Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
N.T. CARS CONSULT from Namur, company number BE0761600745, closed financial year 2025 with a result of € -58,846 after tax. For that financial year N.T. CARS CONSULT recorded revenue of € 5.6 million and equity of € -1.6 million. Compared with financial year 2024, the result moved from € -1.1 million to € -58,846. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 20, 2026.
€ -1.6 million
▼ € 58,846 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -58,846
▲ 94 % less loss than in 2024
Profit after tax over the fiscal year.
€ 188,167
▲ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.6 million.
People and assets in 2025
€ 4,952
▼ 99% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 5.5 million
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 375,941
▼ 90% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 24 days on average.
€ 307
▼ € 73,657 vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 15,645,955 | € 5,552,709 | ▼ 65% |
| Gross margin | € 553,853 | € 299,599 | - | - | |
| Profit after taxes | € 74,299 | € -723,984 | € -1,053,958 | € -58,846 | ▲ € 995,112 |
| Equity | € 260,958 | € -463,026 | € -1,516,984 | € -1,575,831 | ▼ € 58,846 |
| Total debts | € 8,664,434 | € 9,204,386 | € 13,035,027 | € 6,017,008 | ▼ 54% |
| Cash | € 240,591 | € 299,691 | € 135,741 | € 188,167 | ▲ 39% |
| Retained profit | € 199,458 | € -524,526 | € -1,578,484 | € -1,637,331 | ▼ € 58,846 |
| Bank debt | € 858 | € 6,243 | € 5,916,517 | € 5,480,400 | ▼ 7% |
| Balance sheet total | € 8,952,394 | € 8,797,007 | € 11,573,690 | € 4,441,178 | ▼ 62% |
| Employees (FTE) | 9.2 | 11.3 | 11.2 | - |
Key figures of N.T. CARS CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to N.T. CARS CONSULT?
What happened at N.T. CARS CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michel STEVENY stepped down as director. NBB
- INVEST-GROUP AUTOMOTIVE SA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 58,846. filed late Source: NBB ↗
- New establishment in Fleurus. KBO
- Michel STEVENY became a director. NBB
- INVEST-GROUP AUTOMOTIVE SA became a director. NBB
- New establishment in Rochefort. KBO
- New establishment in Andenne. KBO
In short
From € 74,299 profit in 2022 to € 58,846 loss in 2025.
Paid € 28,773 in corporate taxes since 2022.
Best year ever: 2022, with € 74,299 profit.
On average € 26,500 of value added per employee in 2023.
Management
The shares are held by SMS AUTO SRL (100%).
Directors
According to the 2025 annual accounts
since 2024 · until 2029
Director · represented by Philippe STEVENY
Also active at: SAN-MAZUIN CONDROZ FAMENNE, SOCIÉTÉ AUTOMOBILE DE NAMUR - MAZUIN, DP Carrosserie, GARAGE MARCHAL, Carromaz, MAZUIN IMMO, CLOSE GARAGE, ACCESS AUTO
since 2024 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Pieds d'Alouette(NN) 39
5100 Namur
Route de Marche,Baillonville 8b
5377 Somme-Leuze
Active since 19 February 2021
Rue des Engoulevents(NN) 4
5100 Namur
Active since 2 January 2022
Rue de Ciney 119
5580 Rochefort
Active since 24 June 2022
Chaussée Moncheur 23
5300 Andenne
Active since 24 June 2022
Rue du Tilloi(H) 6
6220 Fleurus
Active since 1 January 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
All companies at this address →HEPPIGNIES AIRPORT
€ -4,164 gross margin · 2025
GARAGE ROUSSEAU
€ 17.6 million revenue · 2025
STEVENY PARTS
€ 1,024 revenue · 2025
STEVENY MOTORS same network
€ 154.6 million revenue · 2025
IMMO STEVENY BRAINE
€ 102,710 revenue · 2025
+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0761.600.745
- VAT number
- BE 0761.600.745
- Registered office
- Rue des Pieds d'Alouette(NN) 39, 5100 Namur
- Names & denominations
- N.T. CARS CONSULT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 2021
- Peppol
- Active · Active since 24 Dec 2025
- Contact
- [email protected] +3281332652
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)