Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Opschorting (gerechtelijke reorganisatie) according to the CBE.
Financials
Financial year 2025
Boulangerie UMAMI from Wanze, company number BE0772461181, closed financial year 2025 with a result of € -9,168 after tax. For that financial year Boulangerie UMAMI recorded a gross margin of € 68,511 and equity of € -77,096. Compared with financial year 2024, the result moved from € -20,708 to € -9,168. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -77,096
▼ € 9,168 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,168
▲ 56 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,304
▼ 52% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -92,096.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 22,225
▼ 54% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 401
▼ 99% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 129,780
▼ 31% vs 2024
€ 41,911 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 129,911
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,041
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 111,643 | € 103,705 | € 98,813 | € 68,511 | ▼ 31% |
| Profit after taxes | € -32,923 | € -29,296 | € -20,708 | € -9,168 | ▲ € 11,540 |
| Equity | € -17,923 | € -47,219 | € -67,927 | € -77,096 | ▼ € 9,168 |
| Total debts | € 405,147 | € 361,893 | € 331,965 | € 288,436 | ▼ 13% |
| Cash | € 15,035 | € 11,624 | € 2,744 | € 1,304 | ▼ 52% |
| Retained profit | € -32,923 | € -62,219 | € -82,927 | € -92,096 | ▼ € 9,168 |
| Bank debt | € 286,564 | € 249,342 | € 188,808 | € 129,780 | ▼ 31% |
| Balance sheet total | € 387,224 | € 314,674 | € 264,038 | € 211,341 | ▼ 20% |
Key figures of Boulangerie UMAMI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Boulangerie UMAMI?
What happened at Boulangerie UMAMI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,168. filed late Source: NBB ↗
- New establishment in Wanze. KBO
- Jean-François GIMENNE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 32,923 loss in 2022 to € 9,168 loss in 2025.
Paid € 2,316 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Boulangerie UMAMI is Jean-François GIMENNE.
Directors
According to the 2025 annual accounts
Jean-François GIMENNE
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Route de l'Etat(HC) 36
4520 Wanze
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0772.461.181
- VAT number
- BE 0772.461.181
- Registered office
- Route de l'Etat(HC) 36, 4520 Wanze
- Names & denominations
- Boulangerie UMAMI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opschorting (gerechtelijke reorganisatie)
- Start date
- 11 August 2021
- Peppol
- Active · Active since 13 Nov 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Overige detailhandel in voedingsmiddelen, neg
Vervaardiging van deegwaren
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Vervaardiging van roomijs en ander consumptie-ijs
Industriële vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in zuivelproducten en eieren
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