Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SCANDIA from Liège, company number BE0881852140, closed financial year 2025 with a result of € -366,636 after tax. For that financial year SCANDIA recorded revenue of € 39.3 million and equity of € 2.4 million. Compared with financial year 2024, the result moved from € 35,331 to € -366,636. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 2.4 million
▲ 167% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -366,636
▼ still € 35,331 profit in 2024
Profit after tax over the fiscal year.
€ 1.2 million
▲ 120% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.1 million.
People and assets in 2025
41.4
▲ 30.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.9 million
▲ € 2.3 million vs 2024
€ 69,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 603,851
▲ 222% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.5 million
▲ 168% vs 2024
€ 227,859 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 7.5 million
▲ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 72 days on average.
€ 562,352
▲ € 447,641 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 12,730,827 | € 39,275,111 | ▲ 209% |
| Gross margin | € 983,193 | € 1,183,389 | - | - | |
| Profit after taxes | € 147,572 | € 216,171 | € 35,331 | € -366,636 | ▼ € 401,967 |
| Equity | € 674,249 | € 848,615 | € 881,888 | € 2,357,347 | ▲ 167% |
| Total debts | € 3,585,557 | € 4,919,173 | € 8,102,463 | € 11,940,916 | ▲ 47% |
| Cash | € 535,148 | € 1,227,491 | € 539,740 | € 1,184,774 | ▲ 120% |
| Land & buildings | € 146,538 | € 116,690 | € 81,793 | € 128,679 | ▲ 57% |
| Retained profit | € 468,914 | € 643,414 | € 678,746 | € 2,080,933 | ▲ 207% |
| Dividend | € 57,413 | € 41,671 | € 0 | € 0 | |
| Bank debt | € 1,592,459 | € 1,913,261 | € 1,298,579 | € 3,481,669 | ▲ 168% |
| Balance sheet total | € 4,259,806 | € 5,767,789 | € 8,984,351 | € 14,315,763 | ▲ 59% |
| Employees (FTE) | 9.4 | 9.6 | 10.7 | 41.4 | ▲ 30.7 |
Key figures of SCANDIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCANDIA?
What happened at SCANDIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- INVEST 1 stepped down as director. NBB
- INVEST4CARS stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 366,636 (▼ € 401,967 vs 2024). filed late Source: NBB ↗
- New establishment in Liège. KBO
- INVEST 1 became a director. NBB
- INVEST4CARS became a director. NBB
- New establishment in Villers-le-Bouillet. KBO
- Start of the company according to the CBE. KBO
In short
From € 147,572 profit in 2022 to € 366,636 loss in 2025.
Paid € 147,028 in corporate taxes since 2022.
Best year ever: 2023, with € 216,171 profit.
On average € 123,300 of value added per employee in 2023.
A new publication or filing at SCANDIA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of INVEST4CARS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SCANDIAThe shares are held by INVEST4CARS (100%).
Directors
According to the 2025 annual accounts
since 2022 · until 2028
Managing director · represented by Vincent FONZE
Also active at: Scandia Namur – Luxembourg, NORDICAR, SAGA Huy, INVEST 3, MOBICORE, INVEST4CARS, FLYEUROP, ELECTRIC CAR COMPANY +1 more
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Quai Timmermans 43
4000 Liège
Rue le Marais 15 box H
4530 Villers-le-Bouillet
Active since 1 September 2007
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0881.852.140
- VAT number
- BE 0881.852.140
- Registered office
- Quai Timmermans 43, 4000 Liège
- Names & denominations
- SCANDIA · « SCANDIA Liège » et « SCANDIA Villers-le-Bouillet ».
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 June 2006
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Verhuur van auto's