Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
IMMO SEM from Tournai, company number BE0820414221, closed financial year 2025 with a result of € -4,965 after tax. Compared with financial year 2024, the result moved from € 637,981 to € -4,965. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -1.9 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,965
▼ still € 637,981 profit in 2024
Profit after tax over the fiscal year.
€ 8,905
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2 million.
Debts at end 2025
€ 2.3 million
Loans from banks and other lenders, long and short.
€ 16,212
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -22,674 | € -210 | € -565 | - | |
| Profit after taxes | € -1,500,278 | € -43,782 | € 637,981 | € -4,965 | ▼ € 642,946 |
| Equity | € -2,507,916 | € -2,551,698 | € -1,913,717 | € -1,918,682 | |
| Total debts | € 14,665,979 | € 15,480,633 | € 2,326,415 | € 2,321,295 | |
| Cash | € 91,859 | € 3,322 | € 12,698 | € 8,905 | ▼ 30% |
| Retained profit | € -2,569,416 | € -2,613,198 | € -1,975,217 | € -1,980,182 | |
| Bank debt | € 4,675,000 | € 4,675,000 | € 0 | € 2,305,083 | |
| Balance sheet total | € 12,158,063 | € 12,928,936 | € 412,698 | € 402,612 | ▼ 2% |
Key figures of IMMO SEM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO SEM?
What happened at IMMO SEM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,965 (▼ € 642,946 vs 2024). filed late Source: NBB ↗
- Ghislain Claerbout stepped down as director. NBB
- Pieter De Poorter stepped down as director. NBB
- Ghislain Claerbout became a director. NBB
- Pieter De Poorter became a director. NBB
- New establishment in Chapelle-lez-Herlaimont. KBO
- Start of the company according to the CBE. KBO
In short
From € 1.5 million loss in 2022 to € 4,965 loss in 2025.
Paid € 2,588 in corporate taxes since 2022.
Best year ever: 2024, with € 637,981 profit.
A new publication or filing at IMMO SEM? We notify you, reason included.
Follow IMMO SEMDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of La Ruche Chapelloise comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IMMO SEMThe shares are held by Monument Hainaut (100%) and La Ruche Chapelloise (24%).
Directors
According to the 2025 annual accounts
Ghislain Claerbout
Managing director
since 2020 · until 2026
Pieter De Poorter
Director
Also active at: VERHELST IMMO ANTWERPEN, MONUMENT HAINAUT, Société Générale de Cautionnement - Algemene Borgstellingen, Monument Goedleven, Callewaert, CELCIO, BALEGRO, MONUMENT RENOVATION TECHNICS +14 more
since 2020 · until 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue du Serpolet (MAR) 27
7522 Tournai
Rue Sainte Catherine 45
7160 Chapelle-lez-Herlaimont
Active since 9 November 2009
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →MONUMENT HAINAUT same network
€ 40.1 million revenue · 2025
TRAVAUX ET PROMOTION DES MONUMENTS - TECHNIEKEN EN PROMOTIE VAN MONUMENTEN same network
€ 272,406 gross margin · 2025
Société Momentanée Monument Hainut - Monument Stability Contractor
MONUMENT HAINAUT-VANDEKERCKHOVE
SSM Monument Hainaut - Monument Vandekerckhove - Marbrerie G. Allard & Fils
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0820.414.221
- VAT number
- BE 0820.414.221
- Registered office
- Rue du Serpolet (MAR) 27, 7522 Tournai
- Names & denominations
- IMMO SEM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 November 2009
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Handel in eigen onroerend goed
Activiteiten van bouwarchitecten
Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis
Algemene bouw van residentiële gebouwen
Activiteiten van reclamebureaus
Verhuur en exploitatie van terreinen