What does BELGAMGA do?

BELGAMGA is an insurance broker in Lasne. Public Limited, started on 21 May 2012, 1 establishment.

What is the address of BELGAMGA?

The registered office of BELGAMGA is located at Chaussée de Louvain 435, 1380 Lasne.

Is BELGAMGA still active?

Yes. According to the CBE (29 October 2026) BELGAMGA is active, legal situation “Normale toestand”, started on 21 May 2012.

Is BELGAMGA registered on Peppol?

Yes, BELGAMGA is registered on the Peppol network with ID 0208:0846053992.

What is the enterprise number of BELGAMGA?

The enterprise number of BELGAMGA is BE0846053992.

When was BELGAMGA founded?

BELGAMGA was founded on 21 May 2012.

Who are the directors of BELGAMGA?

According to the 2025 annual accounts, the directors of BELGAMGA are: Kim Lauwers, Didier Muréna, Lorenzo del Marmol.

Is BELGAMGA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 May 2012; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did BELGAMGA make in 2025?

BELGAMGA recorded a loss after taxes of € 69,928 in financial year 2025.

What is the revenue of BELGAMGA?

As a small company, BELGAMGA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -34,489.

BELGAMGA (Public Limited) - Lasne - BE0846053992

Dossier BELGAMGA, printed on 29 October 2026 from databakkes.be/en/0846053992/belgamga. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Busy address KBO

30 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

BELGAMGA from Lasne, company number BE0846053992, closed financial year 2025 with a result of € -69,928 after tax. For that financial year BELGAMGA recorded a gross margin of € -34,489 and equity of € 22,969. Compared with financial year 2024, the result moved from € -194,097 to € -69,928. The company made a loss. The buffer shrank hard: equity is 75 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.

What it is worth Shrank hard

€ 22,969

▼ 75% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -69,928

▲ 64 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 14,580

▲ 82% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -580,531.

Debts at end 2025

Bank debt

€ 56,500

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 7,006

▼ 76% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -47,625 Gross margin 2022: € -47,625 First fiscal year in the series	€ -141,676 Gross margin 2023: € -141,676 ▼ € 94,051 vs 2022 (€ -47,625) Unfavourable step	€ -163,531 Gross margin 2024: € -163,531 ▼ € 21,855 vs 2023 (€ -141,676) Unfavourable step	€ -34,489 Gross margin 2025: € -34,489 ▲ € 129,042 vs 2024 (€ -163,531) Favourable step	▲ € 129,042
Profit after taxes	€ -92,687 Profit after taxes 2022: € -92,687 First fiscal year in the series	€ -148,164 Profit after taxes 2023: € -148,164 ▼ € 55,477 vs 2022 (€ -92,687) Unfavourable step	€ -194,097 Profit after taxes 2024: € -194,097 ▼ € 45,933 vs 2023 (€ -148,164) Unfavourable step	€ -69,928 Profit after taxes 2025: € -69,928 ▲ € 124,169 vs 2024 (€ -194,097) Favourable step	▲ € 124,169
Equity	€ 94,158 Equity 2022: € 94,158 First fiscal year in the series	€ 286,994 Equity 2023: € 286,994 ▲ 205% vs 2022 (€ 94,158) Favourable step	€ 92,897 Equity 2024: € 92,897 ▼ 68% vs 2023 (€ 286,994) Unfavourable step	€ 22,969 Equity 2025: € 22,969 ▼ 75% vs 2024 (€ 92,897) Unfavourable step	▼ 75%
Total debts	€ 43,398 Total debts 2022: € 43,398 First fiscal year in the series	€ 95,196 Total debts 2023: € 95,196 ▲ 119% vs 2022 (€ 43,398) Unfavourable step	€ 29,359 Total debts 2024: € 29,359 ▼ 69% vs 2023 (€ 95,196) Favourable step	€ 63,653 Total debts 2025: € 63,653 ▲ 117% vs 2024 (€ 29,359) Unfavourable step	▲ 117%
Cash	€ 44,149 Cash 2022: € 44,149 First fiscal year in the series	€ 220,752 Cash 2023: € 220,752 ▲ € 176,603 vs 2022 (€ 44,149) Favourable step	€ 8,014 Cash 2024: € 8,014 ▼ 96% vs 2023 (€ 220,752) Unfavourable step	€ 14,580 Cash 2025: € 14,580 ▲ 82% vs 2024 (€ 8,014) Favourable step	▲ 82%
Retained profit	€ -168,342 Retained profit 2022: € -168,342 First fiscal year in the series	€ -316,506 Retained profit 2023: € -316,506 ▼ € 148,164 vs 2022 (€ -168,342) Unfavourable step	€ -510,603 Retained profit 2024: € -510,603 ▼ € 194,097 vs 2023 (€ -316,506) Unfavourable step	€ -580,531 Retained profit 2025: € -580,531 ▼ € 69,928 vs 2024 (€ -510,603) Unfavourable step	▼ € 69,928
Bank debt	€ 25,000 Bank debt 2022: € 25,000 First fiscal year in the series	€ 52,500 Bank debt 2023: € 52,500 ▲ 110% vs 2022 (€ 25,000) Unfavourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 52,500) Favourable step	€ 56,500 Bank debt 2025: € 56,500 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 137,556 Balance sheet total 2022: € 137,556 First fiscal year in the series	€ 382,190 Balance sheet total 2023: € 382,190 ▲ 178% vs 2022 (€ 137,556) Unchanged	€ 122,256 Balance sheet total 2024: € 122,256 ▼ 68% vs 2023 (€ 382,190) Unchanged	€ 86,622 Balance sheet total 2025: € 86,622 ▼ 29% vs 2024 (€ 122,256) Unchanged	▼ 29%

Key figures of BELGAMGA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BELGAMGA?

What happened at BELGAMGA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2028 Kim Lauwers stepped down as director. NBB
2028 Didier Muréna stepped down as director. NBB
2028 Lorenzo del Marmol stepped down as director. NBB
Aug 7, 2026 New annual accounts for financial year 2025: loss of € 69,928. filed late Source: NBB ↗
2022 Kim Lauwers became a director. NBB
2022 Didier Muréna became a director. NBB
2022 Lorenzo del Marmol became a director. NBB
May 21, 2012 New establishment in Lasne. KBO

In short

From € 92,687 loss in 2022 to € 69,928 loss in 2025.

Paid € 35 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

InsurTree 100%

The stake of InsurTree comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

BELGAMGA

The shares are held by InsurTree (100%).

Directors

According to the 2025 annual accounts

Kim Lauwers

Managing director

Also active at: Imed, LOFMA, MGAaS, InsurTree, The Health Companion, Cape One

since 2022 · until 2028

Didier Muréna

Managing director

Also active at: MuBru, MGAaS, InsurTree

since 2022 · until 2028

Lorenzo del Marmol

Director

since 2022 · until 2028

Shareholders

InsurTree

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Louvain 435

1380 Lasne

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 30 companies are registered at this address.

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0846.053.992

VAT number

BE 0846.053.992

Registered office

Chaussée de Louvain 435, 1380 Lasne

Names & denominations

BELGAMGA · SWINZ

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

21 May 2012

Peppol

Active · Active since 13 Oct 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Overige zakelijke dienstverlening, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

BELGAMGA

Warning lights

Financials

What happened to BELGAMGA?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions