Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Shrinking team NBB
FTE fell two years in a row, from 5.3 to 3.2.
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Busy address KBO
13 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SOLVAS FINANCE from Lievegem, company number BE0430267848, closed financial year 2025 with a result of € 6,537 after tax. For that financial year SOLVAS FINANCE recorded a gross margin of € 240,340 and equity of € 230,802. Compared with financial year 2024, the result moved from € 16,972 to € 6,537. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 230,802
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,537
▼ 61% vs 2024
Profit after tax over the fiscal year.
€ 1,756
▼ 75% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 169,302.
People and assets in 2025
3.2
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 198,861
▲ 8% vs 2024
€ 62,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 43,628
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 410,148
▼ 16% vs 2024
€ 32,213 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 239,433
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,077
▲ 23% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 621,043 | € 358,389 | € 274,920 | € 240,340 | ▼ 13% |
| Profit after taxes | € 240,345 | € 540 | € 16,972 | € 6,537 | ▼ 61% |
| Equity | € 206,752 | € 207,292 | € 224,264 | € 230,802 | ▲ 3% |
| Total debts | € 915,045 | € 791,848 | € 969,639 | € 1,023,944 | ▲ 6% |
| Cash | € 16,129 | € 38,620 | € 7,010 | € 1,756 | ▼ 75% |
| Land & buildings | € 255,650 | € 245,781 | € 235,813 | € 225,845 | ▼ 4% |
| Retained profit | € 145,252 | € 145,792 | € 162,764 | € 169,302 | ▲ 4% |
| Dividend | € 204,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 372,254 | € 538,373 | € 490,066 | € 410,148 | ▼ 16% |
| Balance sheet total | € 1,121,797 | € 999,140 | € 1,193,903 | € 1,254,746 | ▲ 5% |
| Employees (FTE) | 4.1 | 5.3 | 3.4 | 3.2 | ▼ 0.2 |
Key figures of SOLVAS FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SOLVAS FINANCE?
What happened at SOLVAS FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,537 (▼ 61% vs 2024). filed late Source: NBB ↗
- New establishment in Lievegem. KBO
- New establishment in Lievegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 240,345 profit in 2022 to € 6,537 profit in 2025.
Paid € 113,430 in corporate taxes since 2022.
Best year ever: 2022, with € 240,345 profit.
On average € 75,100 of value added per employee in 2025.
Management
The stake of SOLVAS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SOLVAS FINANCEBehind SOLVAS FINANCE is SOLVAS BV. The shares are held by SOLVAS (100%).
Directors
According to the 2025 annual accounts
Director · represented by Willems Dominique
Also active at: KANTOOR PATTYN, SOLVAS RISK, Solvas Life
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Zomerlaan 1 box 1
9930 Lievegem
Dreef 112
9930 Lievegem
Active since 1 January 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 13 companies are registered at this address.
All companies at this address →SOLVAS RISK same network
€ 1.8 million gross margin · 2025
CONSEA IMMO
€ 150,875 gross margin · 2025
IMMO-WILLEMS
€ 213,158 gross margin · 2025
Solvas Life same network
€ 137,180 gross margin · 2025
SOLVAS CONSULTANCY
€ 23,734 gross margin · 2025
+8 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0430.267.848
- VAT number
- BE 0430.267.848
- Registered office
- Zomerlaan 1 bus 1, 9930 Lievegem
- Names & denominations
- SOLVAS FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 January 1987
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
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