Active · per the CBE, 29 October 2026

ADD

BE0406080305

Rechtspersoon Public limited company 3 establishments

ADD is registered with the CBE as active in: Verzekeringsmakelaars en -agenten. Public Limited, started on 1 January 1969, 3 establishments.

Geldenaaksebaan 470, 3001 Leuven

Active for

57 year, 9 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

ADD from Leuven, company number BE0406080305, closed financial year 2025 with a result of € 4.2 million after tax. For that financial year ADD recorded revenue of € 25.5 million and equity of € 4.1 million. Compared with financial year 2024, the result moved from € 4.3 million to € 4.2 million. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 21, 2026.

What it is worth Growing

€ 4.1 million

▲ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 4.2 million

▼ 2% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 9 million

▼ 24% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 4 million paid out

95 % of the profit went to the shareholders, mostly to KBC Verzekeringen (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

127.2

▲ 12.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 13.2 million

▲ 5% vs 2024

€ 103,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 13,033

▲ 126% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 24.6 million

▲ 16% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 1331 days on average.

Taxes and wages

€ 2.3 million

▲ 20% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Revenue € 18,674,747 € 20,796,551 € 23,305,948 € 25,506,216 ▲ 9%
Profit after taxes € 2,522,635 € 4,441,968 € 4,262,730 € 4,193,059 ▼ 2%
Equity € 3,943,013 € 4,066,129 € 4,080,499 € 4,106,909 ▲ 1%
Total debts € 17,514,876 € 23,925,850 € 29,471,558 € 32,648,376 ▲ 11%
Cash € 9,455,898 € 14,234,168 € 11,778,245 € 8,960,766 ▼ 24%
Retained profit € 1,193,013 € 1,316,129 € 1,330,499 € 1,356,909 ▲ 2%
Dividend € 2,600,000 € 4,300,000 € 4,150,000 € 4,000,000 ▼ 4%
Balance sheet total € 21,922,962 € 28,370,754 € 33,881,245 € 37,827,013 ▲ 12%
Employees (FTE) 110 110.2 114.9 127.2 ▲ 12.3

Key figures of ADD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ADD?

What happened at ADD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • Philippe Rommel stepped down as director. NBB
  • Johan Maertens stepped down as director. NBB
  • Wim Merckx stepped down as director. NBB
  • Annelies Van Bauwel stepped down as director. NBB
  • Dirk Ector stepped down as director. NBB
  • Gustaaf Sap stepped down as director. NBB
  • Catherina Orlent stepped down as director. NBB
  • Kristo Van Holsbeek stepped down as director. NBB

In short

From € 2.5 million profit in 2022 to € 4.2 million profit in 2025.

Paid € 5.7 million in corporate taxes since 2022.

Best year ever: 2023, with € 4.4 million profit.

Paid out € 15.1 million in dividends to the owners in total.

Management

The shares are held by KBC Verzekeringen (100%).

Directors

According to the 2025 annual accounts

Jan Van Hove

Director

since 2021 · until 2025

Philippe Rommel

Director

since 2021 · until 2027

Johan Maertens

Director

since 2023 · until 2027

Wim Merckx

Director

since 2021 · until 2027

Annelies Van Bauwel

Director

since 2021 · until 2027

Dirk Ector

Director

since 2021 · until 2027

Gustaaf Sap

Director

since 2021 · until 2027

Nele Vandaele

Chairman of the board

since 2025 · until 2026

Catherina Orlent

Director

since 2021 · until 2027

Kristo Van Holsbeek

Director

since 2021 · until 2027

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Geldenaaksebaan 470

3001 Leuven

2.143.751.072

Sluisweg 2 box bus 15

9000 Gent

Active since 1 January 1969

2.365.599.772

Prins Boudewijnlaan 7c box b0002

2550 Kontich

Active since 1 April 2023

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0406.080.305
VAT number
BE 0406.080.305
Registered office
Geldenaaksebaan 470, 3001 Leuven
Names & denominations
ADD
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
1 January 1969
Peppol
Active · Active since 16 Dec 2025
Activities · NACE

Verzekeringsmakelaars en -agenten

Activiteiten van verzekeringsagenten en -makelaars

Ontwerpen van computerprogramma’s

Uitgeven van overige software

Activiteiten van gemengde verzekeringsondernemingen, overwegend leven

Agenten en makelaars in bankdiensten

Overige advisering in verband met programmatuur en levering van programmatuur

Uitgeverijen van programmatuur

+1

Frequently asked questions

What does ADD do?
ADD is registered with the CBE as active in: Verzekeringsmakelaars en -agenten. Public Limited, started on 1 January 1969, 3 establishments.
What is the address of ADD?
The registered office of ADD is located at Geldenaaksebaan 470, 3001 Leuven.
Is ADD still active?
Yes. According to the CBE (29 October 2026) ADD is active, legal situation “Normale toestand”, started on 1 January 1969.
Is ADD registered on Peppol?
Yes, ADD is registered on the Peppol network with ID 0208:0406080305.
What is the enterprise number of ADD?
The enterprise number of ADD is BE0406080305.
When was ADD founded?
ADD was founded on 1 January 1969.