SOLVAS is an insurance broker in Lievegem. Private Limited, started on 29 July 2010, 2 establishments.

What is the address of SOLVAS?

The registered office of SOLVAS is located at Zomerlaan 1, 9930 Lievegem.

Is SOLVAS still active?

Yes. According to the CBE (29 October 2026) SOLVAS is active, legal situation “Normale toestand”, started on 29 July 2010.

Is SOLVAS registered on Peppol?

Yes, SOLVAS is registered on the Peppol network with ID 0208:0828146606.

What is the enterprise number of SOLVAS?

The enterprise number of SOLVAS is BE0828146606.

When was SOLVAS founded?

SOLVAS was founded on 29 July 2010.

Who are the directors of SOLVAS?

According to the 2025 annual accounts, the directors of SOLVAS are: N&L Management Solutions BV, SOLVAS CONSULTANCY BV.

Is SOLVAS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 July 2010; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did SOLVAS make in 2025?

SOLVAS posted a profit after taxes of € 168,294 in financial year 2025.

What is the revenue of SOLVAS?

As a small company, SOLVAS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 587,627.

How much does an employee at SOLVAS earn?

The average wage cost per full-time employee at SOLVAS was € 79,400 in 2025: staff costs of € 270,123 for 3.4 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does SOLVAS have?

According to the 2025 annual accounts, SOLVAS has 3.4 full-time equivalents (FTE).

SOLVAS (Private Limited) - Lievegem - BE0828146606

Dossier SOLVAS, printed on 29 October 2026 from databakkes.be/en/0828146606/solvas. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.
Busy address KBO

13 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

SOLVAS from Lievegem, company number BE0828146606, closed financial year 2025 with a result of € 168,294 after tax. For that financial year SOLVAS recorded a gross margin of € 587,627 and equity of € 4.3 million. Compared with financial year 2024, the result moved from € 88,013 to € 168,294. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 4.3 million

▲ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 168,294

▲ 91% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 5,398

▼ 33% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 1.9 million.

People and assets in 2025

Full-time equivalents

3.4

▲ 1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 270,123

▲ 30% vs 2024

€ 79,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 19,008

▼ 65% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 2.8 million

▼ 15% vs 2024

€ 376,803 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 145,139

▲ 7% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 96,072

▲ € 82,679 vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 478,520 Gross margin 2022: € 478,520 First fiscal year in the series	€ 653,328 Gross margin 2023: € 653,328 ▲ 37% vs 2022 (€ 478,520) Favourable step	€ 386,628 Gross margin 2024: € 386,628 ▼ 41% vs 2023 (€ 653,328) Unfavourable step	€ 587,627 Gross margin 2025: € 587,627 ▲ 52% vs 2024 (€ 386,628) Favourable step	▲ 52%
Profit after taxes	€ 22,893 Profit after taxes 2022: € 22,893 First fiscal year in the series	€ 288,032 Profit after taxes 2023: € 288,032 ▲ € 265,139 vs 2022 (€ 22,893) Favourable step	€ 88,013 Profit after taxes 2024: € 88,013 ▼ 69% vs 2023 (€ 288,032) Unfavourable step	€ 168,294 Profit after taxes 2025: € 168,294 ▲ 91% vs 2024 (€ 88,013) Favourable step	▲ 91%
Equity	€ 3,796,394 Equity 2022: € 3,796,394 First fiscal year in the series	€ 4,084,426 Equity 2023: € 4,084,426 ▲ 8% vs 2022 (€ 3,796,394) Favourable step	€ 4,172,440 Equity 2024: € 4,172,440 ▲ 2% vs 2023 (€ 4,084,426) Favourable step	€ 4,340,734 Equity 2025: € 4,340,734 ▲ 4% vs 2024 (€ 4,172,440) Favourable step	▲ 4%
Total debts	€ 5,204,613 Total debts 2022: € 5,204,613 First fiscal year in the series	€ 4,788,673 Total debts 2023: € 4,788,673 ▼ 8% vs 2022 (€ 5,204,613) Favourable step	€ 5,778,904 Total debts 2024: € 5,778,904 ▲ 21% vs 2023 (€ 4,788,673) Unfavourable step	€ 6,111,840 Total debts 2025: € 6,111,840 ▲ 6% vs 2024 (€ 5,778,904) Unfavourable step	▲ 6%
Cash	€ 22,076 Cash 2022: € 22,076 First fiscal year in the series	€ 94,968 Cash 2023: € 94,968 ▲ € 72,892 vs 2022 (€ 22,076) Favourable step	€ 8,106 Cash 2024: € 8,106 ▼ 91% vs 2023 (€ 94,968) Unfavourable step	€ 5,398 Cash 2025: € 5,398 ▼ 33% vs 2024 (€ 8,106) Unfavourable step	▼ 33%
Retained profit	€ 1,341,794 Retained profit 2022: € 1,341,794 First fiscal year in the series	€ 1,629,826 Retained profit 2023: € 1,629,826 ▲ 21% vs 2022 (€ 1,341,794) Favourable step	€ 1,717,840 Retained profit 2024: € 1,717,840 ▲ 5% vs 2023 (€ 1,629,826) Favourable step	€ 1,886,134 Retained profit 2025: € 1,886,134 ▲ 10% vs 2024 (€ 1,717,840) Favourable step	▲ 10%
Bank debt	€ 4,637,131 Bank debt 2022: € 4,637,131 First fiscal year in the series	€ 4,274,502 Bank debt 2023: € 4,274,502 ▼ 8% vs 2022 (€ 4,637,131) Favourable step	€ 3,307,125 Bank debt 2024: € 3,307,125 ▼ 23% vs 2023 (€ 4,274,502) Favourable step	€ 2,812,747 Bank debt 2025: € 2,812,747 ▼ 15% vs 2024 (€ 3,307,125) Favourable step	▼ 15%
Balance sheet total	€ 9,001,008 Balance sheet total 2022: € 9,001,008 First fiscal year in the series	€ 8,873,100 Balance sheet total 2023: € 8,873,100 ▼ 1% vs 2022 (€ 9,001,008) Unchanged	€ 9,951,343 Balance sheet total 2024: € 9,951,343 ▲ 12% vs 2023 (€ 8,873,100) Unchanged	€ 10,452,574 Balance sheet total 2025: € 10,452,574 ▲ 5% vs 2024 (€ 9,951,343) Unchanged	▲ 5%
Employees (FTE)	4.7 Employees (FTE) 2022: 4.7 First fiscal year in the series	3.2 Employees (FTE) 2023: 3.2 ▼ 1.5 vs 2022 (4.7) Unchanged	2.4 Employees (FTE) 2024: 2.4 ▼ 0.8 vs 2023 (3.2) Unchanged	3.4 Employees (FTE) 2025: 3.4 ▲ 1 vs 2024 (2.4) Unchanged	▲ 1

Key figures of SOLVAS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SOLVAS?

What happened at SOLVAS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 168,294 (▲ 91% vs 2024). filed late Source: NBB ↗
2026 N&L Management Solutions BV became a director. NBB
Mar 1, 2024 New establishment in Maldegem. KBO
2017 SOLVAS CONSULTANCY BV became a director. NBB
Jul 29, 2010 Start of the company according to the CBE. KBO
Jul 27, 2010 New establishment in Lievegem. KBO

In short

From € 22,893 profit in 2022 to € 168,294 profit in 2025.

Paid € 149,978 in corporate taxes since 2022.

Best year ever: 2023, with € 288,032 profit.

On average € 172,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

N&L Management Solutions BV

SOLVAS CONSULTANCY BV

SOLVAS

Solvas Finance 100%

Kantoor Pattyn 100%

Solvas Life 100%

Solvas Risk 100%

Behind SOLVAS are N&L Management Solutions BV and SOLVAS CONSULTANCY BV. It owns 100% of Solvas Finance, 100% of Kantoor Pattyn, 100% of Solvas Life and 100% of Solvas Risk itself.

Directors

According to the 2025 annual accounts

N&L Management Solutions BV

Director · represented by Nick Coppieters

since 2026

SOLVAS CONSULTANCY BV

Director · represented by Willems Dominique

Also active at: SOLVAS REAL ESTATE

since 2017

Establishments

Establishment units

Physical locations of this company

Registered office

Zomerlaan 1

9930 Lievegem

2.358.062.872

Koning Leopoldlaan 12 box 0/001

9990 Maldegem

Active since 1 March 2024

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.

All companies at this address →

SOLVAS FINANCE same network

€ 240,340 gross margin · 2025

SOLVAS RISK same network

€ 1.8 million gross margin · 2025

CONSEA IMMO

€ 150,875 gross margin · 2025

IMMO-WILLEMS

€ 213,158 gross margin · 2025

Solvas Life same network

€ 137,180 gross margin · 2025

+8 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0828.146.606

VAT number

BE 0828.146.606

Registered office

Zomerlaan 1, 9930 Lievegem

Names & denominations

SOLVAS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

29 July 2010

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van holdings

Holdings

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

View on CBE Public ↗ Annual accounts (NBB) ↗

SOLVAS

Warning lights

Financials

What happened to SOLVAS?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions