Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 45 to 37.4.
Financials
Financial year 2025
La Ruche Chapelloise from Chapelle-lez-Herlaimont, company number BE0401733418, closed financial year 2025 with a result of € 341,594 after tax. For that financial year La Ruche Chapelloise recorded revenue of € 8.6 million and equity of € 62.7 million. Compared with financial year 2024, the result moved from € -52,131 to € 341,594. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ 62.7 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 341,594
▲ still € 52,131 loss in 2024
Profit after tax over the fiscal year.
€ 9.5 million
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 14.2 million.
People and assets in 2025
37.4
▼ 2.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.4 million
▼ 1% vs 2024
€ 65,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 229,335
▲ 112% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 84.7 million
▼ 4% vs 2024
€ 5.9 million is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 864,973
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 190 days on average.
€ 294,406
▲ 4% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 6,109,486 | € 6,909,306 | € 7,615,796 | € 8,611,353 | ▲ 13% |
| Profit after taxes | € 148,903 | € -186,974 | € -52,131 | € 341,594 | ▲ € 393,725 |
| Equity | € 58,327,120 | € 59,380,073 | € 64,635,494 | € 62,650,393 | ▼ 3% |
| Total debts | € 84,210,605 | € 86,617,903 | € 89,392,663 | € 86,251,243 | ▼ 4% |
| Cash | € 7,481,264 | € 11,578,757 | € 12,011,749 | € 9,482,248 | ▼ 21% |
| Land & buildings | € 99,021,945 | € 100,764,772 | € 115,713,361 | € 115,105,594 | ▼ 1% |
| Retained profit | € 14,067,830 | € 13,880,856 | € 13,828,725 | € 14,170,319 | ▲ 2% |
| Bank debt | € 83,139,945 | € 85,344,644 | € 87,962,048 | € 84,746,879 | ▼ 4% |
| Balance sheet total | € 145,134,277 | € 148,639,951 | € 157,043,185 | € 152,099,158 | ▼ 3% |
| Employees (FTE) | 44.8 | 45 | 40 | 37.4 | ▼ 2.6 |
Key figures of La Ruche Chapelloise, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to La Ruche Chapelloise?
What happened at La Ruche Chapelloise in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- DJAMILA HAMMACHE stepped down as director. NBB
- TATIANA JEREBKOV stepped down as director. NBB
- SERGE DAVE stepped down as director. NBB
- ERIC CHARLET stepped down as director. NBB
- LUIGI CHIANTA stepped down as director. NBB
- KIMBERLY REGA stepped down as director. NBB
- GENEVIEVE PLEITINCKX stepped down as director. NBB
- ANTHONY DELIEGE stepped down as director. NBB
In short
From € 148,903 profit in 2022 to € 341,594 profit in 2025.
Paid € 1,125 in corporate taxes since 2022.
Best year ever: 2025, with € 341,594 profit.
Pays suppliers within 190 days on average.
Management
Behind La Ruche Chapelloise is MARC TALERICO.
Directors
According to the 2025 annual accounts
MARC TALERICO
Manager
DJAMILA HAMMACHE
Director
since 2025 · until 2031
since 2025 · until 2031
SERGE DAVE
Director
since 2025 · until 2031
ERIC CHARLET
Vice-chairman of the board
since 2025 · until 2031
LUIGI CHIANTA
Vice-chairman of the board
since 2025 · until 2031
KIMBERLY REGA
Director
since 2025 · until 2031
GENEVIEVE PLEITINCKX
Director
since 2025 · until 2031
ANTHONY DELIEGE
Director
since 2025 · until 2031
OPHELIE DELIERE
Director
since 2025 · until 2031
GIANCARLO CAVALLINA
Director
since 2025 · until 2031
BENEDICTE MOREAU
Director
since 2025 · until 2031
MOURAD SAHLI
Chairman of the board
Also active at: Centrale de Services à Domicile du Bassin de Charleroi
since 2025 · until 2031
BRUNO VANHEMELRYCK
Director
since 2025 · until 2031
YOLANDE SAMPARESE
Director
since 2025 · until 2031
AYDIN BIROL
Auditor
since 2025 · until 2031
PERRINE FIEVET
Director
since 2025 · until 2031
ALAN WILLAME
Government commissioner
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Rue de Piéton 2
7160 Chapelle-lez-Herlaimont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.733.418
- VAT number
- BE 0401.733.418
- Registered office
- Rue de Piéton 2, 7160 Chapelle-lez-Herlaimont
- Names & denominations
- La Ruche Chapelloise
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 March 1923
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- [email protected]
- Activities · NACE
Verhuur en exploitatie van sociale woningen
Verhuur van sociale woningen