What does D'HONDT INSURANCE do?

D'HONDT INSURANCE is an insurance broker in Brugge. Public Limited, started on 14 January 1994, 1 establishment.

What is the address of D'HONDT INSURANCE?

The registered office of D'HONDT INSURANCE is located at Gistelse Steenweg 302 box 1, 8200 Brugge.

Is D'HONDT INSURANCE still active?

Yes. According to the CBE (29 October 2026) D'HONDT INSURANCE is active, legal situation “Normale toestand”, started on 14 January 1994.

Is D'HONDT INSURANCE registered on Peppol?

Yes, D'HONDT INSURANCE is registered on the Peppol network with ID 0208:0451836292.

What is the enterprise number of D'HONDT INSURANCE?

The enterprise number of D'HONDT INSURANCE is BE0451836292.

When was D'HONDT INSURANCE founded?

D'HONDT INSURANCE was founded on 14 January 1994.

Who are the directors of D'HONDT INSURANCE?

According to the 2025 annual accounts, the directors of D'HONDT INSURANCE are: D'hondt Insurance Consulting BV, Matics BV, D & G BV.

Is D'HONDT INSURANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 14 January 1994; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did D'HONDT INSURANCE make in 2025?

D'HONDT INSURANCE posted a profit after taxes of € 236,860 in financial year 2025.

What is the revenue of D'HONDT INSURANCE?

As a small company, D'HONDT INSURANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 2,189,113.

How much does an employee at D'HONDT INSURANCE earn?

The average wage cost per full-time employee at D'HONDT INSURANCE was € 76,000 in 2025: staff costs of € 1.5 million for 20.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does D'HONDT INSURANCE have?

According to the 2025 annual accounts, D'HONDT INSURANCE has 20.2 full-time equivalents (FTE).

D'HONDT INSURANCE (Public Limited) - Brugge

Dossier D'HONDT INSURANCE, printed on 29 October 2026 from databakkes.be/en/0451836292/d-hondt-insurance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Shrinking team NBB

FTE fell two years in a row, from 25.2 to 20.2.

Financials

Financial year 2025

D'HONDT INSURANCE from Brugge, company number BE0451836292, closed financial year 2025 with a result of € 236,860 after tax. For that financial year D'HONDT INSURANCE recorded a gross margin of € 2.2 million and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 44,740 to € 236,860. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Healthy

€ 1.6 million

▼ 25% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 236,860

▲ € 192,120 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.3 million

▼ 51% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 800,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

20.2

▼ 2.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 1.5 million

▼ 1% vs 2024

€ 76,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 90,002

▲ 19% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.2 million

▲ 28% vs 2024

€ 383,848 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 6.3 million

▼ 26% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 212,974

▼ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 1,923,504 Gross margin 2022: € 1,923,504 First fiscal year in the series	€ 2,228,949 Gross margin 2023: € 2,228,949 ▲ 16% vs 2022 (€ 1,923,504) Favourable step	€ 1,989,522 Gross margin 2024: € 1,989,522 ▼ 11% vs 2023 (€ 2,228,949) Unfavourable step	€ 2,189,113 Gross margin 2025: € 2,189,113 ▲ 10% vs 2024 (€ 1,989,522) Favourable step	▲ 10%
Profit after taxes	€ -5,628 Profit after taxes 2022: € -5,628 First fiscal year in the series	€ 190,375 Profit after taxes 2023: € 190,375 ▲ € 196,003 vs 2022 (€ -5,628) Favourable step	€ 44,740 Profit after taxes 2024: € 44,740 ▼ 76% vs 2023 (€ 190,375) Unfavourable step	€ 236,860 Profit after taxes 2025: € 236,860 ▲ € 192,120 vs 2024 (€ 44,740) Favourable step	▲ € 192,120
Equity	€ 2,081,155 Equity 2022: € 2,081,155 First fiscal year in the series	€ 2,167,111 Equity 2023: € 2,167,111 ▲ 4% vs 2022 (€ 2,081,155) Favourable step	€ 2,211,851 Equity 2024: € 2,211,851 ▲ 2% vs 2023 (€ 2,167,111) Favourable step	€ 1,648,711 Equity 2025: € 1,648,711 ▼ 25% vs 2024 (€ 2,211,851) Unfavourable step	▼ 25%
Total debts	€ 9,365,619 Total debts 2022: € 9,365,619 First fiscal year in the series	€ 10,618,744 Total debts 2023: € 10,618,744 ▲ 13% vs 2022 (€ 9,365,619) Unfavourable step	€ 10,349,416 Total debts 2024: € 10,349,416 ▼ 3% vs 2023 (€ 10,618,744) Favourable step	€ 9,561,341 Total debts 2025: € 9,561,341 ▼ 8% vs 2024 (€ 10,349,416) Favourable step	▼ 8%
Cash	€ 246,692 Cash 2022: € 246,692 First fiscal year in the series	€ 56,280 Cash 2023: € 56,280 ▼ 77% vs 2022 (€ 246,692) Unfavourable step	€ 2,641,609 Cash 2024: € 2,641,609 ▲ € 2.6 million vs 2023 (€ 56,280) Favourable step	€ 1,282,434 Cash 2025: € 1,282,434 ▼ 51% vs 2024 (€ 2,641,609) Unfavourable step	▼ 51%
Land & buildings	€ 2,002,298 Land & buildings 2022: € 2,002,298 First fiscal year in the series	€ 1,927,329 Land & buildings 2023: € 1,927,329 ▼ 4% vs 2022 (€ 2,002,298) Unchanged	€ 1,548,938 Land & buildings 2024: € 1,548,938 ▼ 20% vs 2023 (€ 1,927,329) Unchanged	€ 1,492,272 Land & buildings 2025: € 1,492,272 ▼ 4% vs 2024 (€ 1,548,938) Unchanged	▼ 4%
Retained profit	€ 630,772 Retained profit 2022: € 630,772 First fiscal year in the series	€ 726,589 Retained profit 2023: € 726,589 ▲ 15% vs 2022 (€ 630,772) Favourable step	€ 781,189 Retained profit 2024: € 781,189 ▲ 8% vs 2023 (€ 726,589) Favourable step	€ 227,910 Retained profit 2025: € 227,910 ▼ 71% vs 2024 (€ 781,189) Unfavourable step	▼ 71%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 104,418 Dividend 2023: € 104,418 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 104,418) Unchanged	€ 800,000 Dividend 2025: € 800,000 Unchanged (€ 0) Unchanged
Bank debt	€ 2,153,384 Bank debt 2022: € 2,153,384 First fiscal year in the series	€ 3,836,075 Bank debt 2023: € 3,836,075 ▲ 78% vs 2022 (€ 2,153,384) Unfavourable step	€ 1,710,623 Bank debt 2024: € 1,710,623 ▼ 55% vs 2023 (€ 3,836,075) Favourable step	€ 2,185,149 Bank debt 2025: € 2,185,149 ▲ 28% vs 2024 (€ 1,710,623) Unfavourable step	▲ 28%
Balance sheet total	€ 11,446,774 Balance sheet total 2022: € 11,446,774 First fiscal year in the series	€ 12,785,855 Balance sheet total 2023: € 12,785,855 ▲ 12% vs 2022 (€ 11,446,774) Unchanged	€ 12,561,267 Balance sheet total 2024: € 12,561,267 ▼ 2% vs 2023 (€ 12,785,855) Unchanged	€ 11,210,053 Balance sheet total 2025: € 11,210,053 ▼ 11% vs 2024 (€ 12,561,267) Unchanged	▼ 11%
Employees (FTE)	27.4 Employees (FTE) 2022: 27.4 First fiscal year in the series	25.2 Employees (FTE) 2023: 25.2 ▼ 2.2 vs 2022 (27.4) Unchanged	22.6 Employees (FTE) 2024: 22.6 ▼ 2.6 vs 2023 (25.2) Unchanged	20.2 Employees (FTE) 2025: 20.2 ▼ 2.4 vs 2024 (22.6) Unchanged	▼ 2.4

Key figures of D'HONDT INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to D'HONDT INSURANCE?

What happened at D'HONDT INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 236,860 (▲ € 192,120 vs 2024). filed late Source: NBB ↗
2024 D'hondt Insurance Consulting BV became a director. NBB
2024 Matics BV became a director. NBB
2024 D & G BV became a director. NBB
Feb 3, 1994 New establishment in Brugge. KBO
Jan 14, 1994 Start of the company according to the CBE. KBO

In short

From € 5,628 loss in 2022 to € 236,860 profit in 2025.

Paid € 256,074 in corporate taxes since 2022.

Best year ever: 2025, with € 236,860 profit.

On average € 108,400 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

D'HONDT INSURANCE CONSULTING 99.7%

The stake of D'HONDT INSURANCE CONSULTING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

D'HONDT INSURANCE

RMC Poland 100%

RMC Insurance Consultants International s.r.l.

Behind D'HONDT INSURANCE are D'hondt Insurance Consulting BV, Matics BV and D & G BV. The shares are held by D'HONDT INSURANCE CONSULTING (99.7%). It owns 100% of RMC Poland and RMC Insurance Consultants International s.r.l. itself.

Directors

According to the 2025 annual accounts

D'hondt Insurance Consulting BV

Director · represented by Kurt D'hondt

Also active at: D&G Patrimonium, ODETTE BRUGGE, FVC VERZEKERINGEN, FLUO VISUAL, Crème Glace

since 2024

Matics BV

Director · represented by Mathias De Croock

since 2024

D & G BV

Director · represented by Leen Gezelle

Also active at: D&G Patrimonium, ODETTE BRUGGE, FVC VERZEKERINGEN, FLUO VISUAL, Crème Glace, ABELUGA

since 2024

Shareholders

D'HONDT INSURANCE CONSULTING

99.7%

Participations

RMC Poland

100%

RMC Insurance Consultants International s.r.l.

Establishments

Establishment units

Physical locations of this company

Registered office

Gistelse Steenweg 302 box 1

8200 Brugge

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

All companies at this address →

De tandartsen

TOECAN

€ 289,239 gross margin · 2025

FVC VERZEKERINGEN same network

€ 697,038 gross margin · 2025

Crème Glace same network

€ -32,748 gross margin · 2025

D’HONDT INSURANCE GROUP

€ -549,159 gross margin · 2025

+1 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0451.836.292

VAT number

BE 0451.836.292

Registered office

Gistelse Steenweg 302 bus 1, 8200 Brugge

Names & denominations

D'HONDT INSURANCE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

14 January 1994

Peppol

Active · Active since 1 Jan 2001

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

View on CBE Public ↗ Annual accounts (NBB) ↗

D'HONDT INSURANCE

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Financials

What happened to D'HONDT INSURANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions