Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
RVB CONSULT GROUP from Waregem, company number BE0786457885, closed financial year 2024 with a result of € 16,693 after tax. For that financial year RVB CONSULT GROUP recorded a gross margin of € 932,542 and equity of € 186,583. Compared with financial year 2023, the result moved from € 57,111 to € 16,693. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 186,583
▲ 10% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,693
▼ 71% vs 2023
Profit after tax over the fiscal year.
€ 164,606
▲ € 134,723 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 129,987.
People and assets in 2024
8.8
▲ 2.9 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 455,268
▲ 75% vs 2023
€ 51,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 241,388
▼ 10% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.6 million
▲ 158% vs 2023
€ 352,278 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 447,528
▲ 45% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 186,928
▲ 136% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|
| Revenue | € 1,121,885 | - | |
| Gross margin | € 583,473 | € 932,542 | ▲ 60% |
| Profit after taxes | € 57,111 | € 16,693 | ▼ 71% |
| Equity | € 169,890 | € 186,583 | ▲ 10% |
| Total debts | € 1,152,943 | € 2,439,254 | ▲ 112% |
| Cash | € 29,882 | € 164,606 | ▲ € 134,723 |
| Retained profit | € 113,293 | € 129,987 | ▲ 15% |
| Dividend | € 20,000 | € 0 | ▼ 100% |
| Bank debt | € 621,991 | € 1,606,957 | ▲ 158% |
| Balance sheet total | € 1,328,191 | € 2,626,571 | ▲ 98% |
| Employees (FTE) | 5.9 | 8.8 | ▲ 2.9 |
Key figures of RVB CONSULT GROUP, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to RVB CONSULT GROUP?
What happened at RVB CONSULT GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 16,693 (▼ 71% vs 2023). filed late Source: NBB ↗
- New establishment in Kortrijk. KBO
- STM CONSULT became a director. NBB
- RVB Consult Invest became a director. NBB
- New establishment in Waregem. KBO
- New establishment in Dentergem. KBO
- Start of the company according to the CBE. KBO
In short
From € 57,111 profit in 2023 to € 16,693 profit in 2024.
Paid € 98,854 in corporate taxes since 2023.
Best year ever: 2023, with € 57,111 profit.
On average € 106,000 of value added per employee in 2024.
A new publication or filing at RVB CONSULT GROUP? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of STM CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
RVB CONSULT GROUPBehind RVB CONSULT GROUP are STM CONSULT and RVB Consult Invest. The shares are held by STM CONSULT (10%).
Directors
According to the 2024 annual accounts
Director · represented by Stijn MESSEEUW
since 2022
Director · represented by Andy ROMMEL
since 2022
Shareholders
10%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Holstraat 38
8790 Waregem
Wapenplaats(Wak) 14
8720 Dentergem
Active since 28 April 2022
Doorniksesteenweg(Kor) 81 box 2.2
8500 Kortrijk
Active since 16 May 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0786.457.885
- VAT number
- BE 0786.457.885
- Registered office
- Holstraat 38, 8790 Waregem
- Names & denominations
- RVB CONSULT GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 2022
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars