Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
C.L.S ASSURANCES NEW from Ath, company number BE0795488387, closed financial year 2024 with a result of € 19,119 after tax. For that financial year C.L.S ASSURANCES NEW recorded a gross margin of € 107,743 and equity of € 16,505. Compared with financial year 2023, the result moved from € 59,836 to € 19,119. The company is profitable. The buffer shrank hard: equity is 56 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on May 20, 2025.
€ 16,505
▼ 56% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 19,119
▼ 68% vs 2023
Profit after tax over the fiscal year.
€ 32,847
▲ 165% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 39,676 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2024
€ 57,345
▼ 46% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 20,331
▼ 35% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 14,871
▼ 61% vs 2023
€ 8,887 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 7,391
▼ 50% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 20,249
▼ 32% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|
| Gross margin | € 235,792 | € 107,743 | ▼ 54% |
| Profit after taxes | € 59,836 | € 19,119 | ▼ 68% |
| Equity | € 37,592 | € 16,505 | ▼ 56% |
| Total debts | € 125,351 | € 72,880 | ▼ 42% |
| Cash | € 12,379 | € 32,847 | ▲ 165% |
| Retained profit | € 31,936 | € 10,848 | ▼ 66% |
| Dividend | € 43,000 | € 39,676 | ▼ 8% |
| Bank debt | € 38,081 | € 14,871 | ▼ 61% |
| Balance sheet total | € 162,943 | € 89,385 | ▼ 45% |
Key figures of C.L.S ASSURANCES NEW, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to C.L.S ASSURANCES NEW?
What happened at C.L.S ASSURANCES NEW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 19,119 (▼ 68% vs 2023). Source: NBB ↗
- New establishment in Ath. KBO
- Start of the company according to the CBE. KBO
In short
From € 59,836 profit in 2023 to € 19,119 profit in 2024.
Paid € 50,575 in corporate taxes since 2023.
Best year ever: 2023, with € 59,836 profit.
Paid out € 82,676 in dividends to the owners in total.
A new publication or filing at C.L.S ASSURANCES NEW? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind C.L.S ASSURANCES NEW are Eddy Cotton, Franz Lienard and Juan Subires. The same people are also behind C.L.S. IMMO.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Marché-au-Lin 7
7800 Ath
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0795.488.387
- VAT number
- BE 0795.488.387
- Registered office
- Marché-au-Lin 7, 7800 Ath
- Names & denominations
- C.L.S ASSURANCES NEW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 2022
- Peppol
- Active · Active since 14 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars