Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
D'HONDT INSURANCE CONSULTING from Damme, company number BE0449477214, closed financial year 2025 with a result of € -217,029 after tax. For that financial year D'HONDT INSURANCE CONSULTING recorded a gross margin of € -80,804 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 89,615 to € -217,029. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 1.1 million
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -217,029
▼ still € 89,615 profit in 2024
Profit after tax over the fiscal year.
€ 6,338
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 430,787.
People and assets in 2025
€ 1,589
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 486,201
▲ 17% vs 2024
€ 37,930 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 112,365
▼ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,045
▼ 56% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 158,082 | € 236,869 | € 242,991 | € -80,804 | ▼ € 323,795 |
| Profit after taxes | € 48,138 | € 80,914 | € 89,615 | € -217,029 | ▼ € 306,645 |
| Equity | € 1,185,870 | € 1,265,954 | € 1,355,569 | € 1,138,539 | ▼ 16% |
| Total debts | € 3,237,220 | € 4,203,493 | € 4,185,930 | € 3,848,611 | ▼ 8% |
| Cash | € 27,535 | € 30,908 | € 530,435 | € 6,338 | ▼ 99% |
| Land & buildings | € 733,536 | € 677,564 | € 610,235 | € 543,845 | ▼ 11% |
| Retained profit | € 424,963 | € 522,765 | € 630,098 | € 430,787 | ▼ 32% |
| Dividend | € 800 | € 830 | € 0 | € 0 | |
| Bank debt | € 647,541 | € 513,301 | € 414,678 | € 486,201 | ▲ 17% |
| Balance sheet total | € 4,432,175 | € 5,476,593 | € 5,546,706 | € 4,990,419 | ▼ 10% |
Key figures of D'HONDT INSURANCE CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to D'HONDT INSURANCE CONSULTING?
What happened at D'HONDT INSURANCE CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 217,029 (▼ € 306,645 vs 2024). filed late Source: NBB ↗
- D'hondt Insurance Group BV became a director. NBB
- New establishment in Damme. KBO
- Start of the company according to the CBE. KBO
In short
From € 48,138 profit in 2022 to € 217,029 loss in 2025.
Paid € 88,517 in corporate taxes since 2022.
Best year ever: 2024, with € 89,615 profit.
Paid out € 1,630 in dividends to the owners in total.
Management
The stake of D’HONDT INSURANCE GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
D'HONDT INSURANCE CONSULTINGBehind D'HONDT INSURANCE CONSULTING is D'hondt Insurance Group BV. The shares are held by D’HONDT INSURANCE GROUP (100%). It owns 100% of FVC Verzekeringen and 99.7% of D'hondt Insurance itself.
Directors
According to the 2025 annual accounts
Director · represented by Kurt D'hondt
since 2024
Shareholders
Participations
100%
99.7%
Establishments
Establishment units
Physical locations of this company
Monnikeredestraat 15
8340 Damme
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0449.477.214
- VAT number
- BE 0449.477.214
- Registered office
- Monnikeredestraat 15, 8340 Damme
- Names & denominations
- D'HONDT INSURANCE CONSULTING · D.I.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 March 1993
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Overige financiële dienstverlening, neg
Activiteiten van holdings
Holdings