Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Septeo Lawyer Solutions BE from Liège, company number BE0661645710, closed financial year 2025 with a result of € -16,483 after tax. For that financial year Septeo Lawyer Solutions BE recorded a gross margin of € 1.9 million and equity of € -1.2 million. Compared with financial year 2023, the result moved from € 101,670 to € -16,483. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ -1.2 million
▼ € 1.1 million vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,483
▼ still € 101,670 profit in 2023
Profit after tax over the fiscal year.
€ 457,899
▲ € 394,845 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.4 million.
People and assets in 2025
19.5
▲ 7.1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
▲ 104% vs 2023
€ 81,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 879
▼ 89% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 919,230
▲ 60% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 216,261
▲ 36% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 718,851 | € 906,536 | € 1,022,500 | € 1,858,110 | ▲ 82% |
| Profit after taxes | € -119,738 | € 69,826 | € 101,670 | € -16,483 | ▼ € 118,154 |
| Equity | € -237,845 | € -168,019 | € -66,445 | € -1,178,075 | ▼ € 1.1 million |
| Total debts | € 936,386 | € 1,086,558 | € 1,161,492 | € 2,587,528 | ▲ 123% |
| Cash | € 29,360 | € 175,227 | € 63,054 | € 457,899 | ▲ € 394,845 |
| Retained profit | € -337,845 | € -268,019 | € -166,445 | € -1,436,019 | ▼ € 1.3 million |
| Balance sheet total | € 698,541 | € 918,538 | € 1,095,047 | € 1,435,453 | ▲ 31% |
| Employees (FTE) | 14.2 | 13.2 | 12.4 | 19.5 | ▲ 7.1 |
Key figures of Septeo Lawyer Solutions BE, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Septeo Lawyer Solutions BE?
What happened at Septeo Lawyer Solutions BE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michael VANHAMME stepped down as director. NBB
- SEVEN TOPCO stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 16,484 (▼ € 118,154 vs 2023). Source: NBB ↗
- Michael VANHAMME became a director. NBB
- Joris MOENS stepped down as director. NBB
- New establishment in Gent. KBO
- Joris MOENS became a director. NBB
- SEVEN TOPCO became a director. NBB
In short
From € 119,738 loss in 2021 to € 16,484 loss in 2025.
Paid € 25,078 in corporate taxes since 2021.
Best year ever: 2023, with € 101,670 profit.
On average € 95,300 of value added per employee in 2025.
A new publication or filing at Septeo Lawyer Solutions BE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of SEPTEO Belgique comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Septeo Lawyer Solutions BEThe shares are held by SEPTEO Belgique (100%).
Directors
According to the 2025 annual accounts
Michael VANHAMME
Managing director
Also active at: A.R.W.A.C., Septeo Notary Solutions BE, JMA INVEST, SEPTEO Belgique, CMGT GROUP, HRWeb Solutions, I-MANAGEMENT SOLUTIONS, I-LOGICS
since 2025 · until 2032
Director · represented by Hugues GALAMBRUN
Also active at: Septeo Notary Solutions BE, GIS, SEPTEO Belgique, Flexsoft
since 2021 · until 2027
Joris MOENS
Director
Also active at: Septeo Notary Solutions BE, GIS, SEPTEO Belgique, CMGT GROUP, HRWeb Solutions
since 2021 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Tongres 382
4000 Liège
Poortakkerstraat 93
9051 Gent
Active since 1 January 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0661.645.710
- VAT number
- BE 0661.645.710
- Registered office
- Chaussée de Tongres 382, 4000 Liège
- Names & denominations
- Septeo Lawyer Solutions BE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 August 2016
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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