Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZAKENKANTOOR DEREYMAEKER from Antwerpen, company number BE0439499179, closed financial year 2025 with a result of € 34,963 after tax. For that financial year ZAKENKANTOOR DEREYMAEKER recorded a gross margin of € 560,635 and equity of € 109,429. Compared with financial year 2024, the result moved from € -71,343 to € 34,963. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 109,429
▲ 47% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,963
▲ still € 71,343 loss in 2024
Profit after tax over the fiscal year.
€ 1,808
▼ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 44,853.
People and assets in 2025
4.9
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 328,503
▼ 1% vs 2024
€ 67,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,114
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 941,128
▼ 12% vs 2024
€ 129,071 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 138,847
▲ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,283
▲ 10% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 247,151 | € 257,893 | € 408,140 | € 560,635 | ▲ 37% |
| Profit after taxes | € -1,215 | € -64,892 | € -71,343 | € 34,963 | ▲ € 106,306 |
| Equity | € 210,701 | € 145,809 | € 74,466 | € 109,429 | ▲ 47% |
| Total debts | € 923,589 | € 948,368 | € 1,423,816 | € 1,337,925 | ▼ 6% |
| Cash | € 31,573 | € 45,473 | € 7,694 | € 1,808 | ▼ 77% |
| Land & buildings | - | € 2,986 | - | - | |
| Retained profit | € 146,125 | € 81,233 | € 9,890 | € 44,853 | ▲ € 34,963 |
| Bank debt | € 570,478 | € 552,335 | € 1,070,377 | € 941,128 | ▼ 12% |
| Balance sheet total | € 1,134,290 | € 1,094,177 | € 1,498,282 | € 1,447,354 | ▼ 3% |
| Employees (FTE) | 2.8 | 3.9 | 5 | 4.9 | ▼ 0.1 |
Key figures of ZAKENKANTOOR DEREYMAEKER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAKENKANTOOR DEREYMAEKER?
What happened at ZAKENKANTOOR DEREYMAEKER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,963. filed late Source: NBB ↗
- Morelia BV became a director. NBB
- MOWGLI COMMV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,215 loss in 2022 to € 34,963 profit in 2025.
Paid € 1,208 in corporate taxes since 2022.
Best year ever: 2025, with € 34,963 profit.
On average € 114,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CREATIVE CAPITAL ANTWERP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ZAKENKANTOOR DEREYMAEKERBehind ZAKENKANTOOR DEREYMAEKER are Marie-Paule Doumen, MOWGLI COMMV, Herman Dereymaeker and Morelia BV. The shares are held by CREATIVE CAPITAL ANTWERP (25%).
Directors
According to the 2025 annual accounts
Marie-Paule Doumen
Director
Director · represented by Amansor Anouar
since 2018
Director · represented by Schmitz Klaus
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Prins Albertlei 33
2600 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0439.499.179
- VAT number
- BE 0439.499.179
- Registered office
- Prins Albertlei 33, 2600 Antwerpen
- Names & denominations
- ZAKENKANTOOR DEREYMAEKER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 December 1989
- Peppol
- Active · Active since 2 Jan 2026
- Activities · NACE
Verzekeringsmakelaars en -agenten
Activiteiten van verzekeringsagenten en -makelaars
Diverse ondersteunende activiteiten ten behoeve van voorzieningen
Beheer van overig onroerend goed