Financials
Financial year 2024
FVC VERZEKERINGEN from Brugge, company number BE0835300850, closed financial year 2024 with a result of € 53,990 after tax. For that financial year FVC VERZEKERINGEN recorded a gross margin of € 600,979 and equity of € 489,137. Compared with financial year 2023, the result moved from € 99,637 to € 53,990. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2025.
€ 489,137
▲ 12% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 53,990
▼ 46% vs 2023
Profit after tax over the fiscal year.
€ 208,709
▼ 30% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 425,137.
People and assets in 2024
4.6
▲ 0.7 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 316,573
▲ 23% vs 2023
€ 68,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 48,218
▲ € 36,489 vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 987,414
▼ 10% vs 2023
€ 154,801 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 108,287
Supplier invoices still open on the last day of the fiscal year.
€ 49,822
▲ 26% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 543,771 | € 580,729 | € 591,572 | € 600,979 | ▲ 2% |
| Profit after taxes | € 86,710 | € 79,404 | € 99,637 | € 53,990 | ▼ 46% |
| Equity | € 256,106 | € 335,510 | € 435,147 | € 489,137 | ▲ 12% |
| Total debts | € 1,773,355 | € 1,571,458 | € 1,240,270 | € 1,300,263 | ▲ 5% |
| Cash | € 154,469 | € 177,021 | € 298,503 | € 208,709 | ▼ 30% |
| Land & buildings | € 845,029 | € 817,210 | € 495,162 | € 467,047 | ▼ 6% |
| Retained profit | € 192,106 | € 271,510 | € 371,147 | € 425,137 | ▲ 15% |
| Bank debt | € 1,717,399 | € 1,512,857 | € 1,092,936 | € 987,414 | ▼ 10% |
| Balance sheet total | € 2,029,461 | € 1,906,968 | € 1,675,417 | € 1,789,400 | ▲ 7% |
| Employees (FTE) | 4 | 4 | 3.9 | 4.6 | ▲ 0.7 |
Key figures of FVC VERZEKERINGEN, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FVC VERZEKERINGEN?
What happened at FVC VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 53,990 (▼ 46% vs 2023). Source: NBB ↗
- Vandenberghe Federick stepped down as director. NBB
- D'Hondt Insurance Consulting became a director. NBB
- D & G became a director. NBB
- Vandenberghe Federick became a director. NBB
- New establishment in Mouscron. KBO
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 86,710 profit in 2021 to € 53,990 profit in 2024.
Paid € 114,925 in corporate taxes since 2021.
Best year ever: 2023, with € 99,637 profit.
On average € 130,600 of value added per employee in 2024.
A new publication or filing at FVC VERZEKERINGEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FVC VERZEKERINGEN are D'Hondt Insurance Consulting and D & G. The same people are also behind D'HONDT INSURANCE, TRAITEUR CARDINAL, ODETTE BRUGGE and FLUO VISUAL.
Directors
According to the 2024 annual accounts
Director · represented by Kurt D'Hondt
Also active at: D'HONDT INSURANCE, TRAITEUR CARDINAL, ODETTE BRUGGE, FLUO VISUAL
since 2022
Director · represented by Leen Gezelle
Also active at: D'HONDT INSURANCE, TRAITEUR CARDINAL, ODETTE BRUGGE, FLUO VISUAL
since 2022
Vandenberghe Federick
Director
since 2022 · until 2025
Establishments
Establishment units
Physical locations of this company
Gistelse Steenweg 302 box 1
8200 Brugge
Gustave Fachedreef(L) 3 box 1
7700 Mouscron
Active since 1 April 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →D'HONDT INSURANCE same network
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€ 86,016 gross margin · 2024
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0835.300.850
- VAT number
- BE 0835.300.850
- Registered office
- Gistelse Steenweg 302 bus 1, 8200 Brugge
- Names & denominations
- FVC VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 April 2011
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars