Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SMS Auto from Namur, company number BE0698859264, closed financial year 2024 with a result of € 155,809 after tax. For that financial year SMS Auto recorded revenue of € 20.6 million and equity of € 391,170. Compared with financial year 2023, the result moved from € 128,724 to € 155,809. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 27, 2025.
€ 391,170
▲ 66% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 155,809
▲ 21% vs 2023
Profit after tax over the fiscal year.
€ 35,387
▼ 84% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 372,570.
People and assets in 2024
€ 312,440
▼ 27% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 902,688
▲ 249% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 205,634
▲ 21% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 381,196 | € 519,594 | € 425,504 | € 20,586,634 | ▲ € 20.2 million |
| Gross margin | € 230,893 | € 382,976 | € 271,020 | € 376,483 | ▲ 39% |
| Profit after taxes | € 20,142 | € 121,689 | € 128,724 | € 155,809 | ▲ 21% |
| Equity | € 74,949 | € 106,637 | € 235,361 | € 391,170 | ▲ 66% |
| Total debts | € 1,024,349 | € 595,061 | € 857,264 | € 3,007,392 | ▲ 251% |
| Cash | € 95,206 | € 102,291 | € 227,191 | € 35,387 | ▼ 84% |
| Retained profit | € 56,349 | € 88,037 | € 216,761 | € 372,570 | ▲ 72% |
| Dividend | € 0 | € 90,000 | € 0 | € 0 | |
| Balance sheet total | € 1,099,298 | € 701,698 | € 1,092,625 | € 3,398,562 | ▲ 211% |
Key figures of SMS Auto, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SMS Auto?
What happened at SMS Auto in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 155,809 (▲ 21% vs 2023). filed late Source: NBB ↗
- New establishment in Fleurus. KBO
- Philippe Steveny became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 20,142 profit in 2021 to € 155,809 profit in 2024.
Paid € 137,379 in corporate taxes since 2021.
Best year ever: 2024, with € 155,809 profit.
Paid out € 90,000 in dividends to the owners in total.
Management
Behind SMS Auto is Philippe Steveny. It owns 100% of NT CARS CONSULT SA itself.
Directors
According to the 2024 annual accounts
Philippe Steveny
Director
Also active at: STEVENY, Ets Colson et fils, GARAGE ROUSSEAU, STEVENY PARTS, SAN-MAZUIN CONDROZ FAMENNE, SOCIÉTÉ AUTOMOBILE DE NAMUR - MAZUIN, GARAGE CHRISTIAN WEBER, DP Carrosserie +36 more
since 2018
Establishments
Establishment units
Physical locations of this company
Tienne aux Clochers(WP) 135
5100 Namur
Rue de Wangenies(FL) 137
6220 Fleurus
Active since 1 July 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →FINANCIERES WEST NAMUR
€ 135,208 gross margin · 2022
STEVENY IMMOBILIERE same network
€ 191,771 revenue · 2025
IMMO STEVENY same network
€ 105,002 revenue · 2025
FOCUS 5000 same network
€ 2.3 million gross margin · 2024
Steveny Invest same network
€ 39,297 revenue · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0698.859.264
- VAT number
- BE 0698.859.264
- Registered office
- Tienne aux Clochers(WP) 135, 5100 Namur
- Names & denominations
- SMS Auto
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 June 2018
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Verhuur en lease van personenauto’s en andere lichte motorvoertuigen
Carrosserieherstelling (inclusief spuiten en verven)
Detailhandel in onderdelen en accessoires van motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Diensten voor personenvervoer op aanvraag per voertuig met chauffeur
Exploitatie van taxi's