Financials
Financial year 2024
BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE from Saint-Ghislain, company number BE0464877745, closed financial year 2024 with a result of € 129,524 after tax. For that financial year BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE recorded a gross margin of € 388,830 and equity of € 120,451. Compared with financial year 2023, the result moved from € 102,890 to € 129,524. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2025.
€ 120,451
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 129,524
▲ 26% vs 2023
Profit after tax over the fiscal year.
€ 64,951
Cash and bank balances on the last day of the fiscal year.
€ 129,524 paid out
100 % of the profit went to the shareholders, mostly to ARBAGO (100 % of the shares). That is where the money ends up.
People and assets in 2024
2.8
▼ 137,830.6 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 171,878
▲ 25% vs 2023
€ 61,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,666
▲ 9% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 81,506
▲ 156% vs 2023
€ 15,225 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 10,907
▼ 20% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 26,558
▲ 24% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 79,110 | € 261,826 | € 318,085 | € 388,830 | ▲ 22% |
| Profit after taxes | € -17,914 | € 92,781 | € 102,890 | € 129,524 | ▲ 26% |
| Equity | € 117,555 | € 120,451 | € 120,451 | € 120,451 | |
| Total debts | € 116,912 | € 184,215 | € 169,899 | € 248,792 | ▲ 46% |
| Cash | € 30,715 | € 108,676 | € 64,945 | € 64,951 | |
| Land & buildings | € 1,515 | € 1,135 | € 6,257 | € 88,307 | ▲ € 82,050 |
| Retained profit | € 98,963 | € 101,859 | € 101,859 | € 101,859 | |
| Dividend | € 0 | € 89,884 | € 102,890 | € 129,524 | ▲ 26% |
| Bank debt | € 89,379 | € 60,910 | € 31,898 | € 81,506 | ▲ 156% |
| Balance sheet total | € 234,467 | € 304,666 | € 290,351 | € 369,243 | ▲ 27% |
| Employees (FTE) | - | 2.1 | 137,833.4 | 2.8 | ▼ 137,830.6 |
Key figures of BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE?
What happened at BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 129,524 (▲ 26% vs 2023). filed late Source: NBB ↗
- ARBAGO SRL became a director. NBB
- New establishment in Saint-Ghislain. KBO
- Start of the company according to the CBE. KBO
- MICHEL ALBERT GOBERT became a director. NBB
In short
From € 17,915 loss in 2021 to € 129,524 profit in 2024.
Paid € 125,315 in corporate taxes since 2021.
Best year ever: 2024, with € 129,524 profit.
On average € 138,900 of value added per employee in 2024.
A new publication or filing at BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ARBAGO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIEBehind BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE are MICHEL ALBERT GOBERT and ARBAGO SRL. The shares are held by ARBAGO (100%).
Directors
According to the 2024 annual accounts
since 1998
Managing director · represented by ANTHONY MARC GOBERT
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Avenue Louis Goblet(B) 235
7331 Saint-Ghislain
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0464.877.745
- VAT number
- BE 0464.877.745
- Registered office
- Avenue Louis Goblet(B) 235, 7331 Saint-Ghislain
- Names & denominations
- BUREAU D'ETUDES ET D'ASSURANCES DE WALLONIE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1998
- Peppol
- Active · Active since 14 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten