Active · per the CBE, 19 September 2026

RVB CONSULT GROUP

BE0786457885

Rechtspersoon Private limited company 3 establishments

RVB CONSULT GROUP is an insurance broker in Waregem. Private Limited, started on 28 April 2022, 3 establishments.

Holstraat 38, 8790 Waregem

Behind the company: STM CONSULT, RVB Consult Invest.

Active for

4 year, 4 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 42 % of short-term debt in 2024; threshold 65 %.

Financials

Financial year 2024

RVB CONSULT GROUP from Waregem, company number BE0786457885, closed financial year 2024 with a result of € 16,693 after tax. For that financial year RVB CONSULT GROUP recorded a gross margin of € 932,542 and equity of € 186,583. Compared with financial year 2023, the result moved from € 57,111 to € 16,693. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.

What it is worth Growing

€ 186,583

▲ 10% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 16,693

▼ 71% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 164,606

▲ € 134,723 vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2024. Retained profit grew to € 129,987.

People and assets in 2024

Full-time equivalents

8.8

▲ 2.9 vs 2023

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 455,268

▲ 75% vs 2023

€ 51,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 241,388

▼ 10% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt ≈ 5 years to go

€ 1.6 million

▲ 158% vs 2023

€ 352,278 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 447,528

▲ 45% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 186,928

▲ 136% vs 2023

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
20232024Change 2023 → 2024
Revenue € 1,121,885 -
Gross margin € 583,473 € 932,542 ▲ 60%
Profit after taxes € 57,111 € 16,693 ▼ 71%
Equity € 169,890 € 186,583 ▲ 10%
Total debts € 1,152,943 € 2,439,254 ▲ 112%
Cash € 29,882 € 164,606 ▲ € 134,723
Retained profit € 113,293 € 129,987 ▲ 15%
Dividend € 20,000 € 0 ▼ 100%
Bank debt € 621,991 € 1,606,957 ▲ 158%
Balance sheet total € 1,328,191 € 2,626,571 ▲ 98%
Employees (FTE) 5.9 8.8 ▲ 2.9

Key figures of RVB CONSULT GROUP, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to RVB CONSULT GROUP?

What happened at RVB CONSULT GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2024: profit of € 16,693 (▼ 71% vs 2023). filed late Source: NBB ↗
  • New establishment in Kortrijk. KBO
  • STM CONSULT became a director. NBB
  • RVB Consult Invest became a director. NBB
  • New establishment in Waregem. KBO
  • New establishment in Dentergem. KBO
  • Start of the company according to the CBE. KBO

In short

From € 57,111 profit in 2023 to € 16,693 profit in 2024.

Paid € 98,854 in corporate taxes since 2023.

Best year ever: 2023, with € 57,111 profit.

On average € 106,000 of value added per employee in 2024.

Management

The stake of STM CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

RVB CONSULT GROUP

Behind RVB CONSULT GROUP are STM CONSULT and RVB Consult Invest. The shares are held by STM CONSULT (10%).

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Directors

According to the 2024 annual accounts

STM CONSULT

Director · represented by Stijn MESSEEUW

since 2022

RVB Consult Invest

Director · represented by Andy ROMMEL

since 2022

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Holstraat 38

8790 Waregem

2.335.598.563

Wapenplaats(Wak) 14

8720 Dentergem

Active since 28 April 2022

2.359.391.871

Doorniksesteenweg(Kor) 81 box 2.2

8500 Kortrijk

Active since 16 May 2024

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0786.457.885
VAT number
BE 0786.457.885
Registered office
Holstraat 38, 8790 Waregem
Names & denominations
RVB CONSULT GROUP
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
28 April 2022
Peppol
Active · Active since 17 Dec 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does RVB CONSULT GROUP do?
RVB CONSULT GROUP is an insurance broker in Waregem. Private Limited, started on 28 April 2022, 3 establishments.
What is the address of RVB CONSULT GROUP?
The registered office of RVB CONSULT GROUP is located at Holstraat 38, 8790 Waregem.
Is RVB CONSULT GROUP still active?
Yes. According to the CBE (19 September 2026) RVB CONSULT GROUP is active, legal situation “Normale toestand”, started on 28 April 2022.
Is RVB CONSULT GROUP registered on Peppol?
Yes, RVB CONSULT GROUP is registered on the Peppol network with ID 0208:0786457885.
What is the enterprise number of RVB CONSULT GROUP?
The enterprise number of RVB CONSULT GROUP is BE0786457885.
When was RVB CONSULT GROUP founded?
RVB CONSULT GROUP was founded on 28 April 2022.