Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
CREDIT POPULAIRE EUROPEEN from Mons, company number BE0459386654, closed financial year 2025 with a result of € 562,040 after tax. For that financial year CREDIT POPULAIRE EUROPEEN recorded a gross margin of € 2.9 million and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 1.2 million to € 562,040. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 1.5 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 562,040
▼ 54% vs 2024
Profit after tax over the fiscal year.
€ 944,627
▲ 279% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 560,000 paid out
100 % of the profit went to the shareholders, mostly to Belufin (100 % of the shares). That is where the money ends up.
People and assets in 2025
29.2
▲ 4.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.8 million
▲ 9% vs 2024
€ 62,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 118,117
▲ 1% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 717,441
▲ 2% vs 2024
€ 157,918 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 368,641
▲ 95% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 334,249
▼ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,291,716 | € 2,909,319 | € 3,584,801 | € 2,873,047 | ▼ 20% |
| Profit after taxes | € 1,096,651 | € 1,153,786 | € 1,226,272 | € 562,040 | ▼ 54% |
| Equity | € 691,852 | € 1,390,638 | € 1,516,910 | € 1,518,950 | |
| Total debts | € 3,703,786 | € 4,098,346 | € 4,711,512 | € 4,351,332 | ▼ 8% |
| Cash | € 765,802 | € 389,521 | € 249,005 | € 944,627 | ▲ 279% |
| Land & buildings | € 314,423 | € 733,298 | € 769,955 | € 719,945 | ▼ 6% |
| Retained profit | € 673,252 | € 1,369,559 | € 1,495,831 | € 1,497,872 | |
| Dividend | € 1,500,000 | € 455,000 | € 1,100,000 | € 560,000 | ▼ 49% |
| Bank debt | € 289,575 | € 688,778 | € 706,650 | € 717,441 | ▲ 2% |
| Balance sheet total | € 4,395,638 | € 5,488,985 | € 6,228,422 | € 5,870,283 | ▼ 6% |
| Employees (FTE) | 14.5 | 19.9 | 24.7 | 29.2 | ▲ 4.5 |
Key figures of CREDIT POPULAIRE EUROPEEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREDIT POPULAIRE EUROPEEN?
What happened at CREDIT POPULAIRE EUROPEEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 562,040 (▼ 54% vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- New establishment in Tournai. KBO
- New establishment in Mons. KBO
- BELUFIN SA became a director. NBB
- New establishment in Drogenbos. KBO
- New establishment in Awans. KBO
- New establishment in Arlon. KBO
In short
From € 1.1 million profit in 2022 to € 562,040 profit in 2025.
Paid € 1.2 million in corporate taxes since 2022.
Best year ever: 2024, with € 1.2 million profit.
On average € 98,400 of value added per employee in 2025.
A new publication or filing at CREDIT POPULAIRE EUROPEEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Belufin comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CREDIT POPULAIRE EUROPEENBehind CREDIT POPULAIRE EUROPEEN is BELUFIN SA. The shares are held by Belufin (100%).
Directors
According to the 2025 annual accounts
Director · represented by Jean-Sébastien Scarcez
Also active at: EUROCREDIT Luxembourg, Partemis
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée du Roi Baudouin 18
7030 Mons
Rue des Capucins 11 box B
6700 Arlon
Active since 14 June 2002
Grote Baan 307
1620 Drogenbos
Active since 1 April 2019
Rue Chaussée 62
4342 Awans
Active since 1 January 2019
Rue du Progrès(FRY) 4
7503 Tournai
Active since 1 January 2024
Rue Vandervelde 76
6041 Charleroi
Active since 1 December 2024
Chaussée du Roi Baudouin 109 box B
7030 Mons
Active since 1 January 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
cpe-credit.com
Registered
2001-10-25
Registrar
OVH, SAS
Expires
2034-10-25
Website info
Features
Security
Network
Details
- Company number
- 0459.386.654
- VAT number
- BE 0459.386.654
- Registered office
- Chaussée du Roi Baudouin 18, 7030 Mons
- Names & denominations
- CREDIT POPULAIRE EUROPEEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 December 1996
- Peppol
- Active · Active since 14 Jul 2025
- Contact
- cpe-credit.com
- Activities · NACE
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