What does JANSSEN KALFF SCHMATZ & PARTNERS do?

JANSSEN KALFF SCHMATZ & PARTNERS is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: insurer. Private Limited, started on 29 June 2021, 3 establishments.

What is the address of JANSSEN KALFF SCHMATZ & PARTNERS?

The registered office of JANSSEN KALFF SCHMATZ & PARTNERS is located at Aachener Strasse 18, 4731 Raeren.

Is JANSSEN KALFF SCHMATZ & PARTNERS still active?

Yes. According to the CBE (16 September 2026) JANSSEN KALFF SCHMATZ & PARTNERS is active, legal situation “Normale toestand”, started on 29 June 2021.

Is JANSSEN KALFF SCHMATZ & PARTNERS registered on Peppol?

Yes, JANSSEN KALFF SCHMATZ & PARTNERS is registered on the Peppol network with ID 0208:0770469515.

What is the enterprise number of JANSSEN KALFF SCHMATZ & PARTNERS?

The enterprise number of JANSSEN KALFF SCHMATZ & PARTNERS is BE0770469515.

When was JANSSEN KALFF SCHMATZ & PARTNERS founded?

JANSSEN KALFF SCHMATZ & PARTNERS was founded on 29 June 2021.

Is JANSSEN KALFF SCHMATZ & PARTNERS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 June 2021; 4 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account; 3 establishments in the CBE.

How much profit did JANSSEN KALFF SCHMATZ & PARTNERS make in 2025?

JANSSEN KALFF SCHMATZ & PARTNERS posted a profit after taxes of € 455,707 in financial year 2025.

What is the revenue of JANSSEN KALFF SCHMATZ & PARTNERS?

As a small company, JANSSEN KALFF SCHMATZ & PARTNERS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 516,578.

How much does an employee at JANSSEN KALFF SCHMATZ & PARTNERS earn?

The average wage cost per full-time employee at JANSSEN KALFF SCHMATZ & PARTNERS was € 35,900 in 2025: staff costs of € 53,885 for 1.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does JANSSEN KALFF SCHMATZ & PARTNERS have?

According to the 2025 annual accounts, JANSSEN KALFF SCHMATZ & PARTNERS has 1.5 full-time equivalents (FTE).

JANSSEN KALFF SCHMATZ & PARTNERS (Private Limited)

Q: Who are the directors of JANSSEN KALFF SCHMATZ & PARTNERS?

According to the 2025 annual accounts, the directors of JANSSEN KALFF SCHMATZ & PARTNERS are: Enja Business GmbH, Schmatz Business Insurance GmbH, Schmatz & Partners AG, Siluna GmbH, Bluvermo GmbH, Kagefin GmbH.

Dossier JANSSEN KALFF SCHMATZ & PARTNERS, printed on 16 September 2026 from databakkes.be/en/0770469515/janssen-kalff-schmatz-partners. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

JANSSEN KALFF SCHMATZ & PARTNERS from Raeren, company number BE0770469515, closed financial year 2025 with a result of € 455,707 after tax. For that financial year JANSSEN KALFF SCHMATZ & PARTNERS recorded a gross margin of € 516,578 and equity of € 1 million. Compared with financial year 2024, the result moved from € 431,240 to € 455,707. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.

What it is worth Healthy

€ 1 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 455,707

▲ 6% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 250,820

▲ 33% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 455,707 paid out

100 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Full-time equivalents

1.5

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 53,885

€ 35,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 1,035

▼ 53% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 151,745

▼ 22% vs 2024

€ 43,331 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 10,890

▼ 50% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 6,053

▼ 48% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 564,818 Gross margin 2022: € 564,818 First fiscal year in the series	€ 457,719 Gross margin 2023: € 457,719 ▼ 19% vs 2022 (€ 564,818) Unfavourable step	€ 491,918 Gross margin 2024: € 491,918 ▲ 7% vs 2023 (€ 457,719) Favourable step	€ 516,578 Gross margin 2025: € 516,578 ▲ 5% vs 2024 (€ 491,918) Favourable step	▲ 5%
Profit after taxes	€ 460,210 Profit after taxes 2022: € 460,210 First fiscal year in the series	€ 391,927 Profit after taxes 2023: € 391,927 ▼ 15% vs 2022 (€ 460,210) Unfavourable step	€ 431,240 Profit after taxes 2024: € 431,240 ▲ 10% vs 2023 (€ 391,927) Favourable step	€ 455,707 Profit after taxes 2025: € 455,707 ▲ 6% vs 2024 (€ 431,240) Favourable step	▲ 6%
Equity	€ 1,000,000 Equity 2022: € 1,000,000 First fiscal year in the series	€ 1,000,000 Equity 2023: € 1,000,000 Unchanged (€ 1,000,000) Unchanged	€ 1,000,000 Equity 2024: € 1,000,000 Unchanged (€ 1,000,000) Unchanged	€ 1,000,000 Equity 2025: € 1,000,000 Unchanged (€ 1,000,000) Unchanged
Total debts	€ 1,093,946 Total debts 2022: € 1,093,946 First fiscal year in the series	€ 644,670 Total debts 2023: € 644,670 ▼ 41% vs 2022 (€ 1,093,946) Favourable step	€ 658,824 Total debts 2024: € 658,824 ▲ 2% vs 2023 (€ 644,670) Unfavourable step	€ 624,396 Total debts 2025: € 624,396 ▼ 5% vs 2024 (€ 658,824) Favourable step	▼ 5%
Cash	€ 383,540 Cash 2022: € 383,540 First fiscal year in the series	€ 146,666 Cash 2023: € 146,666 ▼ 62% vs 2022 (€ 383,540) Unfavourable step	€ 188,997 Cash 2024: € 188,997 ▲ 29% vs 2023 (€ 146,666) Favourable step	€ 250,820 Cash 2025: € 250,820 ▲ 33% vs 2024 (€ 188,997) Favourable step	▲ 33%
Dividend	€ 460,210 Dividend 2022: € 460,210 First fiscal year in the series	€ 391,927 Dividend 2023: € 391,927 ▼ 15% vs 2022 (€ 460,210) Unchanged	€ 431,240 Dividend 2024: € 431,240 ▲ 10% vs 2023 (€ 391,927) Unchanged	€ 455,707 Dividend 2025: € 455,707 ▲ 6% vs 2024 (€ 431,240) Unchanged	▲ 6%
Bank debt	€ 298,328 Bank debt 2022: € 298,328 First fiscal year in the series	€ 235,817 Bank debt 2023: € 235,817 ▼ 21% vs 2022 (€ 298,328) Favourable step	€ 194,207 Bank debt 2024: € 194,207 ▼ 18% vs 2023 (€ 235,817) Favourable step	€ 151,745 Bank debt 2025: € 151,745 ▼ 22% vs 2024 (€ 194,207) Favourable step	▼ 22%
Balance sheet total	€ 2,093,946 Balance sheet total 2022: € 2,093,946 First fiscal year in the series	€ 1,644,670 Balance sheet total 2023: € 1,644,670 ▼ 21% vs 2022 (€ 2,093,946) Unchanged	€ 1,658,824 Balance sheet total 2024: € 1,658,824 ▲ 1% vs 2023 (€ 1,644,670) Unchanged	€ 1,624,396 Balance sheet total 2025: € 1,624,396 ▼ 2% vs 2024 (€ 1,658,824) Unchanged	▼ 2%
Employees (FTE)	1.5 Employees (FTE) 2022: 1.5 First fiscal year in the series	1.5 Employees (FTE) 2023: 1.5 Unchanged (1.5) Unchanged	1.5 Employees (FTE) 2024: 1.5 Unchanged (1.5) Unchanged	1.5 Employees (FTE) 2025: 1.5 Unchanged (1.5) Unchanged

Key figures of JANSSEN KALFF SCHMATZ & PARTNERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to JANSSEN KALFF SCHMATZ & PARTNERS?

What happened at JANSSEN KALFF SCHMATZ & PARTNERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 8, 2026 New annual accounts for financial year 2025: profit of € 455,707 (▲ 6% vs 2024). Source: NBB ↗
2022 Schmatz & Partners AG became a director. NBB
Oct 1, 2021 New establishment in Raeren. KBO
Oct 1, 2021 New establishment in Kelmis. KBO
Oct 1, 2021 New establishment in Sankt Vith. KBO
Jun 29, 2021 Start of the company according to the CBE. KBO

In short

From € 460,210 profit in 2022 to € 455,707 profit in 2025.

Paid € 5,293 in corporate taxes since 2022.

Best year ever: 2022, with € 460,210 profit.

On average € 344,400 of value added per employee in 2025.

Original PDFs at the National Bank ↗

A new publication or filing at JANSSEN KALFF SCHMATZ & PARTNERS? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

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NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

SCHMATZ BUSINESS INSURANCE 23%

KAGEFIN 20%

ENJA BUSINESS 7.5%

SILUNA 7%

The stake of SCHMATZ BUSINESS INSURANCE, KAGEFIN, ENJA BUSINESS, SILUNA, SCHMATZ & PARTNERS, BLUVERMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

JANSSEN KALFF SCHMATZ & PARTNERS

Behind JANSSEN KALFF SCHMATZ & PARTNERS are Enja Business GmbH, Schmatz Business Insurance GmbH, Schmatz & Partners AG, Siluna GmbH, Bluvermo GmbH and Kagefin GmbH. The shares are held by SCHMATZ BUSINESS INSURANCE (23%), KAGEFIN (20%), ENJA BUSINESS (7.5%), SILUNA (7%), SCHMATZ & PARTNERS (7%) and BLUVERMO (5%).

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