Financials
Financial year 2025
JMA INVEST from Elsene, company number BE0597892459, closed financial year 2025 with a result of € 5,782 after tax. For that financial year JMA INVEST recorded a gross margin of € 47,088 and equity of € 5.1 million. Compared with financial year 2024, the result moved from € -9,007 to € 5,782. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 5.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,782
▲ still € 9,007 loss in 2024
Profit after tax over the fiscal year.
€ 22,838
▲ 121% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 5 million.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 25,971
▼ 27% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 704,500
▼ 9% vs 2024
€ 73,522 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 15,730
▲ 222% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,947
▼ 11% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 44,505 | € 31,019 | € 36,783 | € 47,088 | ▲ 28% |
| Profit after taxes | € -195,618 | € -180,469 | € -9,007 | € 5,782 | ▲ € 14,789 |
| Equity | € 5,473,137 | € 5,134,667 | € 5,125,661 | € 5,131,443 | |
| Total debts | € 957,598 | € 877,593 | € 785,784 | € 722,818 | ▼ 8% |
| Cash | € 480,451 | € 80,142 | € 10,314 | € 22,838 | ▲ 121% |
| Land & buildings | € 1,629,242 | € 1,585,949 | € 1,546,047 | € 1,506,145 | ▼ 3% |
| Retained profit | € 5,323,137 | € 4,984,667 | € 4,975,661 | € 4,981,443 | |
| Dividend | € 0 | € 158,001 | € 0 | € 0 | |
| Bank debt | € 922,701 | € 848,301 | € 776,936 | € 704,500 | ▼ 9% |
| Balance sheet total | € 6,430,735 | € 6,012,261 | € 5,911,445 | € 5,854,261 | ▼ 1% |
| Employees (FTE) | 1 | 0.7 | 0 | 0 |
Key figures of JMA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JMA INVEST?
What happened at JMA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,782. Source: NBB ↗
- New establishment in Elsene. KBO
- Michaël Vanhamme became a director. NBB
- Amaury Redant became a director. NBB
- Joseph Pierre Redant became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 195,618 loss in 2022 to € 5,782 profit in 2025.
Paid € 1,113 in corporate taxes since 2022.
Best year ever: 2025, with € 5,782 profit.
On average € 44,500 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JMA INVEST are Michaël Vanhamme, Amaury Redant and Joseph Pierre Redant. Michaël Vanhamme is also behind A.R.W.A.C., Septeo Notary Solutions BE, Septeo Lawyer Solutions BE, SEPTEO Belgique and CMGT GROUP. Joseph Pierre Redant is also behind ARWAC GROUP.
Directors
According to the 2025 annual accounts
Michaël Vanhamme
Director
Also active at: A.R.W.A.C., Septeo Notary Solutions BE, Septeo Lawyer Solutions BE, SEPTEO Belgique, CMGT GROUP, HRWeb Solutions, I-MANAGEMENT SOLUTIONS, I-LOGICS
since 2015
Amaury Redant
Director
since 2015
since 2015
Establishments
Establishment units
Physical locations of this company
Amerikaanse straat 65
1050 Elsene
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0597.892.459
- VAT number
- BE 0597.892.459
- Registered office
- Amerikaanse straat 65, 1050 Elsene
- Names & denominations
- JMA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 February 2015
- Peppol
- Active · Active since 2 Jan 2026
- Activities · NACE
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