Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J.S.-INVEST from Balen, company number BE0459975483, closed financial year 2025 with a result of € 134,018 after tax. For that financial year J.S.-INVEST recorded a gross margin of € 518,183 and equity of € 2 million. Compared with financial year 2024, the result moved from € 36,992 to € 134,018. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 2 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 134,018
▲ 262% vs 2024
Profit after tax over the fiscal year.
€ 146,531
▲ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.9 million.
Debts at end 2025
€ 3.1 million
▼ 2% vs 2024
€ 143,422 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 504,847
▲ 31% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,868
▼ 2% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 645,693 | € 632,799 | € 395,103 | € 518,183 | ▲ 31% |
| Profit after taxes | € 326,636 | € 302,151 | € 36,992 | € 134,018 | ▲ 262% |
| Equity | € 1,599,759 | € 1,828,044 | € 1,865,036 | € 1,978,574 | ▲ 6% |
| Total debts | € 3,383,943 | € 3,891,388 | € 4,574,823 | € 4,431,377 | ▼ 3% |
| Cash | € 249,153 | € 149,501 | € 96,979 | € 146,531 | ▲ 51% |
| Land & buildings | € 2,787,131 | € 2,647,121 | € 2,787,312 | € 2,682,114 | ▼ 4% |
| Retained profit | € 1,531,559 | € 1,759,844 | € 1,796,836 | € 1,910,374 | ▲ 6% |
| Dividend | € 0 | € 50,000 | € 0 | € 0 | |
| Bank debt | € 2,860,794 | € 3,370,832 | € 3,207,496 | € 3,145,829 | ▼ 2% |
| Balance sheet total | € 5,190,430 | € 5,918,205 | € 6,630,676 | € 6,626,512 |
Key figures of J.S.-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.S.-INVEST?
What happened at J.S.-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 134,018 (▲ 262% vs 2024). Source: NBB ↗
- New establishment in Balen. KBO
- Start of the company according to the CBE. KBO
In short
From € 326,636 profit in 2022 to € 134,018 profit in 2025.
Paid € 181,065 in corporate taxes since 2022.
Best year ever: 2022, with € 326,636 profit.
Paid out € 50,000 in dividends to the owners in total.
Management
Behind J.S.-INVEST is SWINNEN HOLDING. SWINNEN HOLDING is also behind SWINNEN, SWINNEN WOONPROJECTEN and SWINNEN BOUWPROJECTEN.
Directors
According to the 2025 annual accounts
Director · represented by Jan Swinnen
Also active at: SWINNEN, SWINNEN WOONPROJECTEN, SWINNEN BOUWPROJECTEN
Establishments
Establishment units
Physical locations of this company
KMO-straat 9
2490 Balen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →SWINNEN same network
€ 9.1 million revenue · 2025
GROEP SWINNEN
SWINNEN WOONPROJECTEN same network
€ 320,317 gross margin · 2025
SWINNEN HOLDING same network
€ -8,937 gross margin · 2025
SWINNEN BOUWPROJECTEN same network
€ 210,583 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0459.975.483
- VAT number
- BE 0459.975.483
- Registered office
- KMO-straat 9, 2490 Balen
- Names & denominations
- J.S.-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 February 1997
- Peppol
- Active · Active since 27 Jun 2025