ 41,933 gross margin · 2025
IMMO WATER WEYDE
€ 852,453 gross margin · 2025
+64 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0884.692.359
- VAT number
- BE 0884.692.359
- Registered office
- Sint-Michielslaan 125, 1040 Etterbeek
- Names & denominations
- IMMOBILIERE DE TERLONVAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 October 2006
- Peppol
- Not registered