Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
MANDERLIER ASSURANCES from Mons, company number BE0777935842, closed financial year 2025 with a result of € 37,244 after tax. For that financial year MANDERLIER ASSURANCES recorded a gross margin of € 202,506 and equity of € 1,400. Compared with financial year 2024, the result moved from € 21,074 to € 37,244. Profitable, and profit is growing. The buffer shrank hard: equity is 89 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 1,400
▼ 89% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 37,244
▲ 77% vs 2024
Profit after tax over the fiscal year.
€ 26,834
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 48,265 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 48,572
▼ 35% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 127,693
▲ 72% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 106,609
▲ 92% vs 2024
€ 27,071 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 5,775
▲ 133% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,782
▲ 39% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 83,334 | € 192,016 | € 200,150 | € 202,506 | ▲ 1% |
| Profit after taxes | € -9,261 | € -791 | € 21,074 | € 37,244 | ▲ 77% |
| Equity | € -7,861 | € -8,652 | € 12,421 | € 1,400 | ▼ 89% |
| Total debts | € 523,112 | € 553,491 | € 490,710 | € 452,870 | ▼ 8% |
| Cash | € 15,041 | € 8,428 | € 28,345 | € 26,834 | ▼ 5% |
| Retained profit | € -9,261 | € -10,052 | € 11,021 | € 0 | ▼ 100% |
| Dividend | € 0 | € 0 | € 0 | € 48,265 | |
| Bank debt | € 6,325 | € 68,833 | € 55,553 | € 106,609 | ▲ 92% |
| Balance sheet total | € 515,250 | € 544,838 | € 503,131 | € 454,270 | ▼ 10% |
Key figures of MANDERLIER ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MANDERLIER ASSURANCES?
What happened at MANDERLIER ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 37,244 (▲ 77% vs 2024). Source: NBB ↗
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,261 loss in 2022 to € 37,244 profit in 2025.
Paid € 21,381 in corporate taxes since 2022.
Best year ever: 2025, with € 37,244 profit.
Paid out € 48,265 in dividends to the owners in total.
A new publication or filing at MANDERLIER ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Chaussée du Roi Baudouin 226
7030 Mons
Chaussée du Roi Baudouin 210
7030 Mons
Active since 1 December 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0777.935.842
- VAT number
- BE 0777.935.842
- Registered office
- Chaussée du Roi Baudouin 226, 7030 Mons
- Names & denominations
- MANDERLIER ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 2021
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars