Financials
Financial year 2025
B & V CONCEPT from Brugge, company number BE0820872495, closed financial year 2025 with a result of € 187,062 after tax. For that financial year B & V CONCEPT recorded a gross margin of € 707,446 and equity of € 226,022. Compared with financial year 2024, the result moved from € 202,766 to € 187,062. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 13, 2026.
€ 226,022
▲ 31% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 187,062
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 12,737
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 133,471 paid out
71 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
14.9
▲ 2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 413,921
▲ 6% vs 2024
€ 27,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,888
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 140,496
▼ 25% vs 2024
€ 51,368 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 28,166
▲ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 84,512
▲ 27% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 438,883 | € 566,682 | € 690,607 | € 707,446 | ▲ 2% |
| Profit after taxes | € 65,090 | € 158,810 | € 202,766 | € 187,062 | ▼ 8% |
| Equity | € -80,574 | € 49,665 | € 172,431 | € 226,022 | ▲ 31% |
| Total debts | € 280,858 | € 564,833 | € 359,177 | € 358,752 | |
| Cash | € 18,344 | € 105,497 | € 34,718 | € 12,737 | ▼ 63% |
| Land & buildings | € 8,942 | € 158,029 | € 138,674 | € 113,767 | ▼ 18% |
| Retained profit | € -96,974 | € 33,265 | € 156,031 | € 209,622 | ▲ 34% |
| Dividend | € 0 | € 28,571 | € 80,000 | € 133,471 | ▲ 67% |
| Bank debt | € 3,333 | € 234,138 | € 188,507 | € 140,496 | ▼ 25% |
| Balance sheet total | € 202,854 | € 617,067 | € 534,177 | € 587,343 | ▲ 10% |
| Employees (FTE) | 11.5 | 9.9 | 12.9 | 14.9 | ▲ 2 |
Key figures of B & V CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to B & V CONCEPT?
What happened at B & V CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 187,062 (▼ 8% vs 2024). Source: NBB ↗
- BR STYLE CommV became a director. NBB
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
- Peter Vercamer became a director. NBB
In short
From € 65,090 profit in 2022 to € 187,062 profit in 2025.
Paid € 95,412 in corporate taxes since 2022.
Best year ever: 2024, with € 202,766 profit.
On average € 47,500 of value added per employee in 2025.
Management
Behind B & V CONCEPT are Peter Vercamer and BR STYLE CommV. The same people are also behind B & V FOOD CONCEPT. Peter Vercamer is also behind EXCEN B & V and P & P CONCEPT. BR STYLE CommV is also behind T & I.
Directors
According to the 2025 annual accounts
since 2009
since 2015
Establishments
Establishment units
Physical locations of this company
Hendrik Brugmansstraat 6 box 0002
8000 Brugge
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0820.872.495
- VAT number
- BE 0820.872.495
- Registered office
- Hendrik Brugmansstraat 6 bus 0002, 8000 Brugge
- Names & denominations
- B & V CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 November 2009
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)