Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
T & I from Ichtegem, company number BE0445937209, closed financial year 2025 with a result of € -61,116 after tax. For that financial year T & I recorded a gross margin of € 391,417 and equity of € 908,168. Compared with financial year 2024, the result moved from € -30,859 to € -61,116. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 29, 2026.
€ 908,168
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -61,116
▼ 98 % more loss than in 2024
Profit after tax over the fiscal year.
€ 314,491
▲ 252% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 846,168.
People and assets in 2025
11.2
▲ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 350,890
▲ 5% vs 2024
€ 31,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,611
▲ 160% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 629,686
▲ 30% vs 2024
€ 90,168 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 255,530
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,562
▼ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 411,800 | € 1,571,300 | € 348,376 | € 391,417 | ▲ 12% |
| Profit after taxes | € 59,309 | € 866,341 | € -30,859 | € -61,116 | ▼ € 30,258 |
| Equity | € 191,802 | € 1,000,143 | € 969,284 | € 908,168 | ▼ 6% |
| Total debts | € 471,576 | € 666,723 | € 832,079 | € 1,045,806 | ▲ 26% |
| Cash | € 113,877 | € 61,559 | € 89,305 | € 314,491 | ▲ 252% |
| Land & buildings | € 143,167 | € 362,625 | € 799,073 | € 1,388,017 | ▲ 74% |
| Retained profit | € 129,802 | € 938,143 | € 907,284 | € 846,168 | ▼ 7% |
| Dividend | € 75,000 | € 58,000 | € 0 | € 0 | |
| Bank debt | € 136,247 | € 321,775 | € 485,181 | € 629,686 | ▲ 30% |
| Balance sheet total | € 663,378 | € 1,955,395 | € 2,084,759 | € 2,226,618 | ▲ 7% |
| Employees (FTE) | 14.2 | 9.5 | 10.5 | 11.2 | ▲ 0.7 |
Key figures of T & I, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 May 2027.
What happened to T & I?
What happened at T & I in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 61,116. Source: NBB ↗
- Greta Van Meerbeeck became a director. NBB
- BR STYLE CommV became a director. NBB
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 59,309 profit in 2022 to € 61,116 loss in 2025.
Paid € 26,884 in corporate taxes since 2022.
Best year ever: 2023, with € 866,341 profit.
On average € 34,900 of value added per employee in 2025.
Management
Behind T & I are Greta Van Meerbeeck and BR STYLE CommV. BR STYLE CommV is also behind B & V CONCEPT and B & V FOOD CONCEPT.
Directors
According to the 2025 annual accounts
Greta Van Meerbeeck
Director
since 2019
Managing director · represented by Redgy Bundervoet
Also active at: B & V CONCEPT, B & V FOOD CONCEPT
since 2019
Establishments
Establishment units
Physical locations of this company
Belleboslaan(EER) 66
8480 Ichtegem
Langerei 17
8000 Brugge
Active since 8 May 1992
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0445.937.209
- VAT number
- BE 0445.937.209
- Registered office
- Belleboslaan(EER) 66, 8480 Ichtegem
- Names & denominations
- T & I
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 16 December 1991
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)