Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 9.4 to 8.2.
Financials
Financial year 2025
Sterckx - Vandekerckhove from Roeselare, company number BE0444419059, closed financial year 2025 with a result of € 471,246 after tax. For that financial year Sterckx - Vandekerckhove recorded revenue of € 1.7 million and equity of € 9.7 million. Compared with financial year 2024, the result moved from € 634,794 to € 471,246. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 21, 2026.
€ 9.7 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 471,246
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 84
▲ € 64 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 489,498.
People and assets in 2025
8.2
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 563,481
▼ 29% vs 2024
€ 68,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 51,129
▼ 45% vs 2024
Of which on lease € 40,397.
Debts at end 2025
€ 851,353
▲ 15% vs 2024
€ 98,271 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 118,443
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 77 days on average.
€ 253,552
▼ 36% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,847,460 | € 1,832,593 | € 2,292,887 | € 1,729,049 | ▼ 25% |
| Profit after taxes | € -179,997 | € 1,434,222 | € 634,794 | € 471,246 | ▼ 26% |
| Equity | € 7,165,450 | € 8,599,672 | € 9,234,466 | € 9,705,712 | ▲ 5% |
| Total debts | € 4,110,576 | € 2,517,855 | € 2,656,436 | € 1,529,595 | ▼ 42% |
| Cash | € 18 | € 201 | € 20 | € 84 | ▲ € 64 |
| Land & buildings | € 572,766 | € 554,092 | € 535,419 | € 525,419 | ▼ 2% |
| Retained profit | € -2,050,764 | € -616,542 | € 18,252 | € 489,498 | ▲ € 471,246 |
| Bank debt | € 550,098 | € 514,410 | € 741,971 | € 851,353 | ▲ 15% |
| Balance sheet total | € 11,276,026 | € 11,117,527 | € 11,890,903 | € 11,235,307 | ▼ 6% |
| Employees (FTE) | 11.7 | 9.4 | 8.6 | 8.2 | ▼ 0.4 |
Key figures of Sterckx - Vandekerckhove, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Sterckx - Vandekerckhove?
What happened at Sterckx - Vandekerckhove in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Anne-Marie Vandekerckhove stepped down as director. NBB
- An Sterckx stepped down as director. NBB
- LOWI BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 471,246 (▼ 26% vs 2024). Source: NBB ↗
- Anne-Marie Vandekerckhove became a director. NBB
- An Sterckx became a director. NBB
- LOWI BV became a director. NBB
- New establishment in Roeselare. KBO
In short
From € 179,997 loss in 2022 to € 471,246 profit in 2025.
Paid € 3,824 in corporate taxes since 2022.
Best year ever: 2023, with € 1.4 million profit.
Pays suppliers within 77 days on average.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of LOWI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Sterckx - VandekerckhoveThe shares are held by LOWI (75%). It owns 100% of STERCKX-HOLLAND BV, 99.8% of STERCUS NV, 99.7% of KAREL STERCKX NV and 61.9% of STERCKX-VERHULST NV itself.
Directors
According to the 2025 annual accounts
Anne-Marie Vandekerckhove
Director
since 2025 · until 2031
An Sterckx
Director
since 2025 · until 2031
Managing director · represented by Bart Sterckx
Also active at: KAREL STERCKX, STERCUS, STERCKX-VERHULST
since 2025 · until 2031
Shareholders
75%
Participations
Establishments
Establishment units
Physical locations of this company
Kachtemsestraat 330
8800 Roeselare
Kachtemsestraat 334
8800 Roeselare
Active since 31 July 1991
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0444.419.059
- VAT number
- BE 0444.419.059
- Registered office
- Kachtemsestraat 330, 8800 Roeselare
- Names & denominations
- Sterckx - Vandekerckhove
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 June 1991
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Managementactiviteiten van holdings
Activiteiten van holdings
Holdings