What does FINANCIERE CONSTRUCTIONS BELGES do?

FINANCIERE CONSTRUCTIONS BELGES is filed with the CBE under the catch-all “Overige gespecialiseerde bouwactiviteiten”, a code that says little about what the company actually does. Public Limited, started on 13 September 1991, 1 establishment.

What is the address of FINANCIERE CONSTRUCTIONS BELGES?

The registered office of FINANCIERE CONSTRUCTIONS BELGES is located at Sint-Michielslaan 125, 1040 Etterbeek.

Is FINANCIERE CONSTRUCTIONS BELGES still active?

Yes. According to the CBE (29 October 2026) FINANCIERE CONSTRUCTIONS BELGES is active, legal situation “Normale toestand”, started on 13 September 1991.

Is FINANCIERE CONSTRUCTIONS BELGES registered on Peppol?

Yes, FINANCIERE CONSTRUCTIONS BELGES is registered on the Peppol network with ID 0208:0445039958.

What is the enterprise number of FINANCIERE CONSTRUCTIONS BELGES?

The enterprise number of FINANCIERE CONSTRUCTIONS BELGES is BE0445039958.

When was FINANCIERE CONSTRUCTIONS BELGES founded?

FINANCIERE CONSTRUCTIONS BELGES was founded on 13 September 1991.

Who are the directors of FINANCIERE CONSTRUCTIONS BELGES?

According to the 2025 annual accounts, the directors of FINANCIERE CONSTRUCTIONS BELGES are: CATTANEO SERGIO, FUMAGALLI Loredana, FUMAGALLI Imperia.

Is FINANCIERE CONSTRUCTIONS BELGES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 September 1991; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did FINANCIERE CONSTRUCTIONS BELGES make in 2025?

FINANCIERE CONSTRUCTIONS BELGES posted a profit after taxes of € 28,946 in financial year 2025.

What is the revenue of FINANCIERE CONSTRUCTIONS BELGES?

As a small company, FINANCIERE CONSTRUCTIONS BELGES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 249,947.

How much does an employee at FINANCIERE CONSTRUCTIONS BELGES earn?

The average wage cost per full-time employee at FINANCIERE CONSTRUCTIONS BELGES was € 96,800 in 2024: staff costs of € 193,624 for 2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does FINANCIERE CONSTRUCTIONS BELGES have?

According to the 2025 annual accounts, FINANCIERE CONSTRUCTIONS BELGES has 0 full-time equivalents (FTE).

FINANCIERE CONSTRUCTIONS BELGES (Public Limited)

Dossier FINANCIERE CONSTRUCTIONS BELGES, printed on 29 October 2026 from databakkes.be/en/0445039958/financiere-constructions-belges. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

69 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

FINANCIERE CONSTRUCTIONS BELGES from Etterbeek, company number BE0445039958, closed financial year 2025 with a result of € 28,946 after tax. For that financial year FINANCIERE CONSTRUCTIONS BELGES recorded a gross margin of € 249,947 and equity of € 446,375. Compared with financial year 2024, the result moved from € 22,903 to € 28,946. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 446,375

▲ 7% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 28,946

▲ 26% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 352,000

▲ 59% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 347,218.

People and assets in 2025

Full-time equivalents

▼ 2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 208,813

▲ 8% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 42,150

▼ 21% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 28,997

▼ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 291,539 Gross margin 2022: € 291,539 First fiscal year in the series	€ 261,336 Gross margin 2023: € 261,336 ▼ 10% vs 2022 (€ 291,539) Unfavourable step	€ 224,022 Gross margin 2024: € 224,022 ▼ 14% vs 2023 (€ 261,336) Unfavourable step	€ 249,947 Gross margin 2025: € 249,947 ▲ 12% vs 2024 (€ 224,022) Favourable step	▲ 12%
Profit after taxes	€ 84,912 Profit after taxes 2022: € 84,912 First fiscal year in the series	€ 49,651 Profit after taxes 2023: € 49,651 ▼ 42% vs 2022 (€ 84,912) Unfavourable step	€ 22,903 Profit after taxes 2024: € 22,903 ▼ 54% vs 2023 (€ 49,651) Unfavourable step	€ 28,946 Profit after taxes 2025: € 28,946 ▲ 26% vs 2024 (€ 22,903) Favourable step	▲ 26%
Equity	€ 744,875 Equity 2022: € 744,875 First fiscal year in the series	€ 394,526 Equity 2023: € 394,526 ▼ 47% vs 2022 (€ 744,875) Unfavourable step	€ 417,430 Equity 2024: € 417,430 ▲ 6% vs 2023 (€ 394,526) Favourable step	€ 446,375 Equity 2025: € 446,375 ▲ 7% vs 2024 (€ 417,430) Favourable step	▲ 7%
Total debts	€ 172,454 Total debts 2022: € 172,454 First fiscal year in the series	€ 120,042 Total debts 2023: € 120,042 ▼ 30% vs 2022 (€ 172,454) Favourable step	€ 84,244 Total debts 2024: € 84,244 ▼ 30% vs 2023 (€ 120,042) Favourable step	€ 71,147 Total debts 2025: € 71,147 ▼ 16% vs 2024 (€ 84,244) Favourable step	▼ 16%
Cash	€ 226,204 Cash 2022: € 226,204 First fiscal year in the series	€ 314,257 Cash 2023: € 314,257 ▲ 39% vs 2022 (€ 226,204) Favourable step	€ 221,983 Cash 2024: € 221,983 ▼ 29% vs 2023 (€ 314,257) Unfavourable step	€ 352,000 Cash 2025: € 352,000 ▲ 59% vs 2024 (€ 221,983) Favourable step	▲ 59%
Retained profit	€ 645,718 Retained profit 2022: € 645,718 First fiscal year in the series	€ 295,369 Retained profit 2023: € 295,369 ▼ 54% vs 2022 (€ 645,718) Unfavourable step	€ 318,272 Retained profit 2024: € 318,272 ▲ 8% vs 2023 (€ 295,369) Favourable step	€ 347,218 Retained profit 2025: € 347,218 ▲ 9% vs 2024 (€ 318,272) Favourable step	▲ 9%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 400,000 Dividend 2023: € 400,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 400,000) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 917,329 Balance sheet total 2022: € 917,329 First fiscal year in the series	€ 514,569 Balance sheet total 2023: € 514,569 ▼ 44% vs 2022 (€ 917,329) Unchanged	€ 501,673 Balance sheet total 2024: € 501,673 ▼ 3% vs 2023 (€ 514,569) Unchanged	€ 517,522 Balance sheet total 2025: € 517,522 ▲ 3% vs 2024 (€ 501,673) Unchanged	▲ 3%
Employees (FTE)	2 Employees (FTE) 2022: 2 First fiscal year in the series	2 Employees (FTE) 2023: 2 Unchanged (2) Unchanged	2 Employees (FTE) 2024: 2 Unchanged (2) Unchanged	0 Employees (FTE) 2025: 0 ▼ 2 vs 2024 (2) Unchanged	▼ 2

Key figures of FINANCIERE CONSTRUCTIONS BELGES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINANCIERE CONSTRUCTIONS BELGES?

What happened at FINANCIERE CONSTRUCTIONS BELGES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2027 CATTANEO SERGIO stepped down as director. NBB
2027 FUMAGALLI Loredana stepped down as director. NBB
2027 FUMAGALLI Imperia stepped down as director. NBB
Sep 30, 2026 New annual accounts for financial year 2025: profit of € 28,946 (▲ 26% vs 2024). filed late Source: NBB ↗
2021 CATTANEO SERGIO became a director. NBB
2021 FUMAGALLI Loredana became a director. NBB
2021 FUMAGALLI Imperia became a director. NBB
Sep 24, 1991 New establishment in Etterbeek. KBO

In short

From € 84,912 profit in 2022 to € 28,946 profit in 2025.

Paid € 66,948 in corporate taxes since 2022.

Best year ever: 2022, with € 84,912 profit.

On average € 112,000 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

CATTANEO SERGIO

Director

since 2021 · until 2027

FUMAGALLI Loredana

Director

since 2021 · until 2027

FUMAGALLI Imperia

Director

since 2021 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Sint-Michielslaan 125

1040 Etterbeek

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 69 companies are registered at this address.

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+64 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0445.039.958

VAT number

BE 0445.039.958

Registered office

Sint-Michielslaan 125, 1040 Etterbeek

Names & denominations

FINANCIERE CONSTRUCTIONS BELGES · FINCOBEL

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

13 September 1991

Peppol

Active · Active since 9 Dec 2025

Activities · NACE

Overige gespecialiseerde bouwactiviteiten, neg

Overige gespecialiseerde werkzaamheden in de bouw

Vervaardiging van metalen constructiewerken en delen daarvan

Vervaardiging van metalen constructiewerken en onderdelen daarvan

Overige gespecialiseerde bouwwerkzaamheden

View on CBE Public ↗ Annual accounts (NBB) ↗

FINANCIERE CONSTRUCTIONS BELGES

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Financials

What happened to FINANCIERE CONSTRUCTIONS BELGES?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions