What does STM CONSULT do?

STM CONSULT is an insurance broker in Kluisbergen. Private Limited, started on 20 July 2021, 1 establishment.

What is the address of STM CONSULT?

The registered office of STM CONSULT is located at Doreken 5, 9690 Kluisbergen.

Is STM CONSULT still active?

Yes. According to the CBE (30 October 2026) STM CONSULT is active, legal situation “Normale toestand”, started on 20 July 2021.

Is STM CONSULT registered on Peppol?

Yes, STM CONSULT is registered on the Peppol network with ID 0208:0771594616.

What is the enterprise number of STM CONSULT?

The enterprise number of STM CONSULT is BE0771594616.

When was STM CONSULT founded?

STM CONSULT was founded on 20 July 2021.

Who are the directors of STM CONSULT?

According to the 2025 annual accounts, the directors of STM CONSULT are: Stijn Messeeuw.

Is STM CONSULT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 July 2021; 3 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did STM CONSULT make in 2025?

STM CONSULT posted a profit after taxes of € 14,588 in financial year 2025.

What is the revenue of STM CONSULT?

As a small company, STM CONSULT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 29,273.

STM CONSULT (Private Limited) - Kluisbergen

Dossier STM CONSULT, printed on 30 October 2026 from databakkes.be/en/0771594616/stm-consult. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

STM CONSULT from Kluisbergen, company number BE0771594616, closed financial year 2025 with a result of € 14,588 after tax. For that financial year STM CONSULT recorded a gross margin of € 29,273 and equity of € 56,061. Compared with financial year 2024, the result moved from € 6,608 to € 14,588. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 2, 2026.

What it is worth Growing

€ 56,061

▲ 35% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 14,588

▲ 121% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 13,379

▼ 23% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 53,561.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 1,543

▲ 118% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 9 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 163,517

▼ 9% vs 2024

€ 18,754 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.

Owed to suppliers

€ 3,920

▲ 7% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 7,177

▲ 33% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 45,842 Gross margin 2023: € 45,842 First fiscal year in the series	€ 21,373 Gross margin 2024: € 21,373 ▼ 53% vs 2023 (€ 45,842) Unfavourable step	€ 29,273 Gross margin 2025: € 29,273 ▲ 37% vs 2024 (€ 21,373) Favourable step	▲ 37%
Profit after taxes	€ 32,365 Profit after taxes 2023: € 32,365 First fiscal year in the series	€ 6,608 Profit after taxes 2024: € 6,608 ▼ 80% vs 2023 (€ 32,365) Unfavourable step	€ 14,588 Profit after taxes 2025: € 14,588 ▲ 121% vs 2024 (€ 6,608) Favourable step	▲ 121%
Equity	€ 34,865 Equity 2023: € 34,865 First fiscal year in the series	€ 41,473 Equity 2024: € 41,473 ▲ 19% vs 2023 (€ 34,865) Favourable step	€ 56,061 Equity 2025: € 56,061 ▲ 35% vs 2024 (€ 41,473) Favourable step	▲ 35%
Total debts	€ 342,159 Total debts 2023: € 342,159 First fiscal year in the series	€ 190,596 Total debts 2024: € 190,596 ▼ 44% vs 2023 (€ 342,159) Favourable step	€ 176,334 Total debts 2025: € 176,334 ▼ 7% vs 2024 (€ 190,596) Favourable step	▼ 7%
Cash	€ 162,059 Cash 2023: € 162,059 First fiscal year in the series	€ 17,403 Cash 2024: € 17,403 ▼ 89% vs 2023 (€ 162,059) Unfavourable step	€ 13,379 Cash 2025: € 13,379 ▼ 23% vs 2024 (€ 17,403) Unfavourable step	▼ 23%
Retained profit	€ 32,365 Retained profit 2023: € 32,365 First fiscal year in the series	€ 38,973 Retained profit 2024: € 38,973 ▲ 20% vs 2023 (€ 32,365) Favourable step	€ 53,561 Retained profit 2025: € 53,561 ▲ 37% vs 2024 (€ 38,973) Favourable step	▲ 37%
Bank debt	€ 196,104 Bank debt 2023: € 196,104 First fiscal year in the series	€ 180,132 Bank debt 2024: € 180,132 ▼ 8% vs 2023 (€ 196,104) Favourable step	€ 163,517 Bank debt 2025: € 163,517 ▼ 9% vs 2024 (€ 180,132) Favourable step	▼ 9%
Balance sheet total	€ 377,024 Balance sheet total 2023: € 377,024 First fiscal year in the series	€ 232,069 Balance sheet total 2024: € 232,069 ▼ 38% vs 2023 (€ 377,024) Unchanged	€ 232,395 Balance sheet total 2025: € 232,395 Unchanged (€ 232,069) Unchanged

Key figures of STM CONSULT, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to STM CONSULT?

What happened at STM CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jan 2, 2026 New annual accounts for financial year 2025: profit of € 14,588 (▲ 121% vs 2024). Source: NBB ↗
Jul 20, 2021 New establishment in Kluisbergen. KBO
Jul 20, 2021 Start of the company according to the CBE. KBO

In short

From € 32,365 profit in 2023 to € 14,588 profit in 2025.

Paid € 23,963 in corporate taxes since 2023.

Best year ever: 2023, with € 32,365 profit.

Original PDFs at the National Bank ↗

Management

Stijn Messeeuw

STM CONSULT

RVB CONSULT GROUP 10%

Behind STM CONSULT is Stijn Messeeuw. It owns 10% of RVB CONSULT GROUP itself.

Directors

According to the 2025 annual accounts

Stijn Messeeuw

Director

Also active at: RVB CONSULT GROUP

Establishments

Establishment units

Physical locations of this company

Registered office

Doreken 5

9690 Kluisbergen

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0771.594.616

VAT number

BE 0771.594.616

Registered office

Doreken 5, 9690 Kluisbergen

Names & denominations

STM CONSULT

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

20 July 2021

Peppol

Active · Active since 19 Jan 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

STM CONSULT

Financials

What happened to STM CONSULT?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions