Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SCHMATZ & PARTNERS IMMOBEL from Sankt Vith, company number BE0451560437, closed financial year 2025 with a result of € 11,464 after tax. For that financial year SCHMATZ & PARTNERS IMMOBEL recorded a gross margin of € 102,679 and equity of € 982,526. Compared with financial year 2024, the result moved from € 4,496 to € 11,464. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ 982,526
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,464
▲ 155% vs 2024
Profit after tax over the fiscal year.
€ 7,391
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10,879 paid out
95 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 5,062
▼ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 455,290
▼ 11% vs 2024
€ 66,962 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 5,316
▲ € 4,444 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,070
▲ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 95,606 | € 95,408 | € 99,837 | € 102,679 | ▲ 3% |
| Profit after taxes | € 4,959 | € 1,218 | € 4,496 | € 11,464 | ▲ 155% |
| Equity | € 999,589 | € 1,000,807 | € 981,941 | € 982,526 | |
| Total debts | € 720,330 | € 636,172 | € 538,288 | € 475,265 | ▼ 12% |
| Cash | € 17,683 | € 9,108 | € 18,134 | € 7,391 | ▼ 59% |
| Land & buildings | € 1,121,282 | € 1,088,768 | € 1,037,834 | € 989,387 | ▼ 5% |
| Retained profit | € 484,589 | € 485,807 | € 466,941 | € 467,526 | |
| Dividend | € 0 | € 0 | € 23,363 | € 10,879 | ▼ 53% |
| Bank debt | € 689,411 | € 625,791 | € 511,091 | € 455,290 | ▼ 11% |
| Balance sheet total | € 1,885,158 | € 1,798,631 | € 1,678,294 | € 1,612,270 | ▼ 4% |
Key figures of SCHMATZ & PARTNERS IMMOBEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCHMATZ & PARTNERS IMMOBEL?
What happened at SCHMATZ & PARTNERS IMMOBEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SCHMATZ BUSINESS INSURANCE (S.B.I.) PGmbH stepped down as director. NBB
- Joseph Schmatz stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 11,464 (▲ 155% vs 2024). filed late Source: NBB ↗
- Alphons SCHMATZ stepped down as director. NBB
- Alphons SCHMATZ became a director. NBB
- SCHMATZ BUSINESS INSURANCE (S.B.I.) PGmbH became a director. NBB
- Joseph Schmatz became a director. NBB
- New establishment in Sankt Vith. KBO
In short
From € 4,959 profit in 2022 to € 11,464 profit in 2025.
Paid € 32,496 in corporate taxes since 2022.
Best year ever: 2025, with € 11,464 profit.
Paid out € 34,241 in dividends to the owners in total.
Management
The stake of SCHMATZ BUSINESS INSURANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SCHMATZ & PARTNERS IMMOBELThe shares are held by SCHMATZ BUSINESS INSURANCE (50%). It owns 47.5% of SCHMATZ & PARTNERS IMMOLUX itself.
Directors
According to the 2025 annual accounts
Alphons SCHMATZ
Director
since 2023 · until 2025
SCHMATZ BUSINESS INSURANCE (S.B.I.) PGmbH
Director · represented by Olivier SCHMATZ
Also active at: SCHMATZ & PARTNERS, JANSSEN KALFF SCHMATZ & PARTNERS
since 2023 · until 2029
Joseph Schmatz
Chairman of the board
since 2023 · until 2029
Shareholders
Participations
SCHMATZ & PARTNERS IMMOLUX
47.5%
Establishments
Establishment units
Physical locations of this company
Malmedyer Strasse 97B
4780 Sankt Vith
Malmedyer Strasse 97 B
4780 Sankt Vith
Active since 15 December 1993
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0451.560.437
- VAT number
- BE 0451.560.437
- Registered office
- Malmedyer Strasse 97B, 4780 Sankt Vith
- Names & denominations
- SCHMATZ & PARTNERS IMMOBEL · S & P IMMOBEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 November 1993
- Peppol
- Active · Active since 29 Sept 2025