Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BEP ASSURCREDITS from Charleroi, company number BE0451627248, closed financial year 2025 with a result of € -66,310 after tax. For that financial year BEP ASSURCREDITS recorded a gross margin of € 1.9 million and equity of € 116,704. Compared with financial year 2024, the result moved from € 6,313 to € -66,310. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 116,704
▼ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -66,310
▼ still € 6,313 profit in 2024
Profit after tax over the fiscal year.
€ 46,278
▼ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 98,112.
People and assets in 2025
€ 974,696
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 603,483
▲ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 5.1 million
▼ 3% vs 2024
€ 311,117 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 1,033
▲ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 119,986
▲ 24% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 784,728 | € 1,080,027 | € 1,879,480 | € 1,948,162 | ▲ 4% |
| Profit after taxes | € 15,028 | € 425 | € 6,313 | € -66,310 | ▼ € 72,623 |
| Equity | € 176,277 | € 176,701 | € 183,015 | € 116,704 | ▼ 36% |
| Total debts | € 1,075,117 | € 5,735,024 | € 5,346,882 | € 5,219,160 | ▼ 2% |
| Cash | € 71,653 | € 67,562 | € 58,423 | € 46,278 | ▼ 21% |
| Retained profit | € 157,685 | € 158,109 | € 164,422 | € 98,112 | ▼ 40% |
| Bank debt | € 975,649 | € 5,643,831 | € 5,248,001 | € 5,076,914 | ▼ 3% |
| Balance sheet total | € 1,294,389 | € 5,951,728 | € 5,569,897 | € 5,375,865 | ▼ 3% |
Key figures of BEP ASSURCREDITS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BEP ASSURCREDITS?
What happened at BEP ASSURCREDITS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 66,310 (▼ € 72,623 vs 2024). filed late Source: NBB ↗
- New establishment in Nivelles. KBO
- New establishment in Charleroi. KBO
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,028 profit in 2022 to € 66,310 loss in 2025.
Paid € 99,409 in corporate taxes since 2022.
Best year ever: 2022, with € 15,028 profit.
A new publication or filing at BEP ASSURCREDITS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue de la Station 106
6040 Charleroi
Kerselarenlaan 85
1030 Schaarbeek
Active since 16 March 1994
Chaussée de Namur 40
1400 Nivelles
Active since 28 September 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.627.248
- VAT number
- BE 0451.627.248
- Registered office
- Rue de la Station 106, 6040 Charleroi
- Names & denominations
- BEP ASSURCREDITS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 November 1993
- Peppol
- Not registered
- Contact
- [email protected]
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten