Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Advisory, Brokerage & Insurance Leaders Belgium from Sint-Lambrechts-Woluwe, company number BE0798317918, closed financial year 2025 with a result of € -27,111 after tax. For that financial year Advisory, Brokerage & Insurance Leaders Belgium recorded a gross margin of € 136,796 and equity of € -14,822. Compared with financial year 2024, the result moved from € 2,288 to € -27,111. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -14,822
▼ € 27,111 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -27,111
▼ still € 2,288 profit in 2024
Profit after tax over the fiscal year.
€ 8,745
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -24,822.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 162,830
▼ 34% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 240
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,074
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,845
▼ 7% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 256,214 | € 136,796 | ▼ 47% |
| Profit after taxes | € 2,288 | € -27,111 | ▼ € 29,399 |
| Equity | € 12,288 | € -14,822 | ▼ € 27,111 |
| Total debts | € 27,305 | € 25,360 | ▼ 7% |
| Cash | € 19,888 | € 8,745 | ▼ 56% |
| Retained profit | € 2,288 | € -24,822 | ▼ € 27,111 |
| Balance sheet total | € 39,594 | € 10,538 | ▼ 73% |
Key figures of Advisory, Brokerage & Insurance Leaders Belgium, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Advisory, Brokerage & Insurance Leaders Belgium?
What happened at Advisory, Brokerage & Insurance Leaders Belgium in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 27,111 (▼ € 29,399 vs 2024). Source: NBB ↗
- Serema SRL became a director. NBB
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Alessandro GUARRATA became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,288 profit in 2024 to € 27,111 loss in 2025.
Paid € 4,659 in corporate taxes since 2024.
Best year ever: 2024, with € 2,288 profit.
A new publication or filing at Advisory, Brokerage & Insurance Leaders Belgium? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Advisory, Brokerage & Insurance Leaders Belgium are Alessandro GUARRATA and Serema SRL. The same people are also behind Amela 65. Serema SRL is also behind VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA and VERZEKERINGSKANTOOR JOHAN DESMET.
Directors
According to the 2025 annual accounts
since 2023
Managing director · represented by SEPPE SIJMONS
Also active at: VERZEKERINGEN VANOVERBEKE, Losange - D'Hondt, EWBANK ASSURANCES, Group ASEKURA, VERZEKERINGSKANTOOR JOHAN DESMET, W. HANOT ET FILS, MASLO, DESSY +21 more
since 2026
Establishments
Establishment units
Physical locations of this company
Prekelindenlaan 65
1200 Sint-Lambrechts-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0798.317.918
- VAT number
- BE 0798.317.918
- Registered office
- Prekelindenlaan 65, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- Advisory, Brokerage & Insurance Leaders Belgium · ABIL Belgium
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 February 2023
- Peppol
- Active · Active since 28 Jul 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars