Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SWINNEN BOUWPROJECTEN from Balen, company number BE0865095587, closed financial year 2025 with a result of € 75,888 after tax. For that financial year SWINNEN BOUWPROJECTEN recorded a gross margin of € 210,583 and equity of € 930,823. Compared with financial year 2024, the result moved from € 76,608 to € 75,888. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 15, 2026.
€ 930,823
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 75,888
▼ 1% vs 2024
Profit after tax over the fiscal year.
€ 40,509
▲ 84% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 280,823.
Debts at end 2025
€ 1.4 million
▼ 9% vs 2024
€ 142,718 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 480
Supplier invoices still open on the last day of the fiscal year.
€ 296
▼ 95% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 35,162 | € 159,269 | € 213,680 | € 210,583 | ▼ 1% |
| Profit after taxes | € 337 | € 28,542 | € 76,608 | € 75,888 | ▼ 1% |
| Equity | € 774,785 | € 778,327 | € 854,935 | € 930,823 | ▲ 9% |
| Total debts | € 2,494,743 | € 2,104,476 | € 1,901,917 | € 1,604,630 | ▼ 16% |
| Cash | € 109,801 | € 55,237 | € 22,039 | € 40,509 | ▲ 84% |
| Land & buildings | € 2,745,568 | € 2,656,861 | € 2,568,152 | € 2,479,444 | ▼ 3% |
| Retained profit | € 124,785 | € 128,327 | € 204,935 | € 280,823 | ▲ 37% |
| Dividend | € 0 | € 25,000 | € 0 | € 0 | |
| Bank debt | € 1,975,180 | € 1,648,276 | € 1,521,838 | € 1,387,046 | ▼ 9% |
| Balance sheet total | € 3,269,528 | € 2,882,803 | € 2,756,852 | € 2,535,453 | ▼ 8% |
Key figures of SWINNEN BOUWPROJECTEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to SWINNEN BOUWPROJECTEN?
What happened at SWINNEN BOUWPROJECTEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SWINNEN HOLDING stepped down as director. NBB
- CMS SOLUTIONS stepped down as director. NBB
- JVR SOLUTIONS stepped down as director. NBB
- Nilda Lekhrajmal Lopes stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 75,888 (▼ 1% vs 2024). Source: NBB ↗
- CMS SOLUTIONS became a director. NBB
- JVR SOLUTIONS became a director. NBB
- SWINNEN HOLDING became a director. NBB
In short
From € 337 profit in 2022 to € 75,888 profit in 2025.
Paid € 62,426 in corporate taxes since 2022.
Best year ever: 2024, with € 76,608 profit.
Paid out € 25,000 in dividends to the owners in total.
Management
The stake of SWINNEN HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SWINNEN BOUWPROJECTENThe shares are held by SWINNEN HOLDING (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by Jan Swinnen
Also active at: SWINNEN, J.S.-INVEST, SWINNEN WOONPROJECTEN
since 2022 · until 2028
Director · represented by Christina Swinnen
Also active at: SWINNEN, SWINNEN WOONPROJECTEN, SWINNEN HOLDING
since 2023 · until 2028
Director · represented by Jan Victor Swinnen
Also active at: SWINNEN, SWINNEN WOONPROJECTEN, SWINNEN HOLDING
since 2023 · until 2028
since 2022 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
KMO-straat 9
2490 Balen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →SWINNEN same network
€ 9.1 million revenue · 2025
J.S.-INVEST same network
€ 518,183 gross margin · 2025
GROEP SWINNEN
SWINNEN WOONPROJECTEN same network
€ 320,317 gross margin · 2025
SWINNEN HOLDING same network
€ -8,937 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0865.095.587
- VAT number
- BE 0865.095.587
- Registered office
- KMO-straat 9, 2490 Balen
- Names & denominations
- SWINNEN BOUWPROJECTEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 May 2004
- Peppol
- Active · Active since 27 Jun 2025
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Projectontwikkeling voor woningbouw
Algemene bouw van kantoorgebouwen