Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2024; threshold 65 %.
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Annual account missing NBB
Fiscal year 2025 was expected before 30 April 2026 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
P & P CONCEPT from Sint-Lambrechts-Woluwe, company number BE0875443212, closed financial year 2024 with a result of € -60,141 after tax. For that financial year P & P CONCEPT recorded a gross margin of € 155,978 and equity of € -32,965. Compared with financial year 2023, the result moved from € -74,956 to € -60,141. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2025.
€ -32,965
▼ € 60,141 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -60,141
▲ 20 % less loss than in 2023
Profit after tax over the fiscal year.
€ 32,750
▼ 44% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -39,165.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 165,220
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 70,302
▼ 29% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 24,919
▼ 21% vs 2023
€ 15,065 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 177,379
▼ 11% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 26,844
▼ 10% vs 2023
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 215,735 | € 141,657 | € 155,978 | ▲ 10% |
| Profit after taxes | € 11,308 | € -74,956 | € -60,141 | ▲ € 14,815 |
| Equity | € 102,132 | € 27,176 | € -32,965 | ▼ € 60,141 |
| Total debts | € 239,447 | € 281,113 | € 264,752 | ▼ 6% |
| Cash | € 47,597 | € 58,786 | € 32,750 | ▼ 44% |
| Land & buildings | € 8,901 | € 6,799 | € 5,086 | ▼ 25% |
| Retained profit | € 95,932 | € 20,976 | € -39,165 | ▼ € 60,141 |
| Bank debt | € 52,682 | € 31,427 | € 24,919 | ▼ 21% |
| Balance sheet total | € 341,579 | € 308,289 | € 231,787 | ▼ 25% |
Key figures of P & P CONCEPT, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 April 2026.
What happened to P & P CONCEPT?
What happened at P & P CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 60,141. Source: NBB ↗
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 11,308 profit in 2022 to € 60,141 loss in 2024.
Paid € 1,259 in corporate taxes since 2022.
Best year ever: 2022, with € 11,308 profit.
Management
Behind P & P CONCEPT is Peter Vercamer. Peter Vercamer is also behind B & V CONCEPT, B & V FOOD CONCEPT and EXCEN B & V.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
J.B. Timmermansstraat 52
1200 Sint-Lambrechts-Woluwe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0875.443.212
- VAT number
- BE 0875.443.212
- Registered office
- J.B. Timmermansstraat 52, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- P & P CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 August 2005
- Peppol
- Not registered
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)