Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 35.9 to 26.6.
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Busy address KBO
54 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
INVEST-GROUP AUTOMOTIVE from Namur, company number BE0899216724, closed financial year 2025 with a result of € 3.6 million after tax. For that financial year INVEST-GROUP AUTOMOTIVE recorded revenue of € 4.8 million and equity of € 9.4 million. Compared with financial year 2024, the result moved from € 2.4 million to € 3.6 million. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 20, 2026.
€ 9.4 million
▼ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3.6 million
▲ 51% vs 2024
Profit after tax over the fiscal year.
€ 10,019
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 7.3 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
26.6
▼ 4.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2 million
▼ 14% vs 2024
€ 74,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,983
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6.5 million
▼ 5% vs 2024
€ 174,094 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 661,776
▲ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 82 days on average.
€ 1.9 million
▼ 39% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 5,071,320 | € 5,176,722 | € 5,278,175 | € 4,780,442 | ▼ 9% |
| Profit after taxes | € 75,566 | € 431,403 | € 2,375,982 | € 3,577,935 | ▲ 51% |
| Equity | € 14,347,930 | € 14,779,333 | € 13,155,315 | € 9,403,250 | ▼ 29% |
| Total debts | € 13,315,830 | € 10,917,480 | € 15,697,974 | € 10,541,356 | ▼ 33% |
| Cash | € 372,788 | € 163,862 | € 45,605 | € 10,019 | ▼ 78% |
| Land & buildings | € 27,422 | € 15,494 | € 14,020 | € 10,505 | ▼ 25% |
| Retained profit | € 5,609,130 | € 6,040,533 | € 4,416,515 | € 664,450 | ▼ 85% |
| Dividend | € 450,000 | € 0 | € 4,000,000 | € 7,330,000 | ▲ 83% |
| Bank debt | € 9,760,625 | € 8,459,465 | € 6,857,134 | € 6,502,426 | ▼ 5% |
| Balance sheet total | € 27,663,760 | € 25,856,812 | € 29,013,289 | € 19,944,606 | ▼ 31% |
| Employees (FTE) | 37.4 | 35.9 | 31.2 | 26.6 | ▼ 4.6 |
Key figures of INVEST-GROUP AUTOMOTIVE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INVEST-GROUP AUTOMOTIVE?
What happened at INVEST-GROUP AUTOMOTIVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3.6 million (▲ 51% vs 2024). filed late Source: NBB ↗
- Philippe STEVENY became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 75,566 profit in 2022 to € 3.6 million profit in 2025.
Paid € 456,567 in corporate taxes since 2022.
Best year ever: 2025, with € 3.6 million profit.
Paid out € 11.8 million in dividends to the owners in total.
Management
Behind INVEST-GROUP AUTOMOTIVE is Philippe STEVENY. The shares are held by STEVENY HOLDING SA (100%). It owns 100% of GARAGE MARCHAL, 100% of CARROMAZ, 100% of ACCESS AUTO, 100% of DP CARROSSERIE, 100% of STEVENY MOTORS and 100% of MAZUIN IMMO itself.
Directors
According to the 2025 annual accounts
Philippe STEVENY
Director
Also active at: STEVENY, Ets Colson et fils, GARAGE ROUSSEAU, STEVENY PARTS, SAN-MAZUIN CONDROZ FAMENNE, SOCIÉTÉ AUTOMOBILE DE NAMUR - MAZUIN, GARAGE CHRISTIAN WEBER, DP Carrosserie +36 more
since 2024
Shareholders
100%
Participations
100%
100%
100%
100%
100%
100%
51%
Establishments
Establishment units
Physical locations of this company
Rue des Pieds d'Alouette(NN) 39
5100 Namur
Rue des Pieds d'Alouette(NN) 12
5100 Namur
Active since 11 July 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 54 companies are registered at this address.
All companies at this address →HEPPIGNIES AIRPORT same network
€ -4,164 gross margin · 2025
GARAGE ROUSSEAU same network
€ 17.6 million revenue · 2025
STEVENY PARTS same network
€ 1,024 revenue · 2025
STEVENY MOTORS same network
€ 154.6 million revenue · 2025
IMMO STEVENY BRAINE same network
€ 102,710 revenue · 2025
+49 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.216.724
- VAT number
- BE 0899.216.724
- Registered office
- Rue des Pieds d'Alouette(NN) 39, 5100 Namur
- Names & denominations
- INVEST-GROUP AUTOMOTIVE · I.G.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 July 2008
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van holdings
Holdings
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