Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LOWI from Roeselare, company number BE0832348189, closed financial year 2025 with a result of € -111,146 after tax. For that financial year LOWI recorded revenue of € 341,167 and equity of € 2.7 million. Compared with financial year 2024, the result moved from € 13,098 to € -111,146. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 27, 2025.
€ 2.7 million
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -111,146
▼ still € 13,098 profit in 2024
Profit after tax over the fiscal year.
€ 2,402
▲ € 2,364 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -100,130.
People and assets in 2025
€ 1,709
▼ 84% vs 2024
Of which on lease € 1,709.
Debts at end 2025
€ 1 million
▲ 84% vs 2024
€ 104,598 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 71,259
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 103 days on average.
€ 17,905
▲ 108% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 414,678 | € 317,585 | € 334,896 | € 341,167 | ▲ 2% |
| Profit after taxes | € 3,789 | € -75,329 | € 13,098 | € -111,146 | ▼ € 124,244 |
| Equity | € 2,871,965 | € 2,796,636 | € 2,809,734 | € 2,698,589 | ▼ 4% |
| Total debts | € 3,625,967 | € 2,868,267 | € 3,133,828 | € 3,328,332 | ▲ 6% |
| Cash | € 713 | € 92 | € 38 | € 2,402 | ▲ € 2,364 |
| Land & buildings | € 1,168,320 | € 1,339,580 | € 1,266,226 | € 1,185,742 | ▼ 6% |
| Retained profit | € 73,247 | € -2,083 | € 11,016 | € -100,130 | ▼ € 111,146 |
| Bank debt | € 677,956 | € 660,807 | € 558,364 | € 1,024,883 | ▲ 84% |
| Balance sheet total | € 6,497,933 | € 5,664,903 | € 5,943,562 | € 6,026,921 | ▲ 1% |
Key figures of LOWI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to LOWI?
What happened at LOWI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 111,146 (▼ € 124,244 vs 2024). filed late Source: NBB ↗
- Bart Sterckx became a director. NBB
- New establishment in Roeselare. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,789 profit in 2022 to € 111,146 loss in 2025.
Paid € 1,034 in corporate taxes since 2022.
Best year ever: 2024, with € 13,098 profit.
Pays suppliers within 103 days on average.
A new publication or filing at LOWI? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LOWI is Bart Sterckx. It owns 75% of Sterckx - Vandekerckhove nv itself.
Directors
According to the 2025 annual accounts
Bart Sterckx
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Kachtemsestraat 330
8800 Roeselare
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0832.348.189
- VAT number
- BE 0832.348.189
- Registered office
- Kachtemsestraat 330, 8800 Roeselare
- Names & denominations
- LOWI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 2010
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van hoofdkantoren
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van holdings
Fokken en houden van paarden en andere paardachtigen
Holdings
Diverse administratieve activiteiten ten behoeve van kantoren