Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 5 to 3.1.
Financials
Financial year 2024
AVIZA INSURANCE from Antwerpen, company number BE0648788557, closed financial year 2024 with a result of € 82,121 after tax. For that financial year AVIZA INSURANCE recorded a gross margin of € 891,583 and equity of € 136,346. Compared with financial year 2023, the result moved from € 20,914 to € 82,121. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 136,346
▲ 151% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 82,121
▲ 293% vs 2023
Profit after tax over the fiscal year.
€ 1 million
▲ 49% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 130,584.
People and assets in 2024
3.1
▼ 1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 613,212
▲ 22% vs 2023
€ 197,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,172
▲ 6% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 322,109
▼ 13% vs 2023
Loans from banks and other lenders, long and short.
€ 137,809
▼ 15% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 118,293
▲ 18% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 568,900 | € 520,112 | € 891,583 | ▲ 71% |
| Profit after taxes | € 24,587 | € 20,914 | € 82,121 | ▲ 293% |
| Equity | € 33,311 | € 54,225 | € 136,346 | ▲ 151% |
| Total debts | € 1,924,569 | € 1,409,931 | € 2,401,960 | ▲ 70% |
| Cash | € 196,088 | € 679,956 | € 1,014,680 | ▲ 49% |
| Retained profit | € 27,548 | € 48,462 | € 130,584 | ▲ 169% |
| Bank debt | € 197,109 | € 372,109 | € 322,109 | ▼ 13% |
| Balance sheet total | € 1,957,880 | € 1,464,156 | € 2,538,307 | ▲ 73% |
| Employees (FTE) | 5 | 4.1 | 3.1 | ▼ 1 |
Key figures of AVIZA INSURANCE, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to AVIZA INSURANCE?
What happened at AVIZA INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 82,121 (▲ 293% vs 2023). filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,587 profit in 2022 to € 82,121 profit in 2024.
Paid € 91,109 in corporate taxes since 2022.
Best year ever: 2024, with € 82,121 profit.
On average € 287,600 of value added per employee in 2024.
A new publication or filing at AVIZA INSURANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AVIZA INSURANCE are BI SURE BV and Johnny VERWIMP. It owns 100% of Hypo & Partners itself.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Koninklijkelaan 74
2600 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Visiology
€ 124,230 gross margin · 2025
W - Group
€ 11,000 gross margin · 2025
AVIZA IT same network
€ 328,015 gross margin · 2024
Gilabonds Belgium
€ -4,742 gross margin · 2024
de TERWANGNE en C°
€ 520,068 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
INFOMANIAK-AS, CH
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0648.788.557
- VAT number
- BE 0648.788.557
- Registered office
- Koninklijkelaan 74, 2600 Antwerpen
- Names & denominations
- AVIZA INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 February 2016
- Peppol
- Active · Active since 22 Aug 2025
- Contact
- aviza.be +32 3 346 47 48
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven
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Organisatie van congressen en beurzen
Beroepsopleiding
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering