Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
86 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
LOFMA from Leuven, company number BE0443468756, closed financial year 2025 with a result of € 577,339 after tax. For that financial year LOFMA recorded a gross margin of € 1.8 million and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 50,244 to € 577,339. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 2.2 million
▲ 46% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 577,339
▲ € 527,094 vs 2024
Profit after tax over the fiscal year.
€ 234,911
▲ 139% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 853,565.
Debts at end 2025
€ 8.4 million
▼ 7% vs 2024
€ 982,876 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 132,442
▲ € 121,600 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 227,589
▲ 13% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 503,300 | € 1,036,921 | € 1,209,235 | € 1,816,601 | ▲ 50% |
| Profit after taxes | € -118,726 | € -1,422,029 | € 50,244 | € 577,339 | ▲ € 527,094 |
| Equity | € 1,286,964 | € 1,469,727 | € 1,519,971 | € 2,212,018 | ▲ 46% |
| Total debts | € 7,395,023 | € 9,923,779 | € 9,223,806 | € 8,734,274 | ▼ 5% |
| Cash | € 116,000 | € 2,491 | € 98,377 | € 234,911 | ▲ 139% |
| Land & buildings | € 5,814,373 | € 9,299,159 | € 8,601,930 | € 7,731,952 | ▼ 10% |
| Retained profit | € 1,213,718 | € -208,311 | € 41,069 | € 853,565 | ▲ € 812,496 |
| Bank debt | € 7,307,156 | € 9,823,445 | € 9,010,742 | € 8,374,243 | ▼ 7% |
| Balance sheet total | € 8,681,987 | € 11,393,506 | € 10,743,777 | € 10,946,292 | ▲ 2% |
Key figures of LOFMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LOFMA?
What happened at LOFMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cape One BV stepped down as director. NBB
- Funecare NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 577,339 (▲ € 527,094 vs 2024). Source: NBB ↗
- Cape One BV became a director. NBB
- Frédéric Cambie stepped down as director. NBB
- Funecare NV became a director. NBB
- Frédéric Cambie became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 118,726 loss in 2022 to € 577,339 profit in 2025.
Paid € 447,005 in corporate taxes since 2022.
Best year ever: 2025, with € 577,339 profit.
Management
The shares are held by Funecare (100%).
Directors
According to the 2025 annual accounts
Director · represented by Kim Lauwers
Also active at: PAPILLON UITVAARTZORG, creativeOne
since 2026 · until 2032
Director · represented by Simon DE PATOUL
Also active at: Rouwcenter De Backer - Put, VANHOOF BEGRAFENISSEN - CREMATIES, COJA, SCHILLEBEECKX A., MAISON CORNET, PAPILLON UITVAARTZORG, Uitvaartzorg De Wending, ROUWCENTRUM THEUNISSEN +1 more
since 2021 · until 2027
Frédéric Cambie
Director
Also active at: Rouwcenter De Backer - Put, VANHOOF BEGRAFENISSEN - CREMATIES, COJA, SCHILLEBEECKX A., MAISON CORNET, PAPILLON UITVAARTZORG, Uitvaartzorg De Wending, SEQUOIA 71 +3 more
since 2021 · until 2026
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Philipssite 5 box 1
3001 Leuven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 86 companies are registered at this address.
All companies at this address →Norgine
€ 19.1 million revenue · 2024
DRAKA BELGIUM
€ 3.4 million revenue · 2025
G.I.M. - GEOGRAPHIC INFORMATION MANAGEMENT
€ 7.1 million revenue · 2025
ADVOCATENASSOCIATIE NELISSEN GRADE
€ 477,864 gross margin · 2025
CHRISTY
€ 280,605 gross margin · 2025
+81 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0443.468.756
- VAT number
- BE 0443.468.756
- Registered office
- Philipssite 5 bus 1, 3001 Leuven
- Names & denominations
- LOFMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 1991
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- 042202080
- Activities · NACE
Uitvaartverzorging