What does SCHMATZ & PARTNERS do?

SCHMATZ & PARTNERS is an insurance broker in Sankt Vith. Public Limited, started on 2 December 1999, 1 establishment.

What is the address of SCHMATZ & PARTNERS?

The registered office of SCHMATZ & PARTNERS is located at Malmedyer Strasse 97B, 4780 Sankt Vith.

Is SCHMATZ & PARTNERS still active?

Yes. According to the CBE (29 October 2026) SCHMATZ & PARTNERS is active, legal situation “Normale toestand”, started on 2 December 1999.

Is SCHMATZ & PARTNERS registered on Peppol?

Yes, SCHMATZ & PARTNERS is registered on the Peppol network with ID 0208:0467854259.

What is the enterprise number of SCHMATZ & PARTNERS?

The enterprise number of SCHMATZ & PARTNERS is BE0467854259.

When was SCHMATZ & PARTNERS founded?

SCHMATZ & PARTNERS was founded on 2 December 1999.

Who are the directors of SCHMATZ & PARTNERS?

According to the 2025 annual accounts, the directors of SCHMATZ & PARTNERS are: Vincent GENNEN, SCHMATZ BUSINESS INSURANCE (S.B.I.) PGmbH.

Is SCHMATZ & PARTNERS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 December 1999; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did SCHMATZ & PARTNERS make in 2025?

SCHMATZ & PARTNERS posted a profit after taxes of € 49,306 in financial year 2025.

What is the revenue of SCHMATZ & PARTNERS?

As a small company, SCHMATZ & PARTNERS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 111,782.

SCHMATZ & PARTNERS (Public Limited) - Sankt Vith

Dossier SCHMATZ & PARTNERS, printed on 29 October 2026 from databakkes.be/en/0467854259/schmatz-partners. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

SCHMATZ & PARTNERS from Sankt Vith, company number BE0467854259, closed financial year 2025 with a result of € 49,306 after tax. For that financial year SCHMATZ & PARTNERS recorded a gross margin of € 111,782 and equity of € 434,501. Compared with financial year 2024, the result moved from € -7,125 to € 49,306. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.

What it is worth Growing

€ 434,501

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 49,306

▲ still € 7,125 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 21,355

▼ 71% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 40,000 paid out

81 % of the profit went to the shareholders, mostly to SCHMATZ BUSINESS INSURANCE (50 % of the shares). That is where the money ends up.

People and assets in 2025

Vehicles and equipment

€ 23,045

▼ 48% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 15 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 315,397

▼ 6% vs 2024

€ 21,744 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.

Owed to suppliers

€ 2,777

▼ 50% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 1,474

▼ 77% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 149,081 Gross margin 2022: € 149,081 First fiscal year in the series	€ 222,139 Gross margin 2023: € 222,139 ▲ 49% vs 2022 (€ 149,081) Favourable step	€ 82,505 Gross margin 2024: € 82,505 ▼ 63% vs 2023 (€ 222,139) Unfavourable step	€ 111,782 Gross margin 2025: € 111,782 ▲ 35% vs 2024 (€ 82,505) Favourable step	▲ 35%
Profit after taxes	€ 52,694 Profit after taxes 2022: € 52,694 First fiscal year in the series	€ 57,340 Profit after taxes 2023: € 57,340 ▲ 9% vs 2022 (€ 52,694) Favourable step	€ -7,125 Profit after taxes 2024: € -7,125 ▼ € 64,465 vs 2023 (€ 57,340) Unfavourable step	€ 49,306 Profit after taxes 2025: € 49,306 ▲ € 56,431 vs 2024 (€ -7,125) Favourable step	▲ € 56,431
Equity	€ 413,556 Equity 2022: € 413,556 First fiscal year in the series	€ 470,896 Equity 2023: € 470,896 ▲ 14% vs 2022 (€ 413,556) Favourable step	€ 425,195 Equity 2024: € 425,195 ▼ 10% vs 2023 (€ 470,896) Unfavourable step	€ 434,501 Equity 2025: € 434,501 ▲ 2% vs 2024 (€ 425,195) Favourable step	▲ 2%
Total debts	€ 459,584 Total debts 2022: € 459,584 First fiscal year in the series	€ 638,583 Total debts 2023: € 638,583 ▲ 39% vs 2022 (€ 459,584) Unfavourable step	€ 386,173 Total debts 2024: € 386,173 ▼ 40% vs 2023 (€ 638,583) Favourable step	€ 360,486 Total debts 2025: € 360,486 ▼ 7% vs 2024 (€ 386,173) Favourable step	▼ 7%
Cash	€ 128,139 Cash 2022: € 128,139 First fiscal year in the series	€ 93,641 Cash 2023: € 93,641 ▼ 27% vs 2022 (€ 128,139) Unfavourable step	€ 73,942 Cash 2024: € 73,942 ▼ 21% vs 2023 (€ 93,641) Unfavourable step	€ 21,355 Cash 2025: € 21,355 ▼ 71% vs 2024 (€ 73,942) Unfavourable step	▼ 71%
Land & buildings	€ 183,418 Land & buildings 2022: € 183,418 First fiscal year in the series	€ 564,284 Land & buildings 2023: € 564,284 ▲ 208% vs 2022 (€ 183,418) Unchanged	€ 549,497 Land & buildings 2024: € 549,497 ▼ 3% vs 2023 (€ 564,284) Unchanged	€ 534,710 Land & buildings 2025: € 534,710 ▼ 3% vs 2024 (€ 549,497) Unchanged	▼ 3%
Retained profit	€ 351,556 Retained profit 2022: € 351,556 First fiscal year in the series	€ 408,896 Retained profit 2023: € 408,896 ▲ 16% vs 2022 (€ 351,556) Favourable step	€ 363,195 Retained profit 2024: € 363,195 ▼ 11% vs 2023 (€ 408,896) Unfavourable step	€ 372,501 Retained profit 2025: € 372,501 ▲ 3% vs 2024 (€ 363,195) Favourable step	▲ 3%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 38,575 Dividend 2024: € 38,575 Unchanged (€ 0) Unchanged	€ 40,000 Dividend 2025: € 40,000 ▲ 4% vs 2024 (€ 38,575) Unchanged	▲ 4%
Bank debt	€ 41,041 Bank debt 2022: € 41,041 First fiscal year in the series	€ 367,805 Bank debt 2023: € 367,805 ▲ € 326,764 vs 2022 (€ 41,041) Unfavourable step	€ 337,305 Bank debt 2024: € 337,305 ▼ 8% vs 2023 (€ 367,805) Favourable step	€ 315,397 Bank debt 2025: € 315,397 ▼ 6% vs 2024 (€ 337,305) Favourable step	▼ 6%
Balance sheet total	€ 873,140 Balance sheet total 2022: € 873,140 First fiscal year in the series	€ 1,109,479 Balance sheet total 2023: € 1,109,479 ▲ 27% vs 2022 (€ 873,140) Unchanged	€ 811,368 Balance sheet total 2024: € 811,368 ▼ 27% vs 2023 (€ 1,109,479) Unchanged	€ 794,987 Balance sheet total 2025: € 794,987 ▼ 2% vs 2024 (€ 811,368) Unchanged	▼ 2%
Employees (FTE)	0.6 Employees (FTE) 2022: 0.6 First fiscal year in the series	0.5 Employees (FTE) 2023: 0.5 ▼ 0.1 vs 2022 (0.6) Unchanged	0.5 Employees (FTE) 2024: 0.5 Unchanged (0.5) Unchanged	-

Key figures of SCHMATZ & PARTNERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SCHMATZ & PARTNERS?

What happened at SCHMATZ & PARTNERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Vincent GENNEN stepped down as director. NBB
2029 SCHMATZ BUSINESS INSURANCE (S.B.I.) PGmbH stepped down as director. NBB
Aug 24, 2026 New annual accounts for financial year 2025: profit of € 49,306. filed late Source: NBB ↗
2023 Vincent GENNEN became a director. NBB
2023 SCHMATZ BUSINESS INSURANCE (S.B.I.) PGmbH became a director. NBB
Feb 4, 2000 New establishment in Sankt Vith. KBO
Dec 2, 1999 Start of the company according to the CBE. KBO

In short

From € 52,694 profit in 2022 to € 49,306 profit in 2025.

Paid € 19,205 in corporate taxes since 2022.

Best year ever: 2023, with € 57,340 profit.

Paid out € 78,575 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

SCHMATZ BUSINESS INSURANCE 50%

The stake of SCHMATZ BUSINESS INSURANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SCHMATZ & PARTNERS

Janssen Kalff Schmatz & Partners 7%

The shares are held by SCHMATZ BUSINESS INSURANCE (50%). It owns 7% of Janssen Kalff Schmatz & Partners itself.

Directors

According to the 2025 annual accounts

Vincent GENNEN

Director

Also active at: Link-Gennen & Schmatz

since 2023 · until 2029

SCHMATZ BUSINESS INSURANCE (S.B.I.) PGmbH

Chairman of the board · represented by Olivier SCHMATZ

Also active at: SCHMATZ & PARTNERS IMMOBEL, JANSSEN KALFF SCHMATZ & PARTNERS

since 2023 · until 2029

Shareholders

SCHMATZ BUSINESS INSURANCE

50%

Participations

Janssen Kalff Schmatz & Partners

Establishments

Establishment units

Physical locations of this company

Registered office

Malmedyer Strasse 97B

4780 Sankt Vith

2.099.342.789

Malmedyer Strasse 97 box B

4780 Sankt Vith

Active since 4 February 2000

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

SCHMATZ & PARTNERS IMMOBEL same network

€ 102,679 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0467.854.259

VAT number

BE 0467.854.259

Registered office

Malmedyer Strasse 97B, 4780 Sankt Vith

Names & denominations

SCHMATZ & PARTNERS

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

2 December 1999

Peppol

Active · Active since 29 Sept 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Verhuur en lease van personenauto’s en andere lichte motorvoertuigen

Activiteiten van hoofdkantoren

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

View on CBE Public ↗ Annual accounts (NBB) ↗

SCHMATZ & PARTNERS

Warning lights

Financials

What happened to SCHMATZ & PARTNERS?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions