Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
{SMEYS} from Leuven, company number BE0766994143, closed financial year 2025 with a result of € 281,749 after tax. For that financial year {SMEYS} recorded a gross margin of € 1.2 million and equity of € 108,225. Compared with financial year 2024, the result moved from € 352,237 to € 281,749. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 108,225
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 281,749
▼ 20% vs 2024
Profit after tax over the fiscal year.
€ 22,916
▲ € 22,290 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 281,749 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
5.6
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 472,593
▲ 20% vs 2024
€ 84,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 48,049
▼ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.5 million
▼ 10% vs 2024
€ 434,744 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 48,687
▲ 132% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 109,616
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 716,960 | € 915,267 | € 1,194,108 | € 1,202,185 | ▲ 1% |
| Profit after taxes | € 125,370 | € 195,176 | € 352,237 | € 281,749 | ▼ 20% |
| Equity | € 72,401 | € 107,656 | € 108,225 | € 108,225 | |
| Total debts | € 2,199,276 | € 2,249,367 | € 2,273,437 | € 2,153,058 | ▼ 5% |
| Cash | € 26,510 | € 6,643 | € 627 | € 22,916 | ▲ € 22,290 |
| Retained profit | € 62,401 | € 97,656 | € 98,225 | € 98,225 | |
| Dividend | € 60,000 | € 160,000 | € 350,000 | € 281,749 | ▼ 20% |
| Bank debt | € 1,789,657 | € 1,729,735 | € 1,700,195 | € 1,529,934 | ▼ 10% |
| Balance sheet total | € 2,271,677 | € 2,357,023 | € 2,381,662 | € 2,261,283 | ▼ 5% |
| Employees (FTE) | - | 4.5 | 5.1 | 5.6 | ▲ 0.5 |
Key figures of {SMEYS}, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to {SMEYS}?
What happened at {SMEYS} in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 281,749 (▼ 20% vs 2024). Source: NBB ↗
- AMHERST CONSULTING BV became a director. NBB
- New establishment in Ukkel. KBO
- New establishment in Leuven. KBO
- Start of the company according to the CBE. KBO
In short
From € 125,370 profit in 2022 to € 281,749 profit in 2025.
Paid € 102,301 in corporate taxes since 2022.
Best year ever: 2024, with € 352,237 profit.
On average € 214,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind {SMEYS} are AMHERST CONSULTING BV and Sophie De Jonghe. AMHERST CONSULTING BV is also behind ASSURINVESTMENT.
Directors
According to the 2025 annual accounts
since 2022
Sophie De Jonghe
Director
Establishments
Establishment units
Physical locations of this company
Aarschotsesteenweg 337 box 2
3012 Leuven
Brugmannlaan 375
1180 Ukkel
Active since 21 April 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0766.994.143
- VAT number
- BE 0766.994.143
- Registered office
- Aarschotsesteenweg 337 bus 2, 3012 Leuven
- Names & denominations
- {SMEYS}
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 April 2021
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars