Financials
Financial year 2026
BUSINESS MANAGEMENT ADVICE from Waterloo, company number BE0421128963, closed financial year 2026 with a result of € -166,738 after tax. For that financial year BUSINESS MANAGEMENT ADVICE recorded a gross margin of € 3,713 and equity of € 102,435. Compared with financial year 2025, the result moved from € 14,204 to € -166,738. The company made a loss. The buffer shrank hard: equity is 62 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 102,435
▼ 62% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -166,738
▼ still € 14,204 profit in 2025
Profit after tax over the fiscal year.
€ 13,622
▼ 7% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -77,065.
People and assets in 2026
€ 19,772
▲ 3% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,100
▼ 50% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 12,750
▲ 76% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 73,744
▼ 4% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 29,220 | € 6,740 | € 47,474 | € 3,713 | ▼ 92% |
| Profit after taxes | € -18,420 | € -63,290 | € 14,204 | € -166,738 | ▼ € 180,942 |
| Equity | € 316,954 | € 262,291 | € 269,173 | € 102,435 | ▼ 62% |
| Total debts | € 172,048 | € 80,921 | € 209,444 | € 234,185 | ▲ 12% |
| Cash | € 47,768 | € 116,304 | € 14,669 | € 13,622 | ▼ 7% |
| Land & buildings | € 141,341 | € 134,508 | € 127,675 | € 122,703 | ▼ 4% |
| Retained profit | € 130,132 | € 75,469 | € 89,673 | € -77,065 | ▼ € 166,738 |
| Dividend | € 39,718 | € 0 | € 0 | € 0 | |
| Bank debt | € 414 | € 622 | € 53,580 | € 0 | ▼ 100% |
| Balance sheet total | € 530,370 | € 380,671 | € 512,169 | € 366,264 | ▼ 28% |
Key figures of BUSINESS MANAGEMENT ADVICE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to BUSINESS MANAGEMENT ADVICE?
What happened at BUSINESS MANAGEMENT ADVICE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 166,738 (▼ € 180,942 vs 2025). Source: NBB ↗
- Sophie Chauveau stepped down as director. NBB
- Philippe CHAUVEAU became a director. NBB
- Sophie Chauveau became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,420 loss in 2023 to € 166,738 loss in 2026.
Paid € 601 in corporate taxes since 2023.
Best year ever: 2025, with € 14,204 profit.
Paid out € 39,718 in dividends to the owners in total.
Management
Behind BUSINESS MANAGEMENT ADVICE is Philippe CHAUVEAU . Philippe CHAUVEAU is also behind GREEN SYSTEMS, MILLEPORE, Maurel & Prom West Africa and IMPALA INVESTMENTS.
Directors
According to the 2026 annual accounts
Philippe CHAUVEAU
Director
Also active at: GREEN SYSTEMS, MILLEPORE, Maurel & Prom West Africa, IMPALA INVESTMENTS
since 2022
Sophie Chauveau
Director
Also active at: Compagnie Financiére, Immobiliére et Commerciale, GUIDHALL PROPERTIES, GREEN SYSTEMS, SHANGRI-LA INVEST, DEMETTAIR, CEMUNNOS, Maurel & Prom West Africa, Soch Consulting +1 more
since 2021 · until 2025
Establishments
Establishment units
Physical locations of this company
Allée Henri Pousseur 34
1410 Waterloo
Allée Henri Pousseur 34 box 2.3
1410 Waterloo
Active since 16 January 1981
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0421.128.963
- VAT number
- BE 0421.128.963
- Registered office
- Allée Henri Pousseur 34, 1410 Waterloo
- Names & denominations
- BUSINESS MANAGEMENT ADVICE · B.M.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1980
- Peppol
- Active · Active since 21 Nov 2025
- Activities · NACE
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