Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
28 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
MGAaS from Lasne, company number BE0770470307, closed financial year 2025 with a result of € -465,315 after tax. For that financial year MGAaS recorded a gross margin of € -122,355 and equity of € -312,089. Compared with financial year 2024, the result moved from € -244,325 to € -465,315. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.
€ -312,089
▼ € 465,315 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -465,315
▼ 90 % more loss than in 2024
Profit after tax over the fiscal year.
€ 39,686
▲ 136% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.4 million.
Debts at end 2025
€ 1.4 million
▲ 28% vs 2024
Loans from banks and other lenders, long and short.
€ 114,290
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -20,481 | € -576,024 | € 27,624 | € -122,355 | ▼ € 149,979 |
| Profit after taxes | € -63,735 | € -581,051 | € -244,325 | € -465,315 | ▼ € 220,990 |
| Equity | € 118,602 | € 397,551 | € 153,226 | € -312,089 | ▼ € 465,315 |
| Total debts | € 471,782 | € 825,962 | € 1,341,310 | € 1,617,304 | ▲ 21% |
| Cash | € 23,233 | € 39,069 | € 16,837 | € 39,686 | ▲ 136% |
| Retained profit | € -71,398 | € -652,449 | € -896,774 | € -1,362,089 | ▼ € 465,315 |
| Bank debt | € 405,000 | € 435,000 | € 1,134,412 | € 1,449,479 | ▲ 28% |
| Balance sheet total | € 590,384 | € 1,223,512 | € 1,494,536 | € 1,305,215 | ▼ 13% |
Key figures of MGAaS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MGAaS?
What happened at MGAaS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 465,315. filed late Source: NBB ↗
- New establishment in Lasne. KBO
- Start of the company according to the CBE. KBO
In short
From € 63,735 loss in 2022 to € 465,315 loss in 2025.
A new publication or filing at MGAaS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of InsurTree comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MGAaSBehind MGAaS are Kim Lauwers, Lorenzo Del Marmol and Didier Murena. The shares are held by InsurTree (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Louvain 435
1380 Lasne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 28 companies are registered at this address.
All companies at this address →SOFTIMAT
€ 780,464 revenue · 2025
WILLY BRAILLARD
€ -10,927 gross margin · 2025
SOFTIMAT LIEGE
€ 1.7 million gross margin · 2025
SOFTIMAT NOORD N V
€ 24,728 gross margin · 2025
THE VALUE GROUP
€ 50,336 gross margin · 2025
+23 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0770.470.307
- VAT number
- BE 0770.470.307
- Registered office
- Chaussée de Louvain 435, 1380 Lasne
- Names & denominations
- MGAaS · MGA as a Service · The Insurance Hub
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 2021
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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