Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
LOWI from Roeselare, company number BE0832348189, closed financial year 2026 with a result of € -21,462 after tax. For that financial year LOWI recorded revenue of € 378,797 and equity of € 2.7 million. Compared with financial year 2025, the result moved from € -111,146 to € -21,462. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2026.
€ 2.7 million
▼ 1% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today. At incorporation the founders contributed € 2.8 million in kind: shares or other assets, valued in the deed.
€ -21,462
▲ 81 % less loss than in 2025
Profit after tax over the fiscal year.
€ 354
▼ 85% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -121,592.
Debts at end 2026
€ 920,285
▼ 10% vs 2025
€ 104,732 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 94,515
▲ 33% vs 2025
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 141 days on average.
€ 14,314
▼ 20% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | € 317,585 | € 334,896 | € 341,167 | € 378,797 | ▲ 11% |
| Profit after taxes | € -75,329 | € 13,098 | € -111,146 | € -21,462 | ▲ € 89,684 |
| Equity | € 2,796,636 | € 2,809,734 | € 2,698,589 | € 2,677,127 | ▼ 1% |
| Total debts | € 2,868,267 | € 3,133,828 | € 3,328,332 | € 3,116,474 | ▼ 6% |
| Cash | € 92 | € 38 | € 2,402 | € 354 | ▼ 85% |
| Land & buildings | € 1,339,580 | € 1,266,226 | € 1,185,742 | € 1,149,786 | ▼ 3% |
| Retained profit | € -2,083 | € 11,016 | € -100,130 | € -121,592 | ▼ € 21,462 |
| Bank debt | € 660,807 | € 558,364 | € 1,024,883 | € 920,285 | ▼ 10% |
| Balance sheet total | € 5,664,903 | € 5,943,562 | € 6,026,921 | € 5,793,601 | ▼ 4% |
By revenue, LOWI ranks 9th of 14 companies with main activity “Activiteiten van hoofdkantoren” in Roeselare that publish figures (fiscal year 2026).
Key figures of LOWI, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
Ask about LOWI the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to LOWI?
What happened at LOWI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 21,462. Source: NBB ↗
- Bart Sterckx became a director. NBB
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Roeselare. KBO
In short
From € 75,329 loss in 2023 to € 21,462 loss in 2026.
Paid € 857 in corporate taxes since 2023.
Best year ever: 2024, with € 13,098 profit.
Pays suppliers within 141 days on average.
Management
Behind LOWI is Bart Sterckx. It owns 75% of Sterckx - Vandekerckhove nv itself.
Directors
According to the 2026 annual accounts
Bart Sterckx
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Kachtemsestraat 330
8800 Roeselare
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Roeselare
Same main activity (Activiteiten van hoofdkantoren), 221 active companies in Roeselare, largest first.
€ 6.8 million revenue · 2025
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€ 4.1 million gross margin · 2025
€ 2.1 million gross margin · 2025
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€ 1.6 million revenue · 2025
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- Bart Leen Kamiel STERCKX(oprichter) 100%
Details
- Company number
- 0832.348.189
- VAT number
- BE 0832.348.189
- Registered office
- Kachtemsestraat 330, 8800 Roeselare
- Names & denominations
- LOWI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 2010
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van hoofdkantoren
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van holdings
Fokken en houden van paarden en andere paardachtigen
Holdings
Diverse administratieve activiteiten ten behoeve van kantoren