Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Scandia Namur – Luxembourg from Namur, company number BE0401408764, closed financial year 2025 with a result of € 108,761 after tax. For that financial year Scandia Namur – Luxembourg recorded revenue of € 40.4 million and equity of € 4 million. Compared with financial year 2024, the result moved from € 213,534 to € 108,761. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 4 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 108,761
▼ 49% vs 2024
Profit after tax over the fiscal year.
€ 1 million
▲ 164% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.7 million.
People and assets in 2025
46.9
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.2 million
€ 68,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1.2 million
▲ 7% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▲ 114% vs 2024
Loans from banks and other lenders, long and short.
€ 8.8 million
▲ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 84 days on average.
€ 491,069
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 34,752,413 | € 45,431,025 | € 43,045,190 | € 40,383,602 | ▼ 6% |
| Profit after taxes | € 348,788 | € 918,429 | € 213,534 | € 108,761 | ▼ 49% |
| Equity | € 2,839,076 | € 3,757,506 | € 3,904,477 | € 4,013,239 | ▲ 3% |
| Total debts | € 6,456,659 | € 12,762,869 | € 7,561,314 | € 10,923,089 | ▲ 44% |
| Cash | € 273,613 | € 26,228 | € 384,842 | € 1,014,292 | ▲ 164% |
| Land & buildings | € 56,558 | € 51,551 | € 42,345 | € 33,338 | ▼ 21% |
| Retained profit | € 1,489,076 | € 2,407,506 | € 2,554,477 | € 2,663,239 | ▲ 4% |
| Dividend | € 0 | € 0 | € 66,562 | € 0 | ▼ 100% |
| Bank debt | € 168,962 | € 49,843 | € 700,000 | € 1,500,000 | ▲ 114% |
| Balance sheet total | € 9,295,735 | € 16,520,375 | € 11,465,791 | € 14,936,328 | ▲ 30% |
| Employees (FTE) | 50.3 | 46.8 | 47.8 | 46.9 | ▼ 0.9 |
Key figures of Scandia Namur – Luxembourg, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Scandia Namur – Luxembourg?
What happened at Scandia Namur – Luxembourg in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- INVEST 1 SA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 108,761 (▼ 49% vs 2024). filed late Source: NBB ↗
- INVEST 1 SA became a director. NBB
- New establishment in Libramont-Chevigny. KBO
- New establishment in Arlon. KBO
- New establishment in Marche-en-Famenne. KBO
- Start of the company according to the CBE. KBO
- New establishment in Namur. KBO
In short
From € 348,788 profit in 2022 to € 108,761 profit in 2025.
Paid € 639,099 in corporate taxes since 2022.
Best year ever: 2023, with € 918,429 profit.
Paid out € 66,562 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of COFINPAR comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Scandia Namur – LuxembourgThe shares are held by INVEST 4 CARS (100%) and COFINPAR (100%).
Directors
According to the 2025 annual accounts
Director · represented by Vincent FONZE
Also active at: NORDICAR, SAGA Huy, INVEST 3, MOBICORE, INVEST4CARS, FLYEUROP, ELECTRIC CAR COMPANY, MOBICARE +1 more
since 2024 · until 2030
Shareholders
100%
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Marche(EP) 441-443
5101 Namur
Chaussée de Marche(EP) 441/443
5101 Namur
Active since 1 November 1965
Aye, Rue de la Croissance 8
6900 Marche-en-Famenne
Active since 6 December 2004
Weyler, route de Longwy 594
6700 Arlon
Active since 1 January 2011
Recogne,Rue de Neufchâteau 50
6800 Libramont-Chevigny
Active since 30 September 2011
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.408.764
- VAT number
- BE 0401.408.764
- Registered office
- Chaussée de Marche(EP) 441-443, 5101 Namur
- Names & denominations
- Scandia Namur – Luxembourg
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 November 1965
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)