Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 7 to 6.3.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
B-SAFE from Antwerpen, company number BE0860982688, closed financial year 2025 with a result of € 98,589 after tax. For that financial year B-SAFE recorded revenue of € 1.6 million and equity of € 916,637. Compared with financial year 2024, the result moved from € 239,218 to € 98,589. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 916,637
▲ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 98,589
▼ 59% vs 2024
Profit after tax over the fiscal year.
€ 493,376
▼ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 63,636 paid out
65 % of the profit went to the shareholders, mostly to ADVICE TRAINING AND PROMOTION (70 % of the shares). That is where the money ends up.
People and assets in 2025
6.3
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 503,566
▲ 15% vs 2024
€ 79,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 98,268
▼ 2% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 264,161
▼ 16% vs 2024
€ 40,669 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 300,478
▼ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 54,915
▼ 35% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 1,589,775 | € 1,644,128 | € 1,624,449 | ▼ 1% |
| Gross margin | € 774,697 | € 942,394 | € 914,348 | € 801,538 | ▼ 12% |
| Profit after taxes | € 32,194 | € 145,694 | € 239,218 | € 98,589 | ▼ 59% |
| Equity | € 627,863 | € 708,012 | € 881,684 | € 916,637 | ▲ 4% |
| Total debts | € 883,191 | € 1,081,286 | € 1,027,446 | € 713,191 | ▼ 31% |
| Cash | € 202,962 | € 468,097 | € 643,041 | € 493,376 | ▼ 23% |
| Retained profit | € 414,137 | € 494,286 | € 667,958 | € 702,911 | ▲ 5% |
| Dividend | € 0 | € 65,545 | € 65,545 | € 63,636 | ▼ 3% |
| Bank debt | € 382,946 | € 309,793 | € 315,484 | € 264,161 | ▼ 16% |
| Balance sheet total | € 1,511,054 | € 1,789,298 | € 1,909,130 | € 1,629,828 | ▼ 15% |
| Employees (FTE) | 6.7 | 7 | 6.5 | 6.3 | ▼ 0.2 |
Key figures of B-SAFE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B-SAFE?
What happened at B-SAFE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jean -Yves Brion stepped down as director. NBB
- Pierre Hertoghe stepped down as director. NBB
- Julien Vincentelli stepped down as director. NBB
- Carl D'Hooghe stepped down as director. NBB
- François Vincentelli stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 98,589 (▼ 59% vs 2024). Source: NBB ↗
- Jean -Yves Brion became a director. NBB
- Pierre Hertoghe became a director. NBB
In short
From € 32,194 profit in 2022 to € 98,589 profit in 2025.
Paid € 217,643 in corporate taxes since 2022.
Best year ever: 2024, with € 239,218 profit.
On average € 127,200 of value added per employee in 2025.
A new publication or filing at B-SAFE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ADVICE TRAINING AND PROMOTION, MCGS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
B-SAFEThe shares are held by ADVICE TRAINING AND PROMOTION (69.9%) and MCGS (27.2%). It owns 100% of BUREAU DE COURTAGE ASSOCIES EUROPE and 85% of B-Safe Brussels itself.
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Jean -Yves Brion
Director
since 2025 · until 2029
since 2025 · until 2029
Carl D'Hooghe
Director
since 2023 · until 2029
François Vincentelli
Director
Also active at: ADVICE TRAINING AND PROMOTION, B-SAFE IMMO, B-SAFE BRUSSELS
since 2021 · until 2027
Shareholders
27.2%
Participations
Establishments
Establishment units
Physical locations of this company
Koninklijkelaan 74
2600 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
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€ 124,230 gross margin · 2025
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€ 891,583 gross margin · 2024
AVIZA IT
€ 328,015 gross margin · 2024
Gilabonds Belgium
€ -4,742 gross margin · 2024
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Domain
Domain
b-safe.eu
Registrar
Nomeo bvba
Website info
Features
Security
Network
Details
- Company number
- 0860.982.688
- VAT number
- BE 0860.982.688
- Registered office
- Koninklijkelaan 74, 2600 Antwerpen
- Names & denominations
- B-SAFE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 October 2003
- Peppol
- Not registered
- Contact
- b-safe.eu
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten